The Deb Klein Team

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The Deb Klein Team Deb Gontko Klein MBA | Branch Manager
NMLS #595188 I’ve been turning homeownership dreams into reality since 2004. John Fisher in Rochester, New York.

As a local lender at Planet Home Lending, I specialize in purchasing and refinancing primary and secondary homes, including vacation and investment properties. My team and I make the loan process quick and seamless, thanks to our in-house processing, underwriting, and closing services, ensuring timely loan closings every time. I hold an Executive MBA from Arizona State University and a Bachelor of Arts in Communications from St. Proud to be recognized as a Five Star Mortgage Professional by Phoenix Magazine for the past two years. Originally from Michigan, I’ve found my home in Arizona, where I enjoy golf, travel, and quality time with my three sons.

Your budget includes more than a mortgage payment: groceries, daycare, car payments, savings, and yes, the occasional va...
11/05/2026

Your budget includes more than a mortgage payment: groceries, daycare, car payments, savings, and yes, the occasional vacation.

Before you start house hunting, let’s build a number you’re comfortable with, not just one you’re approved for. DM me and I’ll walk you through it.
https://myoc.io/fXlMbH4Tca2

How many of these VA loan myths have you heard?VA home loan benefits are often misunderstood—from whether you need a dow...
11/04/2026

How many of these VA loan myths have you heard?

VA home loan benefits are often misunderstood—from whether you need a down payment to whether your eligibility ends after military service.

The facts could change how you approach your next home purchase. Have a question about your VA home loan benefit? Call me today.

VA loan eligibility and program requirements apply.
https://myoc.io/fXlMbH4Tca2

Closing day is the finish line, and it’s meant to be a celebration. Here’s a simple look at what to expect.If you’re a f...
11/03/2026

Closing day is the finish line, and it’s meant to be a celebration.

Here’s a simple look at what to expect.

If you’re a future buyer, save this post so you know what’s ahead. And if you’re a past buyer, tell us: what do you remember most about getting your keys?
https://myoc.io/fXlMbH4Tca2

No tricks, just treats! We’re celebrating the season with a little fun, plenty of creativity, and some festive Halloween...
10/31/2026

No tricks, just treats!

We’re celebrating the season with a little fun, plenty of creativity, and some festive Halloween spirit along the way.

From all of us at Planet, we wish you a safe and happy Halloween!
https://myoc.io/fXlMbH4Tca2

Fall home maintenance check: Look at your roof before winter weather rolls in. Walk the perimeter of your home and check...
10/28/2026

Fall home maintenance check: Look at your roof before winter weather rolls in. Walk the perimeter of your home and check for missing, curling, or damaged shingles. Using binoculars can help you get a closer look.
https://myoc.io/fXlMbH4Tca2

Looking to be in your new home before the holidays?With Planet Home's Buy Now. Sell Later. program, you can secure your ...
10/27/2026

Looking to be in your new home before the holidays?
With Planet Home's Buy Now. Sell Later. program, you can secure your next home before selling your current one! No double moves or the stress of having to leave for showings. Swipe to learn more about the program and if you might qualify.
https://myoc.io/fXlMbH4Tca2

The homebuying process can seem intimidating from the outside. While every deal is different, knowing the general roadma...
10/23/2026

The homebuying process can seem intimidating from the outside. While every deal is different, knowing the general roadmap and what to expect makes the whole thing a lot less stressful.
https://myoc.io/fXlMbH4Tca2

Mortgage terms can sound scary, but they're really not! Especially not when you have an experienced loan officer to guid...
10/22/2026

Mortgage terms can sound scary, but they're really not! Especially not when you have an experienced loan officer to guide you. Questions about anything mortgage-related? Send me a message!
https://myoc.io/fXlMbH4Tca2

Waiting for rates to drop? Your rate is one number. It's not the only one that decides whether now is a good move for yo...
10/21/2026

Waiting for rates to drop?

Your rate is one number. It's not the only one that decides whether now is a good move for you. Here's what actually makes up your opportunity:

💰 Rate
🏠 Home price
👀 Competition
🤝 Seller flexibility
📆 Monthly payment
💵 Cash needed at closing

Message me to walk through your actual scenario.
https://myoc.io/fXlMbH4Tca2

Address

3185 S Price Road
Chandler, AZ
85248

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