What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm

Ellen Beltran Realtor

Name: Ellen Beltran Realtor
Address: 2195 Tully Road, Carlsbad, CA, 92592, US
Telephone: +17148805213
Price range: $$

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United States
Carlsbad, CA
Ellen Beltran Realtor

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Serving your real estate needs with excellence, professionalism, sincerity and integrity. LOAN FACTORY
DRE #01771313
DRE #01995330
NMLS #320841
NMLS # 2186156

Call or text (714) 880-5213 or email [email protected] for free consultation!

11/05/2026

Think down payment assistance is only for first-time buyers? Think again! 💡

Many repeat homebuyers can qualify for assistance programs, depending on factors like location, income, and property type.

Planning your next home purchase? Send me a message today, and let’s explore what options might be available for you!

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

11/02/2026

Did you know your home equity could unlock new financial possibilities? 🏡 Whether you are planning home renovations, consolidating debt, or covering major expenses, your available equity might help you reach your goals.

The right choice depends on your unique situation and financing options. Send me a message today and let's explore what is possible for you!

For informational purposes only. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/31/2026

Happy Halloween from all of us at Loan Factory! 🎃

Whether you are trick-or-treating in your favorite neighborhood or enjoying a cozy night at home, we wish you a safe and fun-filled evening with loved ones. May your night bring plenty of sweet treats and great memories!

What is your favorite Halloween candy? Let us know in the comments below! 🍬

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/30/2026

Your pre-approval limit isn't always your personal budget! 🏡

While qualifying shows your maximum buying power, your ideal monthly payment depends on the full picture—including property taxes, insurance, HOA dues, and maintenance.

Planning to buy? Send me a message and let's review your numbers together before you start shopping!

For informational purposes only. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/29/2026

Ready to expand your investment portfolio without relying on traditional personal income documentation? 🏠

DSCR financing focuses on whether a property's rental income can support its debt obligations, making it a powerful tool for real estate investors looking at their next rental property.

Send me a message with DSCR today and let's explore your options! 📲

For informational purposes only. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/28/2026

Can family help with your down payment? 🎁 Gift funds are a fantastic option for eligible homebuyers, but specific rules apply depending on the loan program, donor, and documentation.

Have questions or want to see how this applies to your situation? Drop a comment below or send me a message today!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/27/2026

Looking to make the most of your home equity? 🏡 A streamlined HELOC can give you the flexibility you need for upcoming expenses or exciting new opportunities.

Our HELOC program offers eligible homeowners a simple online application, flexible options, and credit lines tailored to your unique qualifications.

Send me a message today to explore your options!

For informational purposes only. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/26/2026

Thinking about buying a home this fall? 🍁 Housing conditions shift throughout the year, and autumn can bring fresh opportunities to your local market.

Before you make a move, let’s explore your financing options so you can shop with confidence. Send me a message today and let's discuss your goals!

Market conditions vary by location. For informational purposes only.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/23/2026

Myth buster: Getting pre-approved does NOT mean you are locked into using that specific lender! 💡

A pre-approval simply helps you understand your buying power, but you still have the freedom to compare loan options before making your final decision.

Get informed before you make your next move. Send us a message today to learn more!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

10/22/2026

Attention Real Estate Investors! 🏢

Did you know your property’s cash flow could help you qualify for your next deal? DSCR loans focus on rental income and debt obligations rather than traditional personal income, making them a great tool to expand your portfolio.

Since requirements vary depending on your scenario, structuring the loan correctly makes all the difference.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Ellen Lee Beltran | NMLS #2186156 | DRE #01995330
Loan Factory | NMLS #320841 | DRE #01771313

Address

2195 Tully Road
Carlsbad, CA
92592

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm

Telephone

+17148805213

Website

https://www.loanfactory.com/ellenbeltran

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