10/20/2026
Buying a home is a big decision. Knowing your financing options can make the decision easier.
Howard Hanna Mortgage’s Rate Reducer Program may help qualified buyers ease into their mortgage payments with a temporary 2-1 buydown:
Year 1: Payments based on a rate 2 percentage points below your mortgage rate.
Year 2: Payments based on a rate 1 percentage point below your mortgage rate.
Year 3 and beyond: Your full mortgage rate applies.
Your Howard Hanna agent may also be able to negotiate for the seller or builder to cover the buydown cost.
We’re fortunate to have Brandon Emmitt of The Lux Lending Group at Howard Hanna Mortgage supporting our agents and clients. Brandon is a great resource to talk through the numbers, answer questions, and help you understand what fits your situation.
If interest rates have you wondering about your next move, start with a conversation.
Brandon Emmitt | Mortgage Loan Originator
đź“ž 330-608-8884
📧[email protected]
