10/28/2026
Buying a home in Minnesota feels impossible right now. Is it actually harder than it was in 1984?
I read a national article on home affordability and compared it to the West Metro. A 20% down payment is about $86,000 today versus about $16,000 in 1984, and the typical home price here is almost identical to the national number. It is not easy, but it is not impossible either.
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What monthly payment would you be comfortable with?