Wendy T Cook Coastal Properties EXP Realty

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Wendy T Cook Coastal Properties EXP Realty After visiting the Golden Isles for many years, my husband and I have settled in Jekyll Island. Are

Pop quiz. What credit score do you need to buy a home? If your answer was B) 660 or C) 700 … you’re not alone. A lot of ...
11/04/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do ...
11/02/2026

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do about it.

Data shows homeowners who switched insurance companies saved about $440 a year compared to those who stayed with the same insurance provider. And they didn’t have to give up coverage to do it.

So, before you move, compare quotes from a few companies. You may find a better deal than you’d expect.

Not sure when to start gathering insurance quotes? Send a message to see where they fit in your homebuying timeline.

11/01/2026

We had a great Halloween with our kids and grandchildren! It was Colette’s first Halloween and happy memories were made! 🎃🎃🎃❤️

11/01/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.

10/31/2026

The contract from 651 Old Plantation Rd Jekyll Island is moving right along….

Home for Sale on Jekyll Island GA4 Bedroom/2 Bath$799000
10/30/2026

Home for Sale on Jekyll Island GA
4 Bedroom/2 Bath
$799000


You will want to see this video of 826 N Beachview Drive, Jekyll Is...

The headlines about home sales falling through may sound scary. But here's something sellers should know. Most sales go ...
10/30/2026

The headlines about home sales falling through may sound scary. But here's something sellers should know. Most sales go through just fine. Only roughly 10-15% hit a snag.

And the #1 reason those buyers back out is something you can actually head off before it ever becomes a problem.

By getting a pre-listing inspection, you can avoid surprises and keep your sale moving forward, because you’ll already know what the buyer’s inspection will find and can fix it before you ever list or go in ready to negotiate.

Don't let fear of the what-ifs hold you back. With the right prep and a smart strategy, selling is still possible. I help people do it every day.

Let's talk about how to set your house up for success.

A lovely home on N Beachview Drive is available for sale! $7990004 Bedrooms/2 Bath.This would be a great investment prop...
10/30/2026

A lovely home on N Beachview Drive is available for sale!
$799000
4 Bedrooms/2 Bath.
This would be a great investment property!

10/29/2026

The beach accesses on Jekyll are so beautiful.

Calling all gardeners and/or garden lovers-Save the date for a talk with a Master Gardener in Brunswick. She will be tal...
10/29/2026

Calling all gardeners and/or garden lovers-Save the date for a talk with a Master Gardener in Brunswick. She will be talking about native plants in Coastal Georgia.

Address

Golden Isles Of
Brunswick, GA
31525

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