11/05/2026
Mortgage rates are sitting just above 7% this fall. Here’s what that could mean for you if you’re thinking about a move in Westchester County.
If you’re paying cash, this may be your window. Fewer buyers are out touring right now, and that gives you more room to negotiate.
If you’re financing, nobody can promise rates will come down from here, and they could go up. What we’re seeing across Westchester is less competition, so you may not have to pay over asking or waive contingencies to win the home. For the right home, that can add up to a strong position.
If you’re selling, today’s buyers are focused on the monthly payment more than ever. The homes selling well in Westchester right now have a clear plan from day one: the right price, the right preparation, and marketing aimed at the buyer who is actually out there.
Westchester single family homes are selling in an average of 36 days right now. The right strategy looks different for every buyer and seller, and that’s where a real conversation helps.
If you’re weighing a move in Westchester County and want a partner with a thoughtful, data-backed approach, I’d love to talk it through with you.
Send me a DM, use the form in my bio, or comment below.
Beth Ritchie | Julia B. Fee Sotheby’s International Realty
Serving Pelham, New Rochelle, Larchmont, Bronxville, Hastings-on-Hudson and all of Westchester County, NY.
