Matthew Jensen WK Real Estate

11/04/2026

🏡 The Colorado Real Estate Market Is Slowing Down, But That Doesn’t Mean It’s Falling Apart.

I’ve been having a lot of conversations lately with buyers and sellers who are wondering what’s going on with the market. Are prices dropping? Are homes still selling? Should we wait until spring?

Here’s what the numbers are telling us across Boulder, Jefferson, and Denver counties.

📊 Homes are still selling. Through September, total sales were within 3% of last year’s numbers. We had a solid first half of 2026, followed by a slower summer and fall.

📉 Buyers are taking their time. October saw a significant slowdown in homes going under contract, with activity down 30–43% across the three counties during the first three weeks compared to last year. But here’s the thing, nearly 700 homes still went under contract during that period!

💰 Home prices are holding relatively steady. Despite slower activity, we haven’t seen a widespread decline in median home prices. Homes over $1 million have continued to perform well, while the $500K–$1M market has seen slightly fewer transactions.

🤝 Buyers finally have some negotiating power. More choices, less competition, and sellers who may be willing to help with closing costs, repairs, or mortgage rate buydowns. For buyers who’ve been sitting on the sidelines, there may be some real opportunities right now.

🏠 Sellers, pricing matters more than ever. Homes are still selling, and in September, sellers received approximately 97% of their original asking price. But the days of throwing a high price on a home and hoping someone bites are largely behind us. Pricing strategically, preparing your home properly, and marketing effectively make all the difference.

My takeaway?

We’re experiencing a market adjustment, not a market collapse.

I’ve always believed there’s opportunity in every market, you just need to understand where to find it.

If you’re buying, this could be a great time to negotiate a deal. If you’re selling, you need a thoughtful strategy and realistic expectations.

And if you’re wondering what all of this means for YOUR home or neighborhood, I’m always happy to have that conversation.

Rooted in Colorado, Committed to You. 🏡

11/02/2026

🏡 Could buying a home get a little more affordable?

The Mortgage Bankers Association just released a 20-point roadmap aimed at lowering the cost of buying a home, and several of the ideas could potentially happen without new legislation.

A few proposals that caught my attention:

• Lower FHA mortgage insurance, potentially saving nearly $800/year on a $400K loan
• Reduce certain Fannie Mae and Freddie Mac fees, potentially saving around $1,000 upfront
• Lower credit report costs for qualified borrowers
• Make condo financing easier, opening up more affordable options
• Reduce some of the closing and settlement costs buyers pay at the table

Important: These are recommendations, not new rules. Nothing has changed yet.

But I think the bigger takeaway is important. We spend a lot of time talking about mortgage rates, but the rate is only one piece of affordability. Mortgage insurance, loan fees, closing costs, seller concessions and how the loan is structured can all make a meaningful difference.

In this market, understanding the whole picture can sometimes uncover opportunities buyers don’t realize they have.

If you’re thinking about buying and want to run through what the numbers could actually look like, I’m always happy to help.

10/29/2026

Colorado's freeze-thaw cycle is hard on homes. A local inspector shares 10 fall maintenance steps that can head off costly winter repairs.

10/26/2026

Had a great day volunteering with St. Vrain Habitat alongside our friends at Heart of Longmont !!!

Our family is so grateful to have found such an amazing church and community, where service and giving back are truly at the heart of what they do.

Normally, I sell houses, but today I got to help build one! It was also great getting a firsthand look at how Habitat for Humanity works and the impact they’re making by helping local families achieve affordable homeownership.

A great day spent serving our community, learning a few new skills, and helping build something that will eventually become someone’s home. Pretty special.

10/23/2026

Opened your Colorado ballot and felt lost in the wording? Here is a clear, nonpartisan look at every 2026 statewide measure and what your vote decides.

10/21/2026

🏡 Feeling “locked in” by your mortgage rate? You’re definitely not alone.

Good Morning America recently highlighted something I hear all the time from homeowners: “I’d love to move, but I don’t want to give up my low interest rate.”

And I get it. If you locked in a 3% or 4% mortgage a few years ago, today’s rates can make moving feel like a tough financial decision.

But your interest rate is only one piece of the equation.

Maybe your family has outgrown the house. Maybe you’re ready to downsize. Maybe your commute, lifestyle or priorities have changed. Or maybe you have enough equity that there are creative ways to make the numbers work.

The question isn’t just, “What rate would I have?”

It’s also, “Does my current home still fit my life?”

If you’ve been thinking about making a move but feel stuck because of your mortgage rate, let’s run the numbers. No pressure, just a conversation about what your options actually look like.

Call me, I’ll open the door for you.

10/21/2026

🏡 Closed in Loveland!

This was one of those transactions that reminds me why I love what I do.

My clients were referred to me as they prepared to make the move from Colorado Springs to the Loveland area to be closer to their two sons. We found them a great home at a great price, and were able to negotiate a new roof along with several other repairs to make sure they felt good about the home they were moving into.

But my favorite part of this business is often what happens beyond the real estate.

I love when someone is referred to me and we start out as complete strangers, then by the time we get to the closing table, I feel like I’ve gotten to know them as friends. I’m incredibly grateful for the trust people put in me to help with such a big transition in their lives.

Congratulations on the new home, being closer to family, and the start of an exciting new chapter!

If your looking for help navigating this crazy market, Call me, I’ll open the door for you.

10/19/2026

There's a version of the Colorado market you can't see from your couch. A lot of the best homes sell before they ever go public, because sellers quietly test their price before listing. If you're serious about buying, you want a look at the homes other buyers never even see. Join my VIP Homebuyer List, and you'll get a first look before anyone else.

Click here to join:

Some of the best Colorado homes sell before they hit the market. Join the VIP Homebuyer List and get a first look before everyone else.

10/19/2026

So much fun picking pumpkins and making Jack-o-Lanterns with good friends. This is becoming a great tradition. I love this time of year.

10/16/2026

🏡 Gen Z Isn’t Waiting for the “Perfect” Mortgage Rate

You might think the youngest buyers would be the most hesitant in today’s market, but new research from Cotality shows the opposite.

Gen Z may actually be one of the most motivated groups of buyers right now.

• Gen Z says they’d consider buying with mortgage rates as high as 4.9%, higher than any other generation surveyed.
• 78% would cut lifestyle spending to afford a home.
• 74% would consider buying a smaller home.
• Many would rather adjust their budget, buy smaller, or pause temporarily than give up on homeownership altogether.

Why?

Gen Z never really experienced the 3% mortgage-rate environment, so they may be less likely to sit on the sidelines waiting for those rates to return.

There’s another important piece to this, too. Many younger buyers are getting help from parents through down payment gifts, co-signing, or other assistance. That means buying a first home can sometimes become a family conversation, not just an individual one.

If you’re thinking about buying, don’t let the headline mortgage rate make the decision for you. There may be more options available than you realize.

Call me, I’ll open the door for you.