Michelle Miller Real Estate - North Georgia Mountains

10/26/2026

10/22/2026

🏡 Clay County, NC | September Market Report

Clay County is in a Buyer's Market for both homes and land. Here is where things stand.

🏠 Single-Family Homes (Buyer's Market)

Months of Supply: 10.1 (up 8.3% from August, down 11.9% from a year ago)
Median Sold Price: $432,500 (down 3.9%)
Homes Sold: 22 (up 10%)
New Listings: 42 | Pending Sales: 30 | Active Listings: 202
Sale-to-List: 94.1% (down 2.3%)

🌲 Land (Buyer's Market)

Months of Supply: 28.1 (down 3.9% from August, down 35% from a year ago)
Median Sold Price: $44,500 (up 7.2%)
Sold Listings: 14 | New Listings: 35 | Pending Sales: 35
Active Listings: 394
Sale-to-List: 91%

💡 What it means
Buyers: you have room to choose and room to negotiate. Homes sold at about 94% of list price and land at about 91%, so a well-priced offer is worth making.
Sellers: price your property right from day one. With this much to choose from, the properties that are priced well are the ones that sell.

📝 A note on the numbers: Clay is a small county, so one or two sales can move a monthly average a lot. Home days on market jumped to 77 this month, but that comes from only 22 sales, so I would not read too much into it. The steadier story is Months of Supply, which has come down from a year ago for both homes and land.

Thinking about buying or selling in Clay County? Call me at 470.465.0521.

# 📍 That's a wrap on September! See you next month for a new Mountain Market Watch.

Michelle Miller, REALTOR
Mountain Dreams Group at RE/MAX Town & Country Realty

10/21/2026

1940 cottage. Some houses try very hard to look charming. This one just is.

Full-length bonus room upstairs with a vaulted ceiling, complete with a window seat someone clearly built for reading and ignoring their responsibilities. The living room has a gas log fireplace that was made for the weather we are about to get. Then somebody went and did all the unglamorous work too: new roof, new flooring, new washer and dryer, new dishwasher. Level half acre with a shed and fruit trees. Covered porch made for cold mornings and a hot cup of something.

Minutes to Lake Chatuge, two miles to downtown Hayesville, and rentals are permitted if that is your plan.

$224,000. Tour it in the video, link in the comments.

10/20/2026

📊 MOUNTAIN MARKET WATCH: Cherokee County, NC | September 2026

Murphy, Andrews, and everywhere in between, here's your September check-in! Cherokee County is still a buyer's market for both homes and land, but the inventory cushion has been getting thinner all year. 🏔️

🏡 Single-Family Homes

9.1 months of supply, down about 28% from a year ago
68 homes sold, up 13% from August
Median sold price $311,000
Homes are selling at about 94% of list price

🌲 Land

26.3 months of supply, down about 31% from a year ago
473 lots and acreage tracts on the market
Lots selling at about 96.5% of list

💡 What it means
Buyers: You still have room to negotiate and time to compare, but there's noticeably less to choose from than last fall. If you've been waiting for the "perfect moment," it may be the one that's passing.
Sellers: Buyers are out there, and sales picked up in September. Pricing right from day one is what gets you to the closing table instead of a long wait.

📝 A quick note: the median land sale price fell by almost half this month, but that came from only 12 sales, and August had an unusually high number. One month of land sales can swing wildly, so watch the trend, not the jump.

Thinking about buying or selling in the mountains? Call or text me at 470.465.0521. Let's talk!

Michelle Miller, REALTOR
Mountain Dreams Group at RE/MAX Town & Country Realty

📍 Next up Thursday: Clay County

10/16/2026

🏔️ MOUNTAIN MARKET WATCH: NORTH GEORGIA SUMMARY
September 2026 Data

We've toured all four North Georgia mountain counties, so here is the whole picture on one page. Save it, share it, or send it to the friend who keeps saying "someday" about a cabin.

🏡 Single-Family Homes

All four counties are in Buyer's Market territory
Union and Gilmer are tightest at 8.8 months of supply, with Towns the roomiest at 12.6
Gilmer has the lowest median sold price ($410,000) and the quickest sales (45 days)
Fannin led in homes sold (77) and has the most homes to choose from (827 active)
Sale-to-list ranged from 94.7% to 96.5%, so well-priced homes are still selling close to asking

🌲 Land

Land is a buyer's playground in all four counties, with 13.9 to 21.4 months of supply
Gilmer has the most land for sale (813 listings) and the most pending (60)
Fannin County has the tightest land market at 13.9 months.

💡 What it means
Buyers: You have choices in every county right now, and time to compare before you commit.
Sellers: Buyers are shopping carefully, so price and presentation make the difference. Homes that are priced right are still selling near list.

📊 A quick note on the numbers
I left land prices and days on market off this summary. With only a handful of land sales in some counties, those numbers jump around too much month to month to compare fairly.

Want the details for your county, or to talk through a move? Call or text me at 470.465.0521.

Michelle Miller, REALTOR
Mountain Dreams Group at RE/MAX Town & Country Realty

📍 Next up Tuesday: Cherokee County, NC

10/16/2026

Priced at $224,000 and under 3 miles to Downtown Hayesville.

🏡✨ 1,156 sq feet including bonus room upstairs.

🏡 Charming, updated, and full of flexible space - just one mile from downtown Hayesville!

✨ This inviting 1940s home blends original character with meaningful recent improvements, including a new roof, new washer and dryer, updated bath vanity and sink, new LVP flooring, and a brand-new dishwasher.

🛋️ The standout feature is the heated and cooled upstairs bonus area; approximately 300 additional square feet with built-in drawers, shelving, a clothing-hanging area, window seat, and plenty of useful storage. It could make a wonderful home office 💻, creative studio 🎨, hobby room, dressing space, or guest overflow area.

🌳 Enjoy a deep covered front porch, a level half-acre yard, a 10' x 10' shed, and fruit and nut trees. Fiber-optic internet is available, making remote work easy.

📍 Conveniently located near Lake Chatuge and only minutes from downtown Hayesville, with easy access to Georgia, Murphy, and Tennessee.

📩 Message me for more details or to schedule a showing!

https://us.prospects.com/prospects/m.do?tk=60d920d330a703c299716c2f0c8fd6c6

Hayesville, N.C. Homes for Sale

10/15/2026

Price Reduction!

10/15/2026

🏔️ MOUNTAIN MARKET WATCH: GILMER COUNTY, GA
September 2026 Data

Apple season is in full swing in Ellijay, and buyers have plenty to pick from this fall. Here is how Gilmer County closed out September.

🏡 Single-Family Homes

Months of Supply: 8.8, the highest point on RPR's five-year chart for Gilmer
Homes Sold: 75, up 13.6% from August
Active Listings: 730 homes on the market
Sale-to-List: 96.5%, so sellers are still getting close to asking

🌲 Land

Months of Supply: 21.4, up 21.3% from a year ago
Active Listings: 813 lots and parcels
Pending Sales: 60, up 11.1%
Sale-to-List: 83.3%, so there is real room to negotiate

💡 What it means
Buyers: Both homes and land are firmly in Buyer's Market territory. You have time to shop, compare, and negotiate, especially on land.
Sellers: Homes are still selling and closing near list price, but you are up against a lot of competition. Pricing right from day one matters more than ever.

📊 A quick note on the numbers
The median sold price dipped 12.3% for homes and 27% for land this month, and Days on Market dropped sharply. Single-month swings like these depend on which properties happened to close, so watch the trend rather than one snapshot.

Thinking about buying or selling in Gilmer County? Call or text me at 470.465.0521.

Michelle Miller, REALTOR
Mountain Dreams Group at RE/MAX Town & Country Realty

📍 Next up Tuesday: Cherokee County, NC

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10/13/2026

This Chinook helicopter stopped in at our Blairsville Airport to refuel, and watching it lift off over these mountains gave me chills.

Behind every aircraft like this is a crew of men and women who train for long hours, spend time away from their families, and stand ready at a moment's notice so the rest of us can sleep peacefully at night. Their service protects the freedoms we enjoy every day, from our quiet mountain mornings to the simple right to live the way we choose.

Here in the North Georgia mountains, we're proud to support our military and their families. If you see a service member, a veteran, or a military spouse this week, take a moment to say thank you. It means more than you know.

10/13/2026

Price Reduction!