10/28/2026
Have you been curious about rate buydown incentives on new construction? Let’s talk about it! 🏡
Some builders are offering money toward a lower interest rate by way of a permanent buydown. The builder’s credit pays “points” to lower your rate for the life of the loan. Every month, every year.
Why it matters: On a new build, a buydown can save you more month to month than the same dollars taken off the price. But the right choice depends on how long you plan to keep the loan and whether you’d refinance later. That’s exactly the kind of thing I love walking buyers through.
A few things to know:
✔️ Many builder incentives require using a preferred lender
✔️ Some credits can go toward a buydown OR closing costs, and you get to choose
✔️ Always compare the full loan estimate, not just the rate
Right now we have several new construction homes across Bella Vista with incentives available:
📍 69 Kincardine Drive | $550,000
📍 11 Chelmsworth Circle | 528,000
📍 39 Northampton Drive | $438,840
📍 38 Munster Drive | $443,080
📍 8 Jellinger Lane | $443,080
https://portal.onehome.com/en-US/share/1164776T55370
Want to see what a buydown could look like on one of these?
Call/Text Nate Koenigseder at 479-619-8309 and we'll help you run the numbers with a lender.
