09/14/2026
In real estate we are asked two questions pretty much everyday.
1. How's the market?
2. What are the interest rates? (Then usually followed by - oh rates are too high to buy)
So I found a 50 year YOY graph would help understand the answer to #2.
As you can see, rates fluctuate. If i were to send this as a line chart you would see much more dramatic ups and downs. Please note that 6%-8% has been the annual average more frequently then another percentage point.
The highlighted years show that if you wnated to buy in 1972 but wanted to wait for rates to drop you would have had to wait until 1992. 🤯
Why am I sharing this?
Because I believe in owning physical assets and I don't care what Rich Dad Poor Dad said. Because I own my house my sons will always have a place to call home. As long as I pay that note, we will always have something to sell if times get tough. When I die and they have their own families they can use this home to live in, rent it out, or sell it. Giving my future future family an opportunity that many Americans do not get.
So, Ill say this graciously. F*** the rate.
If you are renting and have the opportunity to buy. Jump in. Don't try to time the market. The market changes everyday. Do what is best for you and everyone's situation is unique.
I am not a financial advisor by any means 😂🫡 I'm just a single mom that bought a house and now I help other people do the same.
Have questions? Send me a DM