Suzi Smith - Real Estate

10/30/2026

As of November 2nd, the way conventional appraisals are reported and delivered is changing. The new reports will now include more details, photos, and data fields. What does this mean for Sellers? Scott McCarty, from Crosscountry Mortgage, gives us tips on how to streamline your appraisal process. Swipe to read more!

10/26/2026

This month, Scott McCarty at CrossCountry Mortgage discusses what the market is doing, his advice for Buyers, and the tools he uses to help Buyers in this challenging economic climate. We appreciate our Lending partners at CrossCountry Mortgage and the great insight they offer!

10/23/2026

We understand that financial difficulties can be stressful, and navigating your options can feel overwhelming. Our goal is to provide straightforward information, practical support, and a path forward that fits your situation.

If you’re concerned about your mortgage payments or what comes next, reach out to Red Leaf Realty. We’re happy to discuss your options confidentially and help you determine whether selling your home may be the right choice.

10/21/2026

📍 Reduced Price 📍 This recently reduced home at 2331 Church St in Bakercity won't last long, so, don't wait to set up a showing! Reach out here or at (775) 233-7242 for more information!

Changing lives...one property at a time.

Big potential-two separate units under one newer roof! Approximately 2,363 sqft, the main floor features living room, kitchen, full bath and laundry. Finished basement offers additional living area, bedroom, full bath and storage. Upstairs guest suite with private entrance, one bedroom, galley ki...

10/21/2026

📍 Reduced Price 📍 This recently reduced home at 2331 Church St in Bakercity won't last long, so, don't wait to set up a showing! Reach out here or at (775) 233-7242 for more information!

Changing lives...one property at a time.

Big potential-two separate units under one newer roof! Approximately 2,363 sqft, the main floor features living room, kitchen, full bath and laundry. Finished basement offers additional living area, bedroom, full bath and storage. Upstairs guest suite with private entrance, bedroom, galley kitche...

10/20/2026

Despite climbing rates, the market clock is shifting towards a Buyer's Market. But buyers still aren't seeing the affordable housing they need. So what should you do, whether you are buying or selling? We are here to help you with your transaction in this complicated economic climate!

10/15/2026

We love helping first-time homebuyers! It was our privilege to work alongside Blake Vaughn at Crosscountry Mortgage & help this sweet little family purchase their first home!

10/13/2026

Baker City Realtors and the Cascades East Association of Realtors are always looking to give back. This month, we supported the Baker Relief Nursery by filling their diaper & food bank. The Baker Relief Nursery supports at-risk families by offering free professional home visiting, parent education, and specialized preschool for children ages 0 to 5. To support the program or for more information, call RaeAnn Butler at 541-239-5054.

10/12/2026

Can 1% really affect your budget that much?

Say you, as a buyer, can afford about $2,000/month for principal and interest. At a 6% mortgage rate, that payment supports roughly a $333,000 loan on a 30-year mortgage. If rates rise to 7%, the same $2,000 payment supports only about a $300,000 loan. That's a difference of roughly $30,000, about 10% less buying power.

So when Jim says a 1-percentage-point increase in mortgage rates can slash buying power by nearly 12%, he's talking about this mathematical effect of the higher interest cost. While 12% is a loose figure, the principle remains true.

Even though interest rates have continued to climb, Red Leaf Realty and its affiliated Lenders are here to help with creative solutions that include temporary & permanent rate buy-downs, alternative/structured financing, and strategic property selection and value-add properties.

Reach out to us today if you would like to learn more!