09/21/2026
🏡 MONDAY MOTIVATION FOR BUYERS 🏡
Have you been waiting for mortgage rates to drop before buying? Waiting for 6%…5%…maybe hoping those 3–4% rates would return?
Well… HELLO, we’re hovering around 7%. 😬
I’ve watched buyers pass on 5.5% because it felt too high—and today, 5.5% looks pretty darn good.
Here’s the takeaway: Don’t let the interest rate alone make the homeownership decision for you.
Right now, buyers have something valuable: CHOICES + negotiating power. 🏡🔑 Depending on the home, we may be able to negotiate price, closing costs, repairs or even a rate buydown.
If rates eventually fall, refinancing may be an option. But there’s no guarantee when—or how much—they’ll drop.
✨ If you’re financially ready and the payment makes sense for YOU, don’t wait yourself out of the market trying to perfectly time an interest rate.
📲 Let’s talk about what your buying power looks like today!