10/23/2026
78% of business buyers expect to use SBA financing to complete their acquisition, per BizBuySell's latest Insight Report.
So SBA eligibility is not a buyer's problem. It is the seller's. A company that cannot pass SBA underwriting, because the add-backs are undocumented, the books are messy, or the owner is the business, just lost three quarters of its buyer pool before the first showing.
Fixing that takes a year, not a month. Recast financials, documented systems, coverage that clears 1.25x.
The Sale-Readiness Scorecard measures exactly this in five minutes: https://www.nolanscottteam.com/scorecard