Nick Morrone - Lower Mortgage

Name: Nick Morrone - Lower Mortgage
Address: Atlanta, GA, US
Telephone: +16783671059
Price range: Not applicable
Rating: 5

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United States
Atlanta, GA
Nick Morrone - Lower Mortgage

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Mortgage Strategist | Helping Self-Employed & Investors Qualify with Custom Loan Solutions | Lower, LLC Restrictions apply. This is not a commitment to lend.
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Born and raised in the heart of Atlanta, Georgia, I am an Atlanta native with a deep-rooted passion for helping individuals achieve their homeownership dreams. With several years of experience as a loan originator, I have proudly assisted countless clients in navigating the complex world of mortgage. Throughout my career, I have had the privilege of working with a diverse range of clients, from first-time homebuyers embarking on their exciting journey, to seasoned professionals such as pilots and CEOs, building their dream homes from the ground up. Witnessing the joy and satisfaction on my clients' faces when they find their perfect home fuels my dedication to delivering exceptional service and results. Recently, I made the decision to join United Community Bank, a trusted financial institution that shares my commitment to excellence. This transition allows me to focus on specialized areas within the mortgage industry, including construction loans, jumbo loans, and financing options tailored specifically for healthcare professionals. By narrowing my focus, I can provide an even higher level of expertise and personalized guidance to meet the unique needs of each client. One of the standout programs offered by United Community Bank is our exclusive initiative designed to empower first-time homebuyers.* With this program, we have made homeownership more accessible by significantly reducing the required down payment. I am thrilled to be part of a team that prioritizes making dreams come true for those taking their first step into the world of homeownership. As a professional, I bring a wealth of knowledge and a meticulous approach to every transaction. I take pride in my efficiency and the ability to streamline the mortgage process, ensuring a smooth and timely journey to the closing table. By putting my clients' needs first, I build trust and long-lasting relationships, earning the privilege of being their go-to mortgage expert for life. Whether you are a first-time homebuyer, a seasoned homeowner looking to upgrade, or a healthcare professional seeking specialized financing, I am here to guide you every step of the way. With my expertise and United Community Bank's resources, we will navigate the mortgage landscape together, turning your homeownership dreams into a reality. Contact me today, and let's embark on this exciting journey together. Your perfect mortgage solution awaits!

*Not all borrowers will qualify. NMLS # 1795139| United Community Bank, NMLS #421841| Equal housing lender

11/04/2026

Grateful to Kennesaw State University and the Coles College of Business for the invitation to attend the Five in Flight alumni awards celebration.

It was a great evening recognizing accomplished alumni, hearing their stories, and connecting with members of the KSU and Executive MBA community.

Congratulations to all of the award recipients on such a meaningful recognition. It was inspiring to see the impact each of you is making through leadership, business, and service.

I truly appreciated the opportunity to attend and be part of the evening. KSU continues to have such a strong presence in the business community, and I’m thankful for the relationships and conversations that came from the event.

11/02/2026

Enjoying catching up with Jennie Hoffer our director of ops at Movoto

Movoto Powered by Lower gives future homeowners another way to search for homes, connect with real estate professionals, and begin their homeownership journey. With more than 10 million people visiting Movoto each month, it creates a tremendous opportunity to connect with consumers who are actively thinking about real estate. 🏠

At Lower, we’re always looking for better ways to engage prospective homeowners, provide value earlier in the process, and help connect the pieces between finding the right home and securing the right financing.

Great conversation with Jennie and excited about what we’re continuing to build together!

10/30/2026

I had an amazing lunch with the fantastic talk show host Amanda Pearch! Thank you for all the words of wisdom you gave me. If anyone is looking to boost their business in creative marketing ways, please give her a call.

10/29/2026

A little behind the scenes and probably something I need to get better at… the humble brag.

I’ve helped 450+ families and closed more than $150M in mortgage volume throughout my career. I’m proud of those numbers, but what they really mean to me is experience.

I’ve closed enough loans and earned enough paychecks to know that I’m not here just trying to make the next sale. I’m not the lender who needs to convince everybody to work with me.

My approach is education first. I want to learn about you, your goals, your situation, and what you’re actually trying to accomplish. That’s why I like starting with an exploratory conversation.

Let’s have a conversation, look at what you’re trying to accomplish, and see if I’m the right lender for your needs.

If we are, great. I’m going to give you everything I have.

If I’m not your cup of tea, that’s okay too.

After doing this for more than a decade, the things I care about most are still honesty, integrity, character, and genuinely helping people make good decisions.

So yeah… I might flex a little more from time to time.

I’ve worked hard for the experience behind those numbers, and I think it’s time people learned a little more about the person behind them.

Nick Morrone
VP of Lending | Branch Manager
Lower Mortgage

450+ Families Served | $150M+ in Volume | 150+ 5-Star Client Reviews

(678) 367-1059
[email protected]

IG / TikTok: Nick Morrone - Lower Mortgage
YouTube: NickMortgageGoat

Nick Morrone NMLS 1795139
Lower NMLS 1124061

I’m your personal point of contact, backed by a powerhouse team able to lend in 47 states (except NY, VT, HI). Whether you or your clients are buying across the country, I’ve got you covered.

© 2026 Lower, LLC | NMLS 1124061 | Equal Housing Opportunity

Home lending products offered by Lower. Applications are subject to credit and underwriting approval. Programs, terms, rates, fees, and eligibility requirements are subject to change and may vary by borrower and property. Restrictions may apply. This is not an offer of credit or a commitment to lend.

10/27/2026

5.0 star review received on Experience.com for Nick Morrone by Tonia C - Nick was an excellent loan officer. He answered every questions I had throughout the loan process. He was always courteous and returned my phone calls and texts promptly. I hope to send him more customers so they can experience his great customer services.

Read more: https://experience.com/reviews/nick-morrone-436785/4257977c-d85d-4b4e-9428-c611dde3f1d8?V=1793115553&utm_source=facebook&utm_medium=autopost&utm_content=13784412

10/26/2026

Reviews like this mean a lot to me.
“Nick is simply the best. I had a wonderful experience. He is knowledgeable, professional, and goes above and beyond to help his clients.”
Thank you, Emily! 🙏
At the end of the day, this business is about people. Whether someone is buying, refinancing, building, renovating, or just trying to understand their options, my goal is always the same — communicate clearly, be available, and help make the process as smooth as possible.
If you or someone you know needs mortgage guidance, I’m always happy to help.

📞 Nick Morrone
VP of Lending | Branch Manager
Lower Mortgage
450+ Families Served | $150M+ in Volume | 150+ 5-Star Reviews
📞 (678) 367-1059
📧 [email protected]
Nick Morrone NMLS 1795139
Lower NMLS 1124061
🌎 I’m your personal point of contact, backed by a powerhouse team licensed in 47 states (except NY, VT, HI). Whether you or your clients are buying across the country, I’ve got you covered.

© 2026 Lower, LLC | NMLS 1124061 | Equal Housing Opportunity
Home lending products offered by Lower. Applications are subject to credit and underwriting approval. Programs, terms, rates, fees, and eligibility requirements are subject to change and may vary by borrower and property. Restrictions may apply. This is not an offer of credit or a commitment to lend.

10/24/2026

🐭 I’M SO SICK OF THAT RAT.

I finally decided it was time to confront him once and for all… 😤

Turns out it was just Chuck E. 😂😂😂

NOW THAT I HAVE YOUR ATTENTION…

If you’re thinking about real estate, there are a whole lot more financing options out there than most people realize.

🏡 Purchasing a home
🔄 Refinancing
🏗️ Construction loans
🛠️ Renovation financing
💰 Fix-and-flip financing options
💳 Lines of credit
📈 And other creative financing solutions depending on your goals

Whether you’re buying your first home, building from the ground up, renovating something that needs some love, or working on your next investment project — let’s talk through the options and figure out what makes sense.

And yes… the rat is safe. 😂🐭

📞 CONTACT
Nick Morrone
VP of Lending | Branch Manager
Lower Mortgage
450+ Families Served | $150M+ in Volume | 150+ 5-Star Reviews
📞 (678) 367-1059
📧 [email protected]
Nick Morrone NMLS 1795139
Lower NMLS 1124061

🌎 I’m your personal point of contact, backed by a powerhouse team licensed in 47 states (except NY, VT, HI).

😂 This video is intended for entertainment and humor purposes. Nick Morrone and Lower Mortgage are not affiliated with, sponsored by, or endorsed by Chuck E. Cheese or CEC Entertainment.

© 2026 Lower, LLC | NMLS 1124061 | Equal Housing Opportunity

Home lending products offered by Lower. Applications are subject to credit and underwriting approval. Programs, terms, rates, fees, and eligibility requirements are subject to change and may vary by borrower and property. Restrictions may apply. This is not an offer of credit or a commitment to lend.

10/21/2026

If people have noticed something different about me lately… good.

I stopped allowing people to treat me any kind of way just to keep the peace.

I stopped shrinking myself to make other people comfortable.

I stopped giving unlimited access to people who didn’t respect me, value me, or show up for me the way I showed up for them.

And yes, some of the people who can’t walk over me anymore will say, “You changed.”

They’re right.

I grew. I learned. I set boundaries.I chose peace. I chose happiness.And I started living the life I know I deserve.

So if I seem different these days…I absolutely am.

Thanks for noticing. ✌️💯

10/19/2026

🏡💰 YOU DON’T NEED 20% DOWN TO BUY A HOME!
Think buying a house requires $50,000 or more in savings? THINK AGAIN! 👀
One reason I love FHA loans is their flexible qualifying guidelines and low down payment options!
Here’s what 3.5% DOWN could look like:
🏡 $250,000 home = $8,750 DOWN
🏡 $350,000 home = $12,250 DOWN
🏡 $450,000 home = $15,750 DOWN
🔥 And here’s something many people don’t realize: FHA loans are NOT just for first-time homebuyers!
Of course, closing costs and prepaid expenses are additional. Depending on eligibility, seller concessions, gift funds, or down payment assistance programs may help cover certain costs.
💡 FHA financing can be a great option for qualified buyers looking for a more accessible path to homeownership!
👇 Comment FHA and let’s explore your options!
📞 Nick Morrone
🏆 2026 Gwinnett Young Professionals 35 Under 35 Award Winner
💼 VP of Lending | Branch Manager | Lower Mortgage
🏡 450+ Families Served | $150M+ in Career Mortgage Volume
⭐ 150+ 5-Star Reviews
🤝 11+ Years in Banking, Lending & Business Development📞 (678) 367-1059
📧 [email protected]
Nick Morrone NMLS 1795139
Lower NMLS 1124061
🌎 I’m your personal point of contact, backed by a powerhouse team licensed in 47 states (except NY, VT, HI). Whether you or your clients are buying across the country, I’ve got you covered.
⚖️ © 2026 Lower, LLC | NMLS 1124061 | Equal Housing Opportunity
Not an offer of credit or commitment to lend. All loans are subject to underwriting approval and applicable lending guidelines, including acceptable credit, income, assets, reserves, employment, occupancy, and property requirements. Programs, rates, fees, terms, assistance amounts, eligibility requirements, and availability are subject to change without notice. Some restrictions may apply.
This content is provided for educational and informational purposes only and should not be construed as financial, legal, tax, investment, or mortgage advice.

10/17/2026

Happy birthday to me 🎉🎉🎉🎉 I don’t own rights to this music… but I wish I did!

Address

Atlanta, GA

Telephone

+16783671059

Website

http://www.lower.com/lo/nmorrone

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