Jesse Carlson Real Estate

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Jesse Carlson Real Estate

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10/31/2026

What was supposed to take six months turned into roughly a year and a half.

Why? A probate transaction uncovered $27,000 in medical liens the family didn’t know existed.

Erin Koch’s story is a powerful reminder that the problems you don’t prepare for can become the ones that cost you the most time, money, and stress.

Probate, estate planning, and real estate can overlap in complicated ways — which is why having the right professionals involved before a crisis matters.

Preparation now can prevent a much bigger surprise later.

🎙️ Watch the full conversation on Home Turf with Jesse Carlson.

10/29/2026

“It’s not always what you know — it’s who you know.”

For Erin Koch, networking isn’t about collecting contacts. It’s about continually expanding and deepening your circle — from friends and coworkers to vendors, agents, and other industry professionals.

You never know which relationship will open the next door, create an opportunity, or connect you with exactly the person you need.

The key? Don’t let being busy or comfortable stop you from meeting new people.

🎙️ Hear more from Erin on Home Turf with Jesse Carlson.

10/27/2026

Real estate problems rarely start on closing day - they usually start years earlier.

On this week’s episode of Home Turf, Minnesota Realtor Erin Koch shares why better education, stronger relationships, and proactive planning can save homeowners time, money, and stress.

One story says it all: a probate sale uncovered $27,000 in medical liens, turning what was expected to be a six-month process into roughly a year and a half. Erin also breaks down why homeowners should think ahead about major maintenance, why old windows don’t always need replacing, and how continuing education helps agents navigate situations that basic licensing may not cover.

Her biggest takeaway goes beyond real estate: keep expanding your network. The right relationships can open doors you never saw coming.

Listen to the full episode of Home Turf with Jesse Carlson.
Links below!

10/24/2026

Someone asks you to co-sign. You want to help. 📉

Understand what you’re agreeing to: that debt is now attached to your credit. If they miss a payment, your score takes the hit — and you may find out at the exact moment you’re trying to qualify for your own mortgage.

Estefy Borns and Marina Aguirre see this constantly with first-time buyers. Protect your credit in the year before you apply. The favor can wait.

Full conversation is live on Home Turf. 🎧

10/23/2026

Your family’s savings circle is not a red flag. But underwriting doesn’t know that. 💵

A tanda works like this: a group contributes money regularly, and each member takes a turn receiving the pooled amount. Generations of families have built real savings this way.

Here’s the catch. When you apply for a mortgage, the lender has to verify where every dollar came from. Those recurring transfers look like questions that need answering — and if nobody prepared you, it stalls your file.

Estefy Borns and Marina Aguirre explain how to document it properly on Home Turf.

Full episode is live. 🎧

10/20/2026

Speaking the same language isn’t the same as understanding each other.

That’s the line that reframed this whole conversation for me. 🏡

This week on Home Turf I sat down with Estefy Borns and Marina Aguirre, bilingual Realtors working with the Twin Cities Hispanic community. Estefy also serves as president of our local NAHREP chapter.

Here’s what I didn’t fully appreciate before: you can translate a purchase agreement word for word and a buyer can still be lost. Because the gap isn’t vocabulary. It’s a credit system they didn’t grow up inside, savings habits that don’t look the way underwriting expects, and paperwork that assumes you already know how this works.

We got into:

💵 Why cash savings turn into a documentation problem at the worst possible moment
📉 The credit mistakes that show up right before an application, including co-signing
👨👩👧 How multigenerational buying actually works when several people contribute
📍 Where the Twin Cities market sits right now, and Latino homeownership trends
🤝 What NAHREP does, and who can join

If you’re thinking about buying in St. Paul or Minneapolis, start with a lender conversation earlier than feels necessary.

New episode is live. 🎧

10/17/2026

The first thing he told me was what he isn’t. 🧠

Matthew Bentley’s book is called What Video Games Taught Me About My Mental Health: A Layman’s Perspective. That subtitle is deliberate. He’s not a clinician and he won’t pretend to be.

What he is: an activist trying to get the discussion going.

And by his own admission, he gets it going.

More people should be this honest about where their authority ends.

Full episode out now!
🎧 Link in bio / comments below.

10/15/2026

I asked him to name what Tetris actually teaches you. 🧩

Matthew “Theology” Bentley didn’t hesitate long. The big one is knowing when to quit the board you’re on and start a new one.

Because treating a single game like it’s life and death is the mistake. It isn’t. You get another one.

Simple. Then you sit with it for a minute and it isn’t.

Full episode out now!
🎧 Link in bio / comments below.

10/13/2026

“It’s super weird, but it’s one of the best stories I’ve ever seen in a video game.” 🎮

That’s Matthew Bentley - better known as Theology - and about ten minutes into this conversation I realized he wasn’t talking about video games at all.

Matthew is a video game music DJ and a mental health activist here in the Twin Cities. He also wrote a book called What Video Games Taught Me About My Mental Health: A Layman’s Perspective, and he’s very clear that he’s not a clinician. He’s someone who wants the conversation to happen.

We got into in this super interesting conversation:

🧩 What Tetris teaches you about knowing when to start over
🧠 The work Guild does in St. Paul around mental health, housing and jobs
🏙️ Why he and his wife chose 800 square feet and walkability over a house
⚖️ When gaming stops being a hobby and starts being a problem

His line about Tetris stuck with me: one game isn’t life and death. You get to start another one.

🎧 Full episode available now - link in the comments.

10/10/2026

You can be the most likable person in the room.

And still lose every ounce of trust.

Mercedes Forslund said it plainly: if you don't do what you say you're going to do, you're just spinning your wheels.

Likability opens the door.
Follow-through is what keeps you in the room.

Systems. Discipline. Doing the thing you said you'd do. 🤝

That's the whole game.

Full episode out now.
🎧 Link in bio.

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Apple Valley, MN
55124

Website

http://jessecarlson.com/

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