Terrence Boykin - BoykinRealty.Homes

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Apex, NC
Terrence Boykin - BoykinRealty.Homes

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A 7-year veteran of the real estate industry and has represented clients all over the Triangle.

Our customers receive excellent service from a professional who is educated, knows the market and will protect them in the biggest financial decision in

11/01/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.

10/30/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

10/30/2026

Don’t be the person who sees the winner post and says, “I meant to enter.”

Our New Year VIP Giveaway is open, and we’re giving one person a $200 gift card to The Angus Barn.

It takes about a minute to enter.

That minute could turn into a pretty good dinner.

Enter here: https://docs.google.com/forms/d/e/1FAIpQLScbJB93bxynejHh_JRYc5zGnV2QGi64qlEznrmUGjazUnmKWA/viewform

Then tell me! Steak, seafood, or dessert first?

10/29/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.

10/29/2026

CLOSED in Cary! 🎉🏡

This one was special.

Alex’s parents searched long and hard with him to help find the right home for his first purchase, and this truly became a family transaction from start to finish.

Everyone pitched in. Everyone asked questions. Everyone helped make sure Alex made a smart decision and got into a home he could feel good about.

What makes it even more meaningful is that this family has now helped both Alex and his brother purchase their first homes.

That says a lot.

Buying your first home is a major milestone, and having family in your corner throughout the process can make it even more memorable.

Congratulations, Alex, on your new home and this exciting next chapter. I’m grateful I had the opportunity to be part of it.

If you or someone in your family is thinking about buying their first home, relocating, or purchasing new construction in the Triangle, I’d be glad to help make the process a little easier.

Let’s make it happen! 🏡

10/28/2026

📞 Realtors, Stop Making Excuses and Make the Calls!

You've got goals. You've got a plan. Now it's time to take action!

Success in real estate doesn't happen while you sit around waiting for the phone to ring.

Get together with like-minded agents, schedule a call day, hold each other accountable, and start making things happen.

Sometimes the difference between reaching your goals and falling short comes down to one thing: Taking action instead of making excuses.

🎥 Watch this reminder, then pick up the phone!

10/27/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.

10/25/2026

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.

10/23/2026

Today, a growing number of homeowners who set out to sell end up as landlords instead. About 9% of homes for rent were up for sale first. In the industry, we call it “accidental landlords.”

And if you’re watching the market and trying to decide between selling or renting, here’s what you need to know…

While renting out your house can be a great fit for some people, being a landlord is a job of its own. Suddenly, you’re fielding weekend calls about a leaky dishwasher and you’ve got a plumber on speed dial. And you’re still on the hook for the mortgage any month the house sits empty.

That doesn’t mean renting is a bad option, it just means you have to know what you’re getting into. And if you’d rather sell, let’s talk. Because with the right price and a strong marketing plan it is still doable today.

10/22/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.

Address

1483 Beavers Creek Commons
Apex, NC
27502

Telephone

+19196759967

Website

http://BoykinRealty.homes/

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