Mortgage Express Timaru

Name: Mortgage Express Timaru
Address: 19 Church Street, Timaru, NZ
Telephone: +64275297925
Price range: Not applicable

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Mortgage Express Timaru

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With a strong focus on Client satisfaction, Jacqui is looking forward to using this experience to build long term Client relationships.

Learn how to get a stress-free mortgage, then talk to us about how we can help you achieve your goals.

𝘔𝘑𝘊𝘚𝘔 𝘍𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘚𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘓𝘵𝘥 𝘪𝘴 𝘢𝘶𝘵𝘩𝘰𝘳𝘪𝘴𝘦𝘥 𝘵𝘰 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦 𝘴𝘦𝘳𝘷𝘪𝘤𝘦. With over 30 years’ experience in the Real Estate, Plumbing and Mortgage industries in sales and management roles, Jacqui is moving back into the Mortgage industry as an Adviser. Appreciating that all clients have different needs and backed by the Mortgage Express Brand, systems and support, Jacqui has the resources and flexibility to customise her services, ensuring clients achieve the best possible result.

29/10/2026

Before you start scrolling Trade Me, get your pre-approval sorted first.

The lending process takes longer than most people expect. And if you find the perfect property before your finance is in place, you could miss out.

The earlier you start the process, the better your position when the right home comes along.

Ready to get the ball rolling? Send me a message or give me a call; let’s get your pre-approval sorted.

Jacqui Fraser | Mortgage Express Timaru
📞 Jacqui: 027 529 7925

25/10/2026

Yes, and probably not in the way you’d expect.
It’s not about what you owe. It’s about what your limit is.

A $10,000 credit card you never use can still reduce your borrowing power by tens of thousands of dollars.

Jacqui Fraser | Mortgage Express Timaru
📞 Jacqui: 027 529 7925

20/10/2026

Nothing makes my week quite like this.

Making the mortgage process feel easy is exactly what we're here for. So glad we could help, Marie!

If you've been putting off that first conversation because it feels overwhelming, please reach out. It really doesn't have to be.

Jacqui, Mortgage Express Timaru
027 529 7925

13/10/2026

Declined by your bank? That doesn't mean no.

Banks all assess mortgages differently, and most declines come down to things people didn't even know were counting against them.

Here's what they're actually looking at:

💳 Your credit card limit
📊 Your spending from bank statements
💰 Your debt-to-income ratio
🏠 Rental income
💼 Self-employed income

The good news? There's plenty you can do to improve your position before you apply.

That's exactly where I come in. Let's look at your numbers to see what we can do for your individual situation.

Book in for a no-obligation chat.

Jacqui, Mortgage Express Timaru
027 529 7925

11/10/2026

Spoiler: not always. 🏡

This is one of the biggest myths I bust on a regular basis, and it’s stopping a lot of people from even starting the conversation.

If you’ve been putting off reaching out because you thought your deposit wasn’t big enough, this one’s for you.

I’d love to help you figure out where you actually stand.

Jacqui Fraser | Mortgage Express Timaru
📞 Jacqui: 027 529 7925

08/10/2026

Spring is here, and it's a great time to be a first-home buyer in South Canterbury.

More homes are coming to market to choose from. Stable prices. Less competition from investors.

If you've been sitting on the fence, this is the market you've been waiting for.

Don't wait too long; interest rates are starting to move again, and that may affect what you can borrow.

Let's have a chat and get you on the property ladder.

Jacqui, Mortgage Express Timaru
027 529 7925

06/10/2026

Most people are surprised by what’s actually possible.

Whether you’ve been sitting on the sidelines thinking you’re not ready, or you’ve just never had anyone properly run the numbers with you, this one’s for you.

I work with first-home buyers across Timaru, Temuka, Geraldine, and South Canterbury every single day, and the conversation you’re putting off might be the one that changes everything.

Drop your questions in the comments or send me a message; I’d love to help you figure out where you actually stand.

Jacqui Fraser Mortgage Express Timaru
📞 Jacqui: 027 529 7925

27/09/2026

06/08/2026

This one made my week. 🏡

Getting the keys to your first home is such a huge milestone, and being trusted to help make that happen, especially when the finances are complex, is exactly why I do what I do.

Tara, Troy and the kids, congratulations again. It was an absolute privilege to be part of your journey. Enjoy every single moment in your new home.

If you've been putting off getting started because you think your situation is too complicated, please reach out. Complex finances are kind of my speciality. 😊

Thank you, Jacqui.

📍 Jacqui Fraser & Robert Plant | Mortgage Express Timaru
📞 Jacqui: 027 529 7925 | Robert: 022 140 800

02/08/2026

If this property has caught your eye, don’t hesitate to get in touch with Renee today to arrange a viewing or ask any questions. You can find the property details here:
https://www.raineandhorne.co.nz/timaru/properties/28-murchison-drive-gleniti-7910-canterbury

If you’d like to understand how much your borrowing power could be, please call me on 022 140 8005 - I’m here to help you take the next step towards home ownership.

T&Cs and lending criteria apply.
This information is general in nature and does not consider your personal financial situation or goals.
Robert Plant is a financial adviser providing financial advice through MJCSM Financial Services Limited trading as Mortgage Express.
The examples provided are intended purely for educational and informational purposes. They have been presented in a generalized manner to ensure that the privacy of all advisers is respected.

Address

19 Church Street
Timaru

Telephone

+64275297925

Website

https://www.mortgage-express.co.nz/find-adviser/topic/south-canterbury-advisers

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