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Segun Property Solutions

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Property Solutions- I verify Land documents/documentation, Guarantee 100 per cent rent collection and manage/ develop properties within Lagos, Abuja and PH.

Diaspora Trusted. CEO- Sumtech Consultants Limited. Contact us for consultation👉08033061681

05/06/2026

How to raise your rent without losing good tenants

The rent has to go up. You know it. Your expenses know it.

The question is not whether to raise the rents, it's how to do it without your best tenant packing out and leaving you with a vacant unit that could cost more than the increase ever would have earned.

Whether you own one flat or ten, this is how to handle it. 👇

I've noticed that most landlords make one or two of these mistakes.

They either avoid the conversation about rent increase until they're desperate, then they shock the tenant with a 60% increase overnight.

Or out of guilt, they just leave the rent as it is for years, while quietly watching their income drop and inflation eats everything they worked for.

Both are costly mistakes.

Here's how to do it right:

1. Give real notice not last-minute notice Lagos and most other states require written notice before a rent increase.

But beyond the law, good tenants plan their finances. So I recommend you give at least 3–6 months notice not 3 weeks.

It shows respect, and respect keeps people from leaving.

2. Tie the increase to something real
"The economy is hard" is not a reason, your tenant is living that too.

Point to specifics like rising maintenance costs, increases in land use charges, higher service costs.

When your tenant understand the why, they are likely to comply.

3. Keep increases small and steady

A 20% increase every two years is far easier to manage than a 60% jump after six years of keeping same rent.

Build a schedule. Stick to it. When tenants can see the pattern, they plan for it and they stay.

4. Show investment before you send the notice

Truth be told most landlords skip this and it's the step that makes the biggest difference.

Before the rent increase lands, repaint the apartment.

Fix that thing they've been asking about for months. It doesn't have to cost much. It just has to be visible.

A tenant who just watched you put money into their comfort is far less likely to walk out over a reasonable increase.

5. Have the conversation directly

Slipping a letter under your tenants door is not a conversation.

Call your long-term, reliable tenants, call them. Explain. Listen.

Most good tenants won't leave over a fair increase handled with respect. They leave when they feel blindsided or disrespected.

Good tenants don't just pay rent. They maintain the property, pay on time, and don't cause problems.

The cost of losing one means vacancy, agent fees, fixing up the place before a new tenant moves in.

This might hurt more than whatever extra rent you were trying to collect.

You can raise your rent. But do it with your head, not your back against the wall.

I am Segun Ogunbiyi, your property protector. CEO, Sumtech Real Estate Consultants.

This is what I do. I manage your property so you don't have to deal with any of this alone.

Have you had a rent review conversation recently? How did your tenant respond? Share below — your experience might help another landlord or property owner handle theirs. 👇

📌 Save this if you have a rent review coming up.

Send a Whatsapp message if you need advise...

01/06/2026

Protect Your Property

Be honest, is your property fully documented?

I'm going to ask you something and I want an honest answer.

Not the answer you'd give your lawyer.

Not the answer that sounds good.

The real one.

Is your property fully documented?

I mean:
✅ Certificate of Occupancy or are you still on a Deed of Assignment and without Governor's Consent?
✅ Approved building plan or did the building go up "informally"?
✅ Survey plan that matches the physical property or has it never been verified?
✅ Up-to-date land use charge payments or are you owing the government quietly?
✅ A valid tenancy agreement for every tenant currently in your property?

If you ticked all five genuinely, you are in the minority. And I mean that seriously.

Most landlords in Nigeria are operating with at least one gap in that list.

That gap is fine until it isn't.

It becomes a problem when you want to sell and the buyer's lawyer finds it.

When a government acquisition comes through your area.

When a tenant disputes their occupancy.

When a family member challenges your ownership after you're gone.

The goal of this question isn't to make you feel behind.

It's to help you know exactly where to start.

Because documentation problems are solvable but you just have to know you have one first.

I am Segun Ogunbiyi, your property protector. CEO, Sumtech Real Estate Consultants.

This is what I do.

I help landlords and property owners get their documentation right so nothing is missing, nothing is at risk, and nothing catches you off guard when it matters most.

Be honest, which of these 5 do you currently have a gap in?

Type the number (1–5) or say "all sorted" if you're covered. 👇

I read every comment and I'll point you in the right direction.

Need help? Chat with me on whatsapp:
https://wa.link/33plu9

26/05/2026

Surviving the Cost Crisis

You think your property is gaining value, it is not.

It is losing value faster than you think.

Why do I say this?

Your building is quietly losing value through one cracked wall unfixed, one exposed pipe, one ignored fault at a time.

It's really surprising that many landlords watch their lands go up in value while leaving the building on the land to slowly fall apart.

Here's the truth nobody says out loud:

A plot of land may go up in value but if the building on it is badly maintained, it drags everything down with it.

We talk a lot about land value. And yes, it rises or appreciates.

But the building is the part where the tenants actually live in.

That's the part that puts money in your pocket every year and it gets older every single day.

Imagine having electrical wiring that hasn't been checked in 8 years.

Or a roof that's one rainy season away from destruction.

What about Plumbing that appears to work, until it doesn't or walls that haven't been repainted since 2017.

These things feel small but together, they send one message to every buyer or new tenant everytime and it is: "this property is neglected'

Know this, a neglected property always sells or rents for less. Every time.

Here's what hurts the most:

Preventing this problem is always cheaper than fixing it.

For example, repainting before damp sets into the wall costs far less than repainting after the wall has been damaged by it plus whatever is hiding underneath.

Unfortunately, Most landlords will wait for the bigger and more expensive problem.

The landlords who will still be standing strong in the next 10 years are not just buying property. They're taking care of what they already have.

Your property is a business. Run it like one.

I'm Segun Ogunbiyi, your property protector. CEO, Sumtech Real Estate Consultants.

I help landlords maintain and manage their properties properly, so small problems don't turn into expensive ones.

When last did you do a maintenance check on your property?

Not just collect rent but actually walk through and inspect the building?

Need help with your property, chat me on👇
https://wa.link/33plu9

📌 Save this and share with someone who needs it.

18/05/2026

You own the land. You built the house.

But without a Certificate of Occupancy (C of O), your title is far less secure.

And you may not be fully protected from disputes and government acquisition..

Here’s how to get cOfO in Nigeria:

Step 1 — Confirm your survey plan is valid and registered.

A properly signed and registered survey plan is usually required before the C of O process can start.

Make sure it covers your plot and is charted at the Surveyor‑General’s office.

Step 2 — Apply at the State Ministry of Lands / Land Bureau.
Bring key documents like your deed of assignment or allocation letter, a valid survey plan, tax clearance or proof of tax payment, and, where required, an approved building plan.

Step 3 — Pay the application, premium, and processing fees. Amounts vary by state, location, and land use.

Always obtain official receipts or bank tellers for every payment.

Step 4 — Facilitate the site inspection. A government officer will visit the property to confirm boundaries and usage.

Being present and cooperative helps the inspection go smoothly and may reduce delays.

Step 5 — Follow up consistently. The C of O process can take months or even longer in some states.

Regular but polite follow‑ups at the Land Bureau help keep your file active and moving.

A C of O doesn’t just protect your property, it also boosts its market value, making it easier to sell, mortgage, or attract investors.

I am Segun Ogunbiyi, your property protector, CEO Sumtech Real Estate Consultant, helping you document your property is what I do.

Let me ask you, be honest, Which step are you currently stuck on?
Confused about the steps or having documentation issues? Reach me on whatsapp
https://wa.link/33plu9

13/05/2026

Your tenant walked in knowing their rights. You handed them the keys not knowing yours.

Here are 5 tenant rights most landlords find out about the hard way.

*1. Right to a receipt for every payment.*
Every rent payment must be receipted. No receipt means no clean record and that gap can be used against you in a dispute.

*2. Right to adequate notice before entry.*
You own the property. But you cannot walk in without notice. The law does not care how you feel about that.

*3. Right to a formal quit notice before eviction.*
Verbal warnings mean nothing. Changing the locks can land you in trouble. There is a process and skipping it will cost you.

*4. Right to a habitable property.*
Handing over a property in poor condition is not just a moral issue. It is a legal one. Tenants can use it against you.

*5. Right to dispute rent increases.*
You cannot increase rent mid-tenancy because you feel like it. Proper notice. Written agreement. In that order.

Your tenant already knew all of this before they signed.

Now you do too.

I am Segun Ogunbiyi — your Property Protector.
CEO, Sumtech Real Estate Consultants.
Protecting your property, your rights, and your peace of mind.

Any questions? Reach me on WhatsApp. 👇

11/05/2026

Most landlords don't lose to tenants.

They lose to ignorance.

Your tenant's lawyer isn't smarter than you, they're just more prepared.

While you were collecting rent and assuming goodwill would protect you, your tenant was quietly reading the Tenancy Law.

Every clause you never read is a weapon you handed them for free.

Here's what I've seen happen:

→ A landlord tries to evict a defaulting tenant without following due process.

What happens? Case is thrown out, tenant stays for 6 more months rent-free.

→ A property owner signs a lease without key protective clauses.

He loses a legal battle that should never have happened.

→ An investor buys property without verifying title properly?

He spends years in court fighting someone else's family.

All preventable. Every single one.

The landlord who knows the law doesn't panic when a tenant turns difficult.

They document everything, follow procedure, and let the process work for them not against them.

The landlord who doesn't do that, its Legal fees. Lost time. Sometimes, even loss of the property itself.

This is not meant to scare you. It's meant to wake you up.

Because this is all learnable.

And once you know it, no tenant and no bad deal catches you off guard.

I'm Segun Ogunbiyi, CEO, Sumtech Real Estate Consultants.

I help landlords, property owners, and investors protect their assets, know their rights, and make decisions backed by knowledge not guesswork.

Difficult tenant. Upcoming purchase. Lease review. Whatever it is — I've got you covered.

💬 What's one thing about tenancy law or property ownership you've always been unsure about? Drop it in the comments.

08/05/2026

No I disagree. Charging low rent isn't kindness.

It's self-sabotage dressed up as generosity.

You're covering rising maintenance costs on a fixed income. Absorbing inflation your tenant isn't feeling.

Funding their comfort while your property slowly loses value.

And when you finally raise the rent, because you have to : they say you're the villain.

Sustainable landlords aren't the ones who charge the least.

They're the ones who charge fairly, communicate clearly, and deliver consistent value.

Your tenant isn't struggling because your rent is high.

They're stable because you've been undercharging for years while pretending it's loyalty.

Price your property for what the market demands and what your margins require.

Kindness that bankrupts you isn't a virtue. It's a business mistake.

I'm Segun Ogunbiyi, property protector, CEO of Sumtech Real Estate Consultants.

Protecting your property and your income is exactly what I do.

So let me ask you directly: "Are you charging what your property is actually worth right now?"

If you're not sure, that's the answer. Chat me on WhatsApp 👇
https://wa.link/33plu9
and let's figure it out together.

06/05/2026

STOP. Before you buy that "hot" property in Lagos.

If you skip due diligence, you're not investing, you're gambling.

Not price. Not location. Not "this deal won't last."

Due diligence is the only deal that matters.

Let me say something uncomfortable 👇

Some of you are one document away from losing everything you've built.

You inspected the house. You like the area. You negotiated well. You're already calculating appreciation in your head.

But you didn't VERIFY ownership properly.

That's how people lose ₦50M, ₦100M, even ₦180M.

I heard a case that still haunts me:

A tenant, yes, a TENANT who had stayed long enough in a property. The real owner was abroad.

He forged documents. Sold the property, collected ₦180M and disappeared.

The buyer? Thought he was now a landlord.

Until the real property manager showed up to collect rent… and discovered a stranger in the house.

Just like that, ₦180M gone. No noise. No warning. Just regret.

If you own property or plan to, this is your checklist:

1. Verify title documents: Is it C of O? Governor's Consent? Deed of Assignment? Don't assume. Confirm authenticity at the Lands Registry.

2. Search the Land Registry :Check ownership history, government acquisition status, and committed land.

3. Confirm the seller's identity: Are they the real owner? Do they have legal authority to sell?

4. Check for encumbrances: Loan? Mortgage? Court case? If yes, you're buying a problem, not a property.

5. Verify the survey plan Confirm coordinates with a surveyor. Make sure it's not inside a road expansion, pipeline, or government land.

6. Ignore pressure tactics "Someone else is ready to pay" That line has rushed many people into regret. Don't let it rush you.

If you remember nothing else, remember this:

No verification. No payment.

I don't care how sweet the deal sounds.

I've helped many investors avoid exactly these mistakes. That's my work, protecting landlords and investors from the documentation errors that cost them everything.

I am Segun Ogunbiyi Your Property Protector, CEO, Sumtech Real Estate Consultants.

Thinking of buying property in Lagos, Abuja or PH? Don't do it blindly.

Send me a WhatsApp message now.
https://wa.link/33plu9

Let's protect your money before you commit it.

04/05/2026

Your tenant is sleeping fine. But you are up at 2.AM, checking your phone, if the alert had entered.

That is the part they don't tell you when they say "buy property, it will give you rest."

They don't warn you about the Saturday morning calls. The half-payment that somehow became normal.

The January that arrived without rent. The tenant who has been in your property four years and still pays like he is doing you a favour.

"Oga, I will complete it by weekend." "Things are hard this month, sir."
"I have sent alert, check again."

You have heard it so many times, you don't even argue anymore. You just wait.

You give grace. You don't want trouble. You know the economy is hard. So you extend. Again.

But while you are extending , your loan is not extending. Your bills are not extending. Your age is not extending.

I have worked with landlords for over 10 years now.

And the same problem keeps showing up, not with the tenants. With the landlord's setup.

No proper agreement. No clear consequences. No renewal process.

Nothing on paper that the tenant actually takes seriously.

So the tenant tests. And when nothing happens, they test again.

And before long, paying late is just how it works on your property.

You did not build your property for that.

You saved. You sacrificed. Some of you are still paying the loan.

You made decisions that were supposed to secure your future.

This property was supposed to work for you, not the other way around.

I have seen landlords with ten tenants who sleep better than landlords with two.

The difference is never only the tenants. It is also the structure.

Having a renewal letter the tenant knows is real.
Consequences they believe will happen. Knowing who you are giving your property to before they ever move in, can be what changes everything.

Most landlords are too busy chasing this month's rent to build any of that.

My name is Segun Ogunbiyi, your property protector. CEO, Sumtech Real Estate Consultant.

This is what I do. I help landlords build the kind of structure that makes tenants pay on time, renew without drama, and treat your property the way it deserves to be treated.

This week I am doing 10 property review calls.

We look at your property, your current tenants, how your agreements are set up and I tell you where the gap is. Straight.

Even if you only have one property. Even if you think your situation is different.

Send me a message on WhatsApp https://wa.link/33plu9

Let's sort this out before another rent cycle passes you by.

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Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00

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