19/09/2026
Loan / financing agreement stamp duty is a flat 0.5% of the loan amount, for all buyer categories (PropCashFlow 2026, calculator consensus). Separate legal fees apply to the SPA and to the loan agreement (two documents), plus disbursements β cite as two line items, not one (SRO scale). Ask me before you commit β I've been on this belt since 2012. Adelyn Wong Β· CID Realtors Β· REN 03144 Connecting People to Real Estate Since 2012.