RTM Akademi Hartanah - Ching

21/10/2026

Haha ~ so lucky again 😁😁😁

Found this gem in my camera roll! 📸 Totally forgot to post this throwback photo🤳

Meet Dato Rosyam Nor came over for a podcast show with our Director, Dato Vincent Nee at Vince Group. So lucky to have been there! 🙌✨

17/10/2026

Inflation rate in Malaysia for 2027 is projected to range between 1.8% and 2.8% according to the Ministry of Finance's Economic Outlook 2027 report: https://theedgemalaysia.com/node/821121

Property can act as an inflation hedge because rising land, construction, labour, and maintenance costs tend to increase the replacement value of existing homes. Investing early in a well-located property with genuine rental demand may help protect wealth from inflation.

*Inflation > Material, Labour cost increase > Price of new property increase > Leading existing property price follow > Rental increase

So, are you still thinking your salary or Malaysia minimum salary increase to Rm2000 or increment of 2-5% is enough for the inflation?

The Malaysian government is projecting inflation to range between 1.8% and 2.8% in 2027, but cautioned that prices could rise higher if there is renewed escalation of geopolitical tensions and prolonged disruptions to energy and supply chains.

14/10/2026

🚨 Gorverment Servant: LPPSA LIMIT INCREASED TO RM1 MILLION!

Most of the people think LPPSA is just a standard housing loan.

But high-performing government officers use it as a silent wealth engine.

While most people buy one house and stop, strategic asset planners know how to leverage their quota to build a portfolio, that help in their cash flow, and secure a multi-generational legacy.

13/10/2026

🚀✨ Growing Together, Building What's Next.

Vince Group Q3’26 Townhall was more than just a gathering. It was a moment to witness new milestones, stronger collaborations, and the next chapter of growth.

🤝 Official establishment of our subsale business through the collaboration between Prop Wealth Sdn. Bhd. and Prop Wealth Real Estate Sdn. Bhd.

🎉 Welcoming Tan Sri Dato’ Sri Mohamad Fuzi Harun as the Patron of Vince Group.

Every milestone is a reminder that progress comes from collaboration, continuous improvement, and a shared vision.

13/10/2026

10/10/2026

[Malaysia's 2027 Budget] The main priorities are cost-of-living relief, higher wages, personal tax relief, business financing and investment in technology.

🇲🇾 Malaysia Budget 2027: How it affects our daily life
The easiest way to understand a national budget is to connect it to your salary, monthly expenses, taxes, housing, savings and job opportunities.

- Minimum wage rises to RM2,000 > Businesses may face higher payroll costs > Food prices can still rise because of supply costs, transport and global commodity prices.

- Tax-relief limit increases from RM9,000 to RM12,000, eligible taxpayers may be able to reduce their taxable income.

- Housing guarantees and stamp-duty exemptions, if you qualify, may reduce some barriers to purchasing your first home.

30/09/2026

🔥 NEW LPPSA UPDATE

2nd LPPSA — there’s a new policy change.

Previously:
❌ 1st LPPSA had to be fully settled first.

Now:
✅ You may be able to apply for your 2nd LPPSA before fully settling the 1st, subject to your remaining eligibility and LPPSA requirements.

So the question is no longer just:
“Have I settled my 1st LPPSA?”

It’s:
👉 “How much 2nd LPPSA eligibility do I still have?”

Check your current eligibility.

17/09/2026

🤳WhatsApp me for more detail. Free 1-on-1 online session for understand investment strategy👍

📍 Wangsa Maju ~ Setapak
📐 800 – 1,033 sqft
🚗 Carpark 1-2
🎉 Early Bird Package (Limited)
✨ Extra Benefit for Bumiputera
📄 Limited for Free MOT

Don't hesitate to know more >>Starting Now

16/09/2026

🏠 **Own Stay First or Investment First?**

Have you ever thought about doing this:

👉 **Investment first → Rent it out → Own your own home later**

Why?

If your first property is an investment property, the tenant's rental can potentially help cover part of your monthly property costs.

Over time, you may have:

🏠 1st property = Investment + rental income
🏡 2nd property = Your own home

So you have the opportunity to own **both an investment property and your own home**.
==========================================

But if you choose:

🏡 Own stay first → Investment later

Your monthly commitment may already be higher.

Then you may need to wait until:

📈 Your income increases
💰 Your savings grow
📊 Your financial capacity improves

And the longer you wait, the harder it may feel to take the first step.

💡 **The point isn't that investment first is always better.**

The point is:

👉 **Think about your long-term goal before choosing your first property.**

Sometimes, your first property doesn't have to be your dream home.

It can be the first step towards building your assets.

**Start early. Plan properly. Understand your numbers.**

03/09/2026

[KL Night View] Every night, the city lights remind us that there is always movement, and always opportunities being created.

And right now, there’s a project that’s getting a lot of attention. 🔥
But for me, property investment is not simply about finding a “hot project”.

It’s about:
🔎 Identify the right opportunity
💰 Secure the best possible deal
📊 Understand the numbers and cash flow
🏠 Choose a property that fits their financial position
📈 Plan for long-term value