05/11/2026
Should you fix your mortgage rate? 🏡
If you’re buying a home or looking to remortgage, choosing between a fixed-rate mortgage and a tracker can feel confusing.
A fixed rate gives you certainty over your mortgage payments for an agreed period. With a tracker, your rate can move up or down with the rate it follows.
In this episode of Mortgage Matt-ers, Matt explains the difference-and why how comfortable you feel with changing monthly payments matters.
Would you prefer predictable payments, or are you comfortable with them going up and down?
Save this for your next mortgage conversation, and pop your questions for Matt in the comments đź’š