28/10/2026
💛AUTUMN BUDGET 2026💛 What does it mean for the property market?
Today’s Budget has brought some important announcements for homeowners, buyers, sellers and landlords. As always, there will be plenty of headlines, opinions and speculation, but our message remains positive. The property market is very much open for business!
So, what are the key takeaways?
💛Good news for first time buyers
The Government has confirmed its new Your First Home scheme, with £4.7 billion of Government backed lending to help eligible first time buyers onto the property ladder. Expected to launch in spring 2027, the scheme could provide a welcome opportunity for those struggling to take that first step into homeownership.
💛Stamp Duty remains unchanged
Despite speculation, no major Stamp Duty reforms were announced. For buyers and sellers, this provides some clarity when planning their next move.
💛Changes for landlords
Higher tax rates on rental income are due to take effect from April 2027, adding to the financial considerations facing property investors. While this presents challenges, demand for quality rental accommodation remains an important part of the housing market. Professional advice, careful planning and effective property management will be more valuable than ever.
💛What about house prices and mortgages?
Budget announcements can influence confidence, borrowing costs and affordability, but they don’t determine the direction of the property market overnight. Sensible pricing, realistic expectations and good advice remain key to a successful move.
So, what happens next? Quite simply, business as usual!
People will continue to move for work, growing families will need more space, first time buyers will take their first steps, homeowners will downsize and landlords will continue to provide much needed rental homes.
Property decisions are driven by real lives, not just Government announcements.
Our advice? Don’t put your property plans on hold because of the headlines.
Whether you’re buying, selling, letting or renting, our experienced teams are here to help you understand the market, explore your options and make confident, informed decisions.