29/09/2026
Help to Buy mostly helped developers. Now it's back with a new name.
The government's new Your First Home scheme will give first time buyers a 2.5% deposit and a 20% equity loan, on new builds only. Their own press release calls it a "stimulus" for the new build market. That's the honest bit.
Here's the problem. Councils decided just 19% of major planning applications within the 13 week legal deadline last quarter. You can't fix a supply problem by pumping up demand.
And none of this touches the London rental market. Renters still can't find homes and landlords are still selling up.
Tap through the slides for the full breakdown.
Landlords and investors, would you rather this money went on planning? Let me know in the comments.