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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Bah Properties, Estate agent, 109 Penarth Road, Cardiff (Caerdydd).

03/11/2026

A tax break could help thousands of small businesses but it is not confirmed.

A reported proposal ahead of the 28 October 2026 Budget would raise the rateable-value threshold for full Small Business Rates Relief in England from £12,000 to £18,000.

An estimated 75,000 properties could benefit under the reported proposal. This is an estimate, not a confirmed outcome, and eligibility would still matter.

Business rates are based on rateable value, not simply business revenue. Shops, cafés, pubs, restaurants and hairdressers are among the potential beneficiaries, subject to eligibility.

The business lesson: you don’t always need more sales to improve profitability. Reducing fixed costs matters too.

Would lower business rates help your business? Comment below.

Source: The Times, 18 October 2026; GOV.UK Small Business Rates Relief. Reported proposal unconfirmed.

03/11/2026

Five years of “we should buy a property together”… and the only thing we’ve built is a WhatsApp group 😂🏠

Sound familiar? Everyone’s interested, someone sends a Rightmove link, then the conversation goes quiet until next payday.

Start with one useful conversation: what can you each afford, what would the costs be, and who would actually do what?

That’s how “we should” starts becoming a plan.

Tag the mate who needs to book that conversation 👀

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

03/11/2026

Eight properties. Around 70 deals. About £5 million raised in investor finance.

is proof that there is no “perfect age” to start building through property.

In this conversation, Jackie shares what she has achieved and the mindset behind it: don’t think too small. There is always opportunity if you are prepared to take action.

If you have ever told yourself you are too old, too late or that you have missed your chance, this is worth hearing.

Want to watch the full conversation on YouTube? Comment PODCAST and I’ll send you the link.

Filmed by .go

02/11/2026

You can earn more today and still feel like you have less left at the end of the month.

That’s the reality many households are facing as mortgages, loans, energy, water and other essential costs keep taking a bigger share of income.

A higher salary helps, but the real question is: how much do you actually keep after everything goes out?

That’s why I always look beyond income. I want to understand cash flow, debt, savings, reserves and the assets you’re building.

Which cost has hit your pocket hardest: mortgage, rent, food, energy or debt?

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

02/11/2026

A big salary can feel secure. Until the company changes direction.

Reports of planned job cuts at Barclays are a reminder that even established employers can restructure. You cannot control every decision your employer makes, but you can work on your savings, skills and other sources of income.

One income stream may pay the bills today. What's your backup plan for tomorrow?

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

02/11/2026

The moment you make your offer, most people make the same mistake: they keep talking.

Silence makes people uncomfortable — and that can work in your favour during a property negotiation.

Once you’ve made a sensible offer based on the numbers, stop trying to justify it. Let the other person respond. You may be surprised by what they reveal when you don’t rush to fill the silence.

Good negotiating isn’t about being aggressive. It’s about staying calm, knowing your maximum price and being prepared to walk away if the deal no longer works.

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

01/11/2026

Landlords are being squeezed again. How much of your rental income will you actually keep?

Higher property income tax rates have been announced for April 2027. If rent and other costs stay the same, a bigger tax bill can leave less for repairs, empty periods and your own income.

Swipe through the landlord tax changes and the Budget’s ISA, trading allowance and housing announcements. Different measures start on different dates, and your own tax position matters.

Review your after-tax cash flow with your accountant before making your next move. Would these changes put you off buying another rental property?

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

01/11/2026

The money you keep matters as much as the money you earn.

From April 2027, changes affecting pensions, cash ISAs, savings and property income could change your planning. The property-income tax rates shown concern England, Wales and Northern Ireland; Scotland has a separate position. These rates apply to taxable income, not automatically to every pound of rent received.

The cash ISA change concerns the annual subscription limit for under-65s. Pension inheritance-tax treatment depends on the estate, exemptions and the benefits involved.

Review your own position with your accountant or financial adviser before making changes.

Sources: HMRC/GOV.UK; Finance Act 2026; Individual Savings Account (Amendment) (No. 2) Regulations 2026.

Save this for your next financial review.

01/11/2026

Buying a property without seeing inside sounds reckless but sometimes the deal is about understanding the risk before you commit.

This property was bought without an internal viewing. That doesn’t mean the decision was blind. The numbers, the location, the exit strategy and what could realistically go wrong all matter.

Property investing is not about removing every risk. It’s about knowing which risks you’re taking, pricing them properly and having a plan if things don’t go as expected.

Would you ever buy a property without seeing inside first?

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

31/10/2026

Budget 2026 looks like help on the surface but for landlords and savers, the numbers tell a much bigger story.

£100 household energy payment from January 2027. But from 6 April 2027, property-income tax rates rise to 24%, 44% and 49%. Savings-income tax rises too. At the same time, first-time buyers get a new ISA from April 2029 and £4.7bn of support through the “Your First Home” scheme.

So is this a Budget that helps people onto the ladder or one that makes being a landlord less attractive and puts more pressure on rental supply?

The headline isn’t what matters. The question is what these changes do to your cash flow, tax position and long-term strategy.

If you want to learn how I look for cash-flowing property deals, comment WEBINAR and I’ll send you the link.

Address

109 Penarth Road
Cardiff
CF116JT

Opening Hours

Monday	10am - 6pm
Tuesday	10am - 6pm
Wednesday	10am - 5:30pm
Thursday	10am - 6pm
Friday	10am - 6pm

Telephone

+442922408022

Website

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