22/10/2026
Mortgage update for buyers in Spain 🏡
The official 12-month Euribor reached 3.247% in September 2026, compared with 2.954% in August. This is an increase of 1.075 percentage points over twelve months.
For a variable-rate mortgage, the impact on your payment also depends on your review date, lender margin, outstanding balance and remaining term.
Before accepting a mortgage offer:
• Compare the TAE, not only the headline rate
• Review fixed, variable and mixed alternatives
• Test whether the monthly payment remains comfortable if rates change
Looking for property in San Pedro, Marbella, Nueva Andalucía or Estepona? Contact me to discuss your purchase and available options.
Ella Gunnars | Century 21 Blue
Call: +34 623 13 6970
WhatsApp: +354 770 6669
[email protected]