12/11/2026
Buying in Costa Rica? Read this before you finance. 🌴
Financing is one of the first conversations I have with every buyer. Planning early means you can shop with confidence and enjoy a smooth closing.
✨ What to know before you start:
• Lending works differently here. International buyers have options designed for their situation, and knowing them early puts you ahead.
• Know your buying power. Explore your options before you tour.
• Prepare your documents. Having proof of income, assets and source of funds ready keeps your purchase moving smoothly.
• Plan for 4.5% in closing costs. Including the 1.5% transfer tax, notary fees and registry stamps.
• Compare your financing paths. Home equity, local banks, seller financing or private lenders.
• Your funds are protected. Purchases close through a SUGEF-registered escrow agent.
We work with trusted lenders for international buyers. Send us a message and we'll make the introduction.