10/30/2026
Mortgage arrears in the Oshawa area have increased by roughly 33% over the past year but that headline needs some context.
CMHC data shows the actual rate of mortgages 90+ days overdue increased from about 0.24% to 0.32%.
So no, this does not mean 33% of homeowners are behind on their mortgage.
What it does show is that financial pressure is increasing for some households as mortgage renewals, higher borrowing costs, employment uncertainty and softer home values start to add up.
If you’re a Durham homeowner approaching a renewal or considering selling, understanding your equity and options early can give you more flexibility.
Comment HOME VALUE if you want to know what your property could realistically sell for in today’s market.