Prosperity Realtors

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Prosperity Realtors Your Trusted Real Estate Agent and Consultant

10/12/2026

Grateful for all of life’s challenges, setbacks, lessons, and growth. Today we count all our blessings and remain thankful for all life has blessed and humbled us with and look forward to may more years of prosperity ahead. Happy Thanksgiving!

10/09/2026

Less than 3 months till 2027. Let’s lock in💪

Initially, Manulife called for a rate hike at the next Bank of Canada meeting, however more have come forward, UBS, Oxfo...
10/06/2026

Initially, Manulife called for a rate hike at the next Bank of Canada meeting, however more have come forward, UBS, Oxford Economics and Scotiabank have all moved toward an October hike. Here is what has changed.

After the September hold, Governor Tiff Macklem said the risk of higher inflation was growing, and that businesses appeared to be adapting to pressure from the Canada–U.S. trade war. UBS reads that as a Bank with less patience for inflation running above its 2% target, and expects a “preemptive adjustment” rather than more waiting.

A central bank only hikes when it believes the economy can take it, and the recent data gives it room. July GDP and the August estimate put third-quarter growth on track for 1.4% to 2% annualized, and business investment rose in the second quarter for the first time since late 2024.

Rate hikes and the seasonal slower demand will make for a good opportunity for buyers. For sellers, key marketing techniques and negotiation strategy will be critical to get top dollar.

DM me the word “SEASONAL” and I will send you a tailored list of homes sitting on the market.

10/02/2026

🏡 Don’t let your mortgage own you.
Budget smart enough to still enjoy life. 🌊✈️
Own the home. Keep the lifestyle.

DM me the word “LIFESTYLE” and I’ll tell you how you can budget for your next home.

09/29/2026

Manulife has called it, they expect rates to hike at the next Bank of Canada meetings, but why?

Well, core inflation is running near 3%, while CPI is expected to average 3% over the next few months, not quite the sweet spot of 2% which the Bank of Canada likes to see.

Tariffs have made an impact, but the impact hits solely against industries which rely heavily on steel and aluminum, and we all know the Bank of Canada doesn’t like to pick and choose which industries to bail out.

Not all economists agree however, some still feel a rate hold is the more likely scenario, but the uncertainty is exactly why you need a plan instead of a guess.

DM me the word “HIKE” and I’ll send you a personalized breakdown of what a hike could mean for your purchase, sale or renewal.

Better Safe Than Sorry🙂DM me “PROTECTED” and let’s talk before your deposit leaves your account
09/24/2026

Better Safe Than Sorry🙂
DM me “PROTECTED” and let’s talk before your deposit leaves your account

09/20/2026

In fairness, it’s all licensed, insured, and backed by data. 📊
Thinking about buying or selling? Let’s talk numbers first. DM me or tap the link in bio.

Supply starts to tighten as sellers pulled back, evident by a 17% drop in new lists compared to last month. A buyer lean...
09/17/2026

Supply starts to tighten as sellers pulled back, evident by a 17% drop in new lists compared to last month. A buyer leaning market as average prices have slightly decreased, economic uncertainty however continues to dominate macro markets. Buyers may lean toward waiting for a further bottoming of the market and pulling the trigger prior to prices moving higher, this however comes at the trade off with less inventory and potentially higher rates. You will need to consult carefully with a trusted realtor who can understand your goals and give you a perspective on how to best move forward.

Where the action was:

• Peel and Halton semi-detached: sales rose year over year and the market tightened sharply

• Durham semi-detached: the tightest segment in the GTA, Price also rose 1.4% month over month.

• Durham condos: sales rose 15.0% YoY, the biggest gain on the board

• York detached: one of only two segments with a price gain year over year (+0.5%). Price also jumped 3.9% MoM

• Toronto detached: the other year-over-year price gain (+0.1%), with sales up 2.6%. Prices are holding steady at the top end

• Peel detached: sales rose 8.2% YoY

Happy to pull the numbers for your specific neighbourhood — just reply and let me know which one.

Don’t We All Want To Have A Market Like Its The 1980’s! (Minus the high mortgage rates😝)
09/14/2026

Don’t We All Want To Have A Market Like Its The 1980’s! (Minus the high mortgage rates😝)

Some news in the last week, interest rates held by 2.25%, unemployment held steady at 6.4%, 42000 jobs lost, and Trump r...
09/11/2026

Some news in the last week, interest rates held by 2.25%, unemployment held steady at 6.4%, 42000 jobs lost, and Trump renaming Lake Ontario.

Despite some gain in Q2 GDP, trade developments and continued global uncertainty were enough for the Bank to hold rates.

Q3 may be shaping to look a little different, evidence indicates that Q3 may be slowing (by virtue of monthly GDP and exports) and the job market, while steady overall has seen a loss of 42,000 jobs, with 20,000 public sector jobs declining this month alone.

Does this mean we will see a hike? Perhaps not, uncertainty will continue to prevent the need to hike rates, and if a rate hike were to occur, it will be used as a defensive mechanism against oil and tariffs, to help offset the resulting rising inflation.

Developments continue to change rapidly, and as such developments occur, the impact to the overall economy and interest rate will be determined at that point in time.

Address

65 Fiesta Way
Whitby, ON
L1P1Y5

Telephone

+14168166706

Website

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