First Time Home Buyers - Lower Mainland

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First Time Home Buyers - Lower Mainland Are you looking to purchase your first home? Don't know where to start? We have helped many first time home buyers get into their first home.

Let us connect you with our experienced agents that specialize in helping first time home buyers.

15/10/2020

Did you know you could use your RRSP towards your down payment?

If you haven’t purchased a home within the last four years (or lived in a spouse’s home in the same timeframe), you may qualify for the RRSP Home Buyer’s Plan. With this plan, you may borrow up to $35,000 tax-free from your RRSP to fund your down payment. Just keep in mind that the money must be in your RRSP at least 90 days before the purchase of your house.

The First Time Home Buyer’s Plan is advantageous for Canadians because generally speaking, early withdrawals from RRSPs are considered taxable income. In this case, they’re exempt but you must start repaying the amount borrowed from the RRSP two years after you buy over a 15-year period.

If you are a first time home buyer and have any questions about the government programs available to you, get in touch with us and let us answer any of your questions!

21/08/2020

Hey everyone! Welcome to First Time Home Buyers - Lower Mainland. We specialize in helping first time home buyers get into their first home as smoothly as possible! All we need from you is nothing! We will take care of every aspect for you and make it as stress free as possible! Get in touch with us so we can connect you with one of our many agents. Oh yea, second time home buyers welcome too 😉

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