Jane Smythe Sales Representative

10/28/2026

Bank of Canada Raises Interest Rate to 2.50% | October 28, 2026

The Bank of Canada has increased its overnight lending rate by 25 basis points to 2.50%, responding to persistent inflationary pressures and stronger-than-anticipated economic growth.

Key Takeaways:

📈 Interest Rate: Increased by 0.25%, bringing the policy rate to 2.50%.

🍁 Economic Outlook: Canada's GDP is projected to grow 1% in 2026, followed by 2% in both 2027 and 2028.

💰 Inflation: Currently around 3%, with expectations of reaching 3.5% by the end of 2026.

🏡 Housing Market: Residential real estate activity is expected to remain relatively subdued.

⛽ Cost Pressures: Elevated energy prices and rising business expenses continue to influence inflation.

🔎 Future Rate Decisions: The Bank has indicated that further increases may be necessary, depending on evolving economic conditions.

What Does This Mean for Canada's Real Estate Market?

For prospective homebuyers, higher borrowing costs may influence mortgage affordability and purchasing power. Homeowners approaching mortgage renewal may also need to reassess their financing options.

For sellers, shifting affordability and buyer confidence reinforce the importance of strategic pricing and understanding local market conditions.

As we move toward the end of 2026, staying informed about interest rates, inflation, and regional housing trends will be essential for navigating Canada's evolving real estate landscape.

Read the full article here: https://www.bankofcanada.ca/2026/10/fad-press-release-2026-10-28/

Jane Smythe, REALTOR®
Royal LePage® Frank Real Estate, Brokerage
[email protected]
www.janesmythe.com
Direct: 416-938-4812
Office: 905-985-9898
Toll Free: 866-447-4434

10/19/2026

Economic uncertainty continues to be the prime market force for real estate in Canada. Read our recently released report.

A late spring rebound offered encouraging signs of improvement in Canada’s housing market following a slower start to the year. However, stalled trade talks…

09/02/2026

📢 Bank of Canada Rate Update

The Bank of Canada is holding its overnight rate at 2.25%.

What’s behind the decision?

🍁 Canada’s economy is showing signs of recovery, with stronger growth and a modest rebound in housing activity.

📈 Inflation remains around 3%, largely due to higher gas prices, while core inflation remains closer to 2%.

🌎 Ongoing global uncertainty, higher energy prices and new tariffs are making the economic outlook harder to predict.

For buyers and homeowners, the takeaway: rates are holding steady for now, giving some stability as we head into the fall market. 🏡

Wondering what today’s rate decision means for your real estate plans? Let’s chat.

Jane Smythe, REALTOR®
Royal LePage® Frank Real Estate, Brokerage
[email protected]
www.janesmythe.com
Direct: 416-938-4812
Office: 905-985-9898
Toll Free: 866-447-4434

08/10/2026

🏡✨ JUST LISTED | 57 WATERBURY CRES, SCUGOG ✨🏡

💰 $1,088,000

Welcome to Canterbury Common, a sought-after adult lifestyle community in Port Perry where neighbours become friends and everyday living feels like home. ❤️

This beautifully maintained and extensively updated 2-bedroom bungalow offers comfortable living, thoughtful upgrades and an incredible location with a pathway behind the home leading to the Canterbury Common Centre and Lake Scugog waterfront trails. 🌊🌿

✨ Home Highlights:
🏡 Bright & beautifully maintained 2-bedroom bungalow
🔥 Addition off the breakfast area with electric fireplace & walkout to a new deck
🍽️ Updated kitchen with quartz countertops & stainless steel appliances
🌳 Beautiful landscaping, gardens & interlock brick walkway
⬇️ Fully finished walk-out basement
🛋️ Spacious recreation area with built-ins
💻 Separate office & additional room
🔧 Large laundry & workshop area
❄️ Updated furnace & A/C
🏠 Updated shingles
✨ Extensive list of improvements completed by the current owners

🌊 Enjoy the Canterbury Common lifestyle:
🚶 Lake Scugog waterfront trails just steps away
🏊 Heated community pool
🎶 Newly renovated Centre with activities & professional concerts
🤝 A welcoming community where neighbours become friends
🚶‍♀️ Walkable to downtown Port Perry via the nearby boardwalk
🏥 Conveniently close to Port Perry Hospital & Medical Associates

With so many improvements already completed, this is a wonderful opportunity to move in and enjoy everything Canterbury Common and Port Perry have to offer.

💫 Come discover why Canterbury Common is such a sought-after place to call home!

🔗 VIEW THE FULL LISTING:
https://www.realtor.ca/real-estate/30134677/57-waterbury-crescent-scugog-port-perry

🔑 Contact me for more information or to arrange your private viewing.

Jane Smythe, REALTOR®
Royal LePage Frank Real Estate, Brokerage
📱 416-938-4812
☎️ 905-985-9898
🌐 janesmythe.com

07/28/2026

🏡✨ OPEN HOUSE | SATURDAY, AUGUST 1 | 1:00–3:00 PM ✨🏡

📍 10 Dorman Drive, Whitchurch-Stouffville
💲 Offered at $1,348,000

Join me this Saturday and tour this beautifully maintained family home, perfectly situated on one of Stouffville's most picturesque tree-lined streets!

Offering space, style, and flexibility, this exceptional 5-bedroom home is ideal for growing families, multi-generational living, or those working from home.

✨ Property Highlights:
🛏️ 5 Bedrooms | 🛁 3 Bathrooms
🍽️ Upgraded gourmet kitchen with family-sized eating area
🔥 Cozy family room with wood-burning fireplace
🌿 Walkout to a private deck surrounded by mature trees
☕ Spacious primary suite with ensuite & private balcony
💻 Professionally designed home office with custom built-ins
🎬 Fully finished basement with kitchenette, recreation room & flexible living space
🧺 Upgraded main-floor laundry/mudroom
🏠 New shingles (2026) and numerous additional updates throughout

🚶 Just a short walk to schools, daycare, parks, and charming Main Street, this home truly offers the perfect combination of comfort, convenience, and location.

🏡 Stop by and see why this could be the perfect place to call home before the new school year begins!

📞 Contact Jane today to arrange your private showing.

📍 Jane Smythe
🏢 Royal LePage Frank Real Estate, Brokerage
📱 416-938-4812
☎️ 905-985-9898
🌐 janesmythe.com

07/21/2026

✨ PRICE IMPROVEMENT! ✨

🏡 10 Dorman Drive, Whitchurch-Stouffville
💲 Now Offered at $1,348,000

Your opportunity to own a spacious, beautifully maintained family home in one of Stouffville's most desirable neighbourhoods just got even better!

🌳 Nestled on one of the area's most picturesque, tree-lined streets and within walking distance to schools, daycare, and charming Main Street, this exceptional home offers space, comfort, and convenience for the whole family.

✨ Features You'll Love:
🛏️ 5 spacious bedrooms
🔥 Family room with a cozy wood-burning fireplace
🍽️ Upgraded gourmet kitchen with family-sized eating area and walkout to the deck
🏡 Separate formal living and dining rooms
💻 Dedicated home office with custom built-ins
🎬 Fully finished basement with kitchenette, recreation/media room, and flexible living space
☕ Spacious primary suite with ensuite and private balcony
🧺 Upgraded main-floor laundry/mudroom
🌿 Beautifully landscaped front and backyard with mature trees
🏠 New shingles (April 2026) plus many additional upgrades

Move in before the new school year and enjoy everything this incredible family home has to offer!

📞 Contact Jane today to arrange your private showing.

📍 Jane Smythe
🏢 Royal LePage Frank Real Estate, Brokerage
📱 416-938-4812
☎️ 905-985-9898
🌐 janesmythe.com

07/20/2026

📢 The Bank of Canada has held its key interest rate steady at 2.25%, opting for a cautious approach as inflation and economic growth continue to send mixed signals.

While inflation remains above the Bank’s target range, underlying price pressures appear contained, and recent economic growth has been uneven. For homeowners, buyers, and sellers, today’s announcement means borrowing costs remain unchanged—for now.

As always, the real estate market continues to adapt to shifting economic conditions, making it more important than ever to stay informed and plan ahead. 🏡📈

06/30/2026

https://www.facebook.com/share/1DHLhVN3Rz/

☀️ Kick off the summer by getting outdoors with the family and exploring all that Port Perry has to offer! 🌳🚲

Pack a picnic and enjoy the waterfront at Palmer Park, stroll through the charming downtown shops, cool off with a walk along the scenic waterfront trails, or spend the afternoon at one of the local playgrounds. 🛝🌊 There are so many fun and free ways to make memories together this season without traveling far from home! ❤️👨‍👩‍👧‍👦

Thinking about making Port Perry your home? 🏡 If you're looking to buy or sell in the area, reach out to us—we'd love to help!

Like and follow for more!
www.royallepagefrank.com

06/28/2026

Knowing the Strawberry Festival’s daily hours can make or break a perfect weekend plan and if you're looking for a new home come to 10 Dorman Dr 1-3 on Sunday June 28th to my Open House. 🍓

With festivities unfolding at Memorial Park all three days, timing your visit to the 2026 Whitchurch-Stouffville Strawberry Festival comes down to what matters most for your group. Friday kicks off later in the day, ideal if you want to start the weekend with live music and dinner from local food vendors. Saturday and Sunday stretch from morning to evening, offering that full festival buzz with daytime vendor markets, inflatables, kids’ activities, and plenty of strawberry treats. The festival layout makes it easy to mix a family outing or meet-up with friends around your other commitments.

A little upfront planning pays off, arrive during peak vendor hours to catch the best market offerings, or stay into the evening for performances and community events. Organized kids’ activities and competitions are free with entry, though popular attractions like the spelling bee may need a quick check-in for details or registration. Memorial Park’s central location makes coming and going smooth, whether you’re planning a full day or just dropping by.

💾 Save this if you want a seamless festival game plan for the June 26–28 weekend, or send it to someone mapping out their visit!