Sapphire Condominium Management

10/25/2026

Your condo board kept condo fees flat this year? Here's what that can mean for next year.

A board wanted no increase to common fees at all. One year at 0% is usually fine. But your reserve fund pays for big repairs, and those costs follow the price of building materials and labour. When fees stay flat several years in a row, the shortfall builds, and the increase lands later and bigger.

A good question for your next AGM: how does this year's fee decision affect the coming year's condo fees?

From Sapphire Condominium Management, London and Sarnia.

10/23/2026

If bugs are coming up through a gap around a pipe in your furnace room floor, take a photo before you patch anything.

Note the date and send the photo to your condo office.

Whether it's your repair or the corporation's depends on your building's declaration. The photo helps the office sort that out quickly and send the right trade the first time.

Has anything ever come up through your basement floor? What did you do first?

10/22/2026

Selling your condo? Before closing day, ask your lawyer to send the condo office the closing date.

It's the simplest way to make sure your last monthly payment really is your last.

Has a payment ever followed you after a move?

10/21/2026

Four signs your condo board runs a clean meeting.

1. A director with a personal stake says so before the vote.
2. Every director gets notice before a decision, even a quick one.
3. Disagreement shows up in the minutes.
4. The reasons are written down with the decision.

None of this is paperwork for its own sake. It's what protects owners when a decision gets questioned later.

When did you last read your board's minutes?

10/20/2026

Two hats at one board table. Here's the simple habit that protects every owner, and the director too.

When your board decides something big, do you read the minutes afterward?

10/19/2026

If water from your unit damages the unit below, the condo corporation may repair the unit below first and bill you afterward.

If an invoice ever lands that you don't recognize, ask the office for the date, the scope and the photos behind it.

Have you ever had a repair bill you couldn't match to anything?

09/16/2026

Do you own a condo and have no idea what happens if you had an insurance claim that was the condo's responsibility?

When your condo allows auto-renew each year, is how you find out about the deductible after something already flooded.

Condo corporation insurance is not a formality. Replacement cost drifts. Bylaws age. Deductibles sit unread until someone asks who pays.

Plain walkthrough of what Ontario condo corporation insurance must cover and what to check before renewal:

Ontario condo boards must insure common elements and standard units by law. Understand your obligations, deductibles, and coverage gaps before your next renewal.

09/14/2026

Do you own a condo unit? Here's one of the biggest costs in your condo fees...

Insurance renewal. The condo’s insurance renewal often lands after the budget was already locked. The board ends up arguing about the premium instead of what is actually covered.

Before renewal season, ask your board one question: was there a conversation with an insurance broker before budget night? If there was not, maybe a change is needed.

09/09/2026

Guess the Person!

09/09/2026

Just give them everything!