Michael Arthur - Ottawa Realtor

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I help overcrowded families escape daily chaos and finally breathe again to find spacious, affordable Ottawa homes using The DREAM Method (TDM) so every generation thrives under one roof.

10/31/2026

More homes are available in the Ottawa real estate market right now.

This raises different questions for large and growing families.

Think of this situation as a vehicle trade-in.

Your home is the trade-in, and the payment is the cheque for the rest.

In this video, you will find out:

→ What September looked like for families who are upsizing to a bigger, affordable home

→ How the home type you own can change your housing options

→ What the latest Bank of Canada decision can mean for your mortgage

→ 8 tips on how to avoid paying higher mortgage and interest payments you don't deserve

This video will provide important questions that are worth asking your bank or mortgage lender.

Is your mortgage fixed or variable right now?
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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

10/26/2026

If that sounds like your house, let's be friends.
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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

Want to move by May? The deadline the work starts is November.That's when you want to be in a bigger home.The one step: ...
10/24/2026

Want to move by May?

The deadline the work starts is November.

That's when you want to be in a bigger home.

The one step: find out what your current home would sell for today. Start this weekend.

Selling is the longest part of upsizing.

In September 2026, the median detached home in Ottawa sold for $750,000 after 23 days on the market.

The median townhouse sold for $548,000 after 29 days.

Closing then takes 30 to 60 days.

You have not bought your next home yet.

Think of it like a ferry crossing. The ferry leaves on its own schedule, and you cannot make it leave early.

If you are upsizing from Kanata, Barrhaven, Orléans or Stittsville, March can feel like plenty of time.

March to May is about 3 months.

Selling and closing can take 2 to 3 of them.

Then you still need to find the next home.

So the move slides to summer, and your kids start the new school year in the old house.

You do not need to list this weekend.

You only need your number.

Once you know it, you can plan the rest.

Which worries you more: selling first or buying first?
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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

"You need 20% down."I hear this one from parents, coworkers, and friends who bought years ago. Many large and growing fa...
10/17/2026

"You need 20% down."

I hear this one from parents, coworkers, and friends who bought years ago. Many large and growing families hear it and decide they cannot move yet.

In September 2026, the Ottawa median price was $750,000 for a single-family home and $548,000 for a townhouse, so 20% down is $150,000 and $109,600, respectively.

The federal minimum down payment is 5% of the first $500,000 plus 10% of the rest, which is $50,000 on the single-family home median and $29,800 on the townhouse median.

With less than 20% down, you typically need mortgage insurance, which adds a cost, so ask a lender for the full number.

Waiting until you have 20% is like waiting for a bigger table before you invite the family to dinner.

A couple I worked with last fall waited for single-family prices in Kanata to come down. They wanted their savings to cover a full 20% down payment.

Before I showed them any homes, we had a buyer consultation. I told them to ask their lender for the real minimum down payment on the price range they wanted. Then put it next to the monthly payment they could carry. If it worked, they had a plan. If it did not, they knew the number to build toward. I also told them single-family prices in Kanata were steady.

They agreed with the plan. But they felt sure prices would come down, so they wanted to wait.

Then I showed them a 4-bedroom home with a double garage, on 2 acres of open land. They were interested in making an offer. Another buyer bought it first, at a price they could afford.

They are still looking. They have not found another home like it.

What have you been told you need before you can move?

Btw, if you keep hearing advice and you wonder whether it is true in Ottawa, send it to me in an DM, email or text. I will tell you yes or no, and why.

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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

10/15/2026

Being a Dad is a balancing act.

You have your good days, and you have your tough days.

Fatherhood feels like having a heavy weight on your shoulders.

You must be present.

You must protect.

You must provide.

All at once. This is pressure.

As a dad for the 2nd time, the bricks feel heavier.

Especially having a growing family in a small home.

You share one bathroom.

The kitchen table does homework, dinner, and bills.

You want more room.

You also want to stay safe with money.

So you wait.

You do the math at night.

You wonder if a bigger home is even possible.

I know this weight.

I bought my first home, a 1,400-square-foot (sq. ft.) townhome, on one income with about $65,000+ in debt.

I turned the basement into a rental and paid it off.

Then my family grew, and my mother-in-law came to live with us. We moved into over a 2,400 sq. ft. bungalow with a main-floor room for her.

I am glad we have the room.

Here is what I see with Ottawa families:

The problem is rarely effort. Most dads already work hard.

Often, the problem is that nobody showed them the options.

A bigger home can cost less than you think when you look at the right areas and the right plan.

Your kids will not remember the square feet. They will remember if the home felt calm.

If you are struggling with this, I made a free resource guide that will show you how large and growing families plan a move to a bigger, more affordable home.

Message me "SPACE" in the comments or a DM if you want a simple and clear game plan.

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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

10/11/2026

This Thanksgiving, I would like to remind you of something important.

It’s easy to focus on what we don’t have: the things we’re still working toward, the goals we haven’t reached yet.

But when we stop and look around, there’s already so much to be thankful for:

→ The food on our table,

→ The people who care about us.

→ The moments that make us smile.

→ The lessons that make us stronger.

Happiness doesn’t come from having everything.

It comes from noticing and appreciating what’s already here.

I hope you take time this weekend to slow down, enjoy the small moments, and feel grateful for all the good that’s already part of your life.

From my family to yours, we wish you and your loved ones peace, laughter, and gratitude this Thanksgiving.

Warmly,

Michael

10/08/2026

If that sounds like something you can relate to, let's be friends.

10/06/2026

Grandparents moving in? Plan this first.

A bigger home only works when it fits everyone who lives there.

This short lesson shows where to start.

What you'll get from watching:

➡️ A clear way to know what your family needs before you tour a single home

➡️ A simple check that shows if the monthly bill fits your housing budget

➡️ The one group of people to ask first, and why it saves you time

➡️ A real Ottawa family's story, from start to finish

➡️ A first step you can take this week

Who in your house would you ask first?
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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

09/30/2026

Hi, I'm Michael.

This page is for Ottawa families who have outgrown their home and want more room without worrying about money.

A house is like a pair of shoes.

Kids grow. Grandparents move in.

It's still the same shoes, but there's more pinch and tightness.

11+ years practicing in the Ottawa real estate marketplace.

I’m a Master Certified Negotiation Expert (MCNE) negotiating aggressively for large and growing families who deserve the best to make their quality of life better, and not worse

And I live it.

My family upsized into a large bungalow home with a main-floor room for my mother-in-law.

So I built THE DREAM Method.

It provides a clear roadmap for how you want your move to a bigger home to be on your terms.

It starts with:

D: Discover your vision
R: Review your budget
E: Explore homes
A: Act on your choice
M: Make the move and celebrate

Each step aims at calmer mornings, better sleep, less tension and a home that builds wealth.

There is no hidden agenda.

It’s about the steps, numbers and mistakes that can be solved the right way.

How many people live in your home right now?

Btw, if you want more room without worrying about the budget wall, I made a free guide to share with you.

It will tell you the 5 steps in more detail that will take you from feeling worried and anxious to feeling comfortable without worrying about your finances and quality of life.

Comment or send me a DM "SPACE," and I will send it.
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Follow and connect with me to get real-time content about what quality living is all about in Ottawa.

09/26/2026

Should a growing family wait to upsize to a bigger home in Ottawa?

What I see is that waiting has its own cost.

Here's what actually happens when you do....

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Michael Arthur - Ottawa REALTOR®
Large & Multi-Generational Family Property Expert
[email protected]
(613) 890-7653

Address

482 Preston Street
Ottawa, ON
K1S4N8

Telephone

+16138907653

Website

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