Sell.With.Shubham

10/20/2026

Follow for More daily Realestate content Shubham Duggal | OTTAWA Realtor® 🇨🇦 OwningOttawa.com Pardip K. Duggal Arun Duggal

10/18/2026

First-time home buyer costs in Ottawa that nobody warns you about 👇
Your down payment is just the start. Before you buy your first home in Ottawa, budget for:
💸 Land transfer tax (above the first-time buyer rebate)
🏦 CMHC insurance + the 8% PST due at closing
⚖️ Legal fees + title insurance
🔍 Home inspection + appraisal
🏠 Property tax + interest adjustments
🏗️ New build? HST, Tarion and development charges
📦 Movers, utilities + an emergency repair fund
📌 Save this before you start house hunting. Share it with someone buying their first home.
💬 Comment COSTS and I’ll DM you my free First-Time Buyer Budget Worksheet.
I help first-time buyers in Barrhaven, Kanata, Orléans, Findlay Creek, Stittsville and Richmond. Punjabi + English 🇮🇳🇨🇦
Shubham Duggal, REALTOR® | THE CANADIAN HOME REALTY INC., Brokerage. Costs vary by property, builder and lender; not all apply to every purchase. General information only, not financial or legal advice. Not intended to solicit buyers or sellers currently under contract.

10/10/2026

5 families who built Ottawa: the real estate empires behind the city 🏙️

Ever wonder who built the homes, condos and neighbourhoods you drive past every day? Two of these five families are Indian. 🇮🇳🇨🇦 👇

5️⃣ The Myers family: More than 15 car dealerships plus collision centres. Drive anywhere in Ottawa and you’ll see their name.

4️⃣ The Singhal family (Richcraft Homes): In 1983, Kris Singhal started with just two lots in Hunt Club. Today Richcraft builds communities across the city.

3️⃣ The Malhotra family (Claridge Homes): Bill Malhotra, often called Ottawa’s “Condo King,” founded Claridge in 1986 and helped shape the downtown skyline.

2️⃣ The Taggart family (Tartan & Tamarack Homes): In business since 1948, they work across home building, construction, land development and property management.

1️⃣ The Greenberg family (Minto): Four brothers started Minto in the 1950s. It’s now one of Ottawa’s biggest names in homes and rentals.

From two lots to a city skyline, every empire started with one property. 🏡

💾 Save this if you love Ottawa real estate history.
💬 Comment which city’s real estate families we should cover next.
📲 Share with someone who’s thinking about buying in Ottawa.

Buying your first property in Ottawa, or moving here from the GTA? Let’s talk.

Shubham Duggal | Owning Ottawa | REALTOR®️ |
📞 613.332.8884 | 🌐 owningottawa.com

Disclaimer: This is general information compiled from publicly available sources for educational and entertainment purposes. Owning Ottawa is not affiliated with or endorsed by any of the families or companies mentioned. Details may change over time. This is not financial or investment advice.

10/08/2026

New homeowner checklist: 5 things to do in your first 24 hours in a new home 🏡🔑

Just closed on your first home in Ottawa? Don't skip these steps after getting the keys. They could save you money and stress later. 👇

1️⃣ Take meter readings
On move-in day, write down your gas, hydro and water readings and take a photo of each meter. Then set up your utility accounts right away so you only pay for what you use.

2️⃣ Change or rekey the locks
The previous owner, cleaners, contractors or even a neighbour could still have a key. New locks give you peace of mind from day one. 🔐

3️⃣ Update your address everywhere
Driver's licence, health card, employer, bank, car loan, insurance and CRA. That way no important mail goes to your old address. 📬

4️⃣ Test smoke and carbon monoxide alarms
Put in fresh batteries and test every alarm. Home safety comes first. 🚨

5️⃣ Create an email just for your home
For example: [email protected]
Use it for utilities, warranties, contractors, appliance registrations and home documents. Everything about your house stays in one place, ready to hand over when you sell. 💡

💾 Save this moving checklist for closing day.
💬 Comment "GUIDE" and I'll DM you my complete post-closing checklist for first-time home buyers.
📲 Share it with someone buying a home in Ottawa, Kanata, Barrhaven or Orléans.

Shubham Duggal | Owning Ottawa
Ottawa REALTOR® | 📞 613.332.8884 | 🌐 owningottawa.com

Disclaimer: This is general information only, not legal, financial or professional advice. Requirements and deadlines may vary, so confirm with your utility providers, ServiceOntario, and your lender or insurer.

10/08/2026

10/06/2026

Get Up to $7,500 Back After Closing 💰 CMHC 25% Refund

Most buyers don't know they could be leaving free money on the table after closing. 🏡💸

If your mortgage is CMHC-insured, you could get 25% of your mortgage insurance premium refunded. On a $30,000 premium, that's $7,500 back in your pocket.

✅ How to qualify:
1️⃣ Your mortgage is insured by CMHC
2️⃣ You bought a newly built, energy-efficient home (ENERGY STAR, R-2000, Net Zero, or 20% better than a typical new home), OR you did $20,000+ in energy-efficient upgrades after buying (insulation, windows, roof, heat pump, HVAC, solar)
3️⃣ You apply within 2 years of your mortgage closing date

⏳ CMHC processing takes about 8–10 weeks, so don't wait.

💬 Comment "HOME" and I'll DM you the full step-by-step guide.
📲 Share this with a friend who just bought a home in Ottawa!

Shubham Duggal | Owning Ottawa
📞 613.332.8884 | 🌐 owningottawa.com
Eligibility is set by CMHC. Confirm with your lender.



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10/05/2026

$40K DOWN & YOU COULD OWN THIS OTTAWA TOWNHOUSE 🏡🔥

3-bed end-unit townhouse in Ottawa with great potential for first-time buyers and families. If you’ve been waiting for an affordable way to get into the Ottawa real estate market, this one deserves a look.

📩 DM “TOWNHOUSE” for details & showing information.

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10/01/2026

Renting in Ottawa at $2,449/month? A townhouse mortgage could cost about the same 👀

Here’s the real math for Ottawa first-time buyers in 2026:

🏢 Average 2-bed rent: $2,449/month
🏠 Condo mortgage: ~$2,006/month + condo fees
🏡 Townhouse mortgage: ~$2,479/month

The difference? One builds YOUR equity. The other builds your landlord’s.

If you’re renting in Ottawa and wondering whether buying your first home is possible, it may be closer than you think, especially with 5% down and 30-year amortization for first-time buyers.

💬 Comment “OWN” and I’ll send you a free rent vs buy breakdown for your budget.

📍 Serving first-time buyers in Orléans, Kanata, Barrhaven, Findlay Creek, Stittsville & across Ottawa.

Save this for later & share it with someone who’s tired of renting 🔑

Shubham Duggal, REALTOR® | Owning Ottawa
THE CANADIAN HOME REALTY INC., Brokerage. OwningOttawa