Stephanie

Looking for a local real estate agent who genuinely cares about you and your family?

11/05/2026

Finding a realtor doesn't have to start with a Google search. If you're buying in an unfamiliar area, ask people who already live there. Their experiences can give you a useful starting point for finding an agent who knows the local market.

11/04/2026

Trust Account is a Canadian term used to describe deposits held in a brokerage trust account or by another authorized party. In the U.S., escrow commonly refers to funds or documents held by a neutral third party pending specified conditions.

11/03/2026

One purchase. Multiple payment dates. ⚠️ Know the full cash picture before you commit.

11/02/2026

🍂 Hello November!

10/30/2026

It's Halloween weekend! Where is the best neighbourhood to go trick-or-treating? (AKA which neighbourhood gives out the best candy?) 🍫 Share your favourite in the comments! 👇

10/29/2026

If you’re thinking about a move before the end of the year and want a clear action plan, we’d love to be your resource for practical, local advice.� Send us a message anytime!

10/28/2026

MPAC = Municipal Property Assessment Corporation. It assesses properties in Ontario for property-tax purposes.
CVA = Current Value Assessment.�This is the assessed value assigned to a property by MPAC.

Here’s the important part: Your CVA is not the same thing as your home’s current market value. Your property may sell for considerably more or less than its assessed value because market conditions, location, property features and buyer demand can change over time.

The takeaway: Don’t use your MPAC assessment alone to determine what your home could sell for today.

10/27/2026

A signed agreement is a major milestone — but the deal may still depend on conditions, deadlines and due diligence being completed.

Things that can derail a transaction include:
💰 Financing falls through�
🔎 Inspection uncovers a major issue�
🏦 Appraisal doesn’t support the financing�
📄 Important documents reveal a problem�
⏰ A critical deadline is missed�
🏠 The buyer or seller can’t meet an agreed term

The lesson? “Accepted” doesn’t always mean “done.” Until the transaction closes, staying on top of conditions, paperwork and deadlines matters.

Save this for the part of the home-buying journey that comes after the celebration. 🔑

10/26/2026

New week. New opportunities. 🙌

10/23/2026

Home inspo for Halloween curb appeal!🎃

Address

17360 Yonge Street
Newmarket, ON
L3Y7R6

Website

http://Stephaniehoward.ca/

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