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Monday 9am - 9pm Tuesday 9am - 9pm Wednesday 9am - 9pm Thursday 9am - 9pm Friday 9am - 9pm Saturday 9am - 9pm Sunday 9am - 9pm

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Jagmohan Singh

Name: Jagmohan Singh
Address: 2004/20 Kingsbridge Garden Circle, Mississauga, ON, L5R3K7, CA
Telephone: +16472626665

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First time home buyers, Investment properties

11/11/2026

Today, take a moment to remember those who served and sacrificed for Canada. Lest we forget.

11/07/2026

Your credit score can affect which lenders and rates are available to you. Paying bills on time, keeping card balances well below their limits and holding off on new credit before and while you buy can all help. Checking your credit report a few months ahead gives you time to fix errors before they matter.

11/05/2026

Downsizing is not about giving something up. For many homeowners, a smaller space can mean less upkeep, lower monthly costs and more time for the things that matter most. It can also free up equity for retirement, travel or helping family. Deciding how much of that equity goes into the next home, and whether to carry a smaller mortgage or none at all, can shape how far the move stretches.

10/31/2026

Happy Halloween! 🎃 The best treat of all? A front door that's all yours.

10/28/2026

The Bank of Canada raised its policy rate by 0.25% today, to 2.50%, its first increase since 2023.

• Variable-rate mortgages and HELOCs follow lenders' prime rates, which typically move with the Bank of Canada.
• Fixed rates follow bond yields, so today's move doesn't change them directly.

Shopping for a home? Rate holds on a pre-approval generally last 90 to 120 days depending on the lender, so it's worth knowing when yours expires. The next announcement is December 9.

10/24/2026

Buying a new home before the current one sells? Timing both sides can feel like a puzzle. Once the current home has a firm buyer, bridge financing may help cover the gap between buying and selling, depending on the lender. Planning the price, timing and terms of both deals together makes the whole process smoother.

10/22/2026

Buying with less than 20% down? In Canada, a smaller down payment means the mortgage generally needs default insurance, which protects the lender and can make it possible to buy sooner. The premium is usually added to the mortgage rather than paid upfront, and insured mortgages often come with competitive rates.

What does this mean for you?
Under 20% down: You can buy with less saved, but a one-time insurance premium is usually added to your mortgage. Insured mortgages are only available on homes under $1.5 million.
20% or more down: There’s no insurance premium and you borrow less overall, though uninsured mortgage rates are often slightly higher.

10/17/2026

Many mortgages include prepayment privileges that let you pay extra without a penalty, such as lump-sum payments up to a yearly limit or increasing your regular payment amount. Even small extra payments can shorten the amortization and save a meaningful amount of interest. Limits vary by lender, and going over them can trigger a penalty, so it pays to know exactly what your mortgage allows.

10/12/2026

Happy Thanksgiving! Wishing you a cozy weekend with the people who make every place feel like home.

10/10/2026

New build or resale? The difference goes well beyond finishes and floor plans. With a new build, you often pay deposits in stages, closing can be months or even years away, and upgrades and builder closing costs can add up. Your mortgage is generally finalized closer to closing, so your income and credit still matter long after you sign. With a resale home, the timeline is usually shorter, but setting money aside for updates or repairs can matter just as much as the purchase price.

Address

2004/20 Kingsbridge Garden Circle
Mississauga, ON
L5R3K7

Opening Hours

Monday	9am - 9pm
Tuesday	9am - 9pm
Wednesday	9am - 9pm
Thursday	9am - 9pm
Friday	9am - 9pm
Saturday	9am - 9pm
Sunday	9am - 9pm

Telephone

+16472626665

Website

facebook.com

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