11/01/2026
Buying a home in Ontario? Do not let land transfer tax catch you by surprise at closing.
It is charged on the purchase price, Toronto buyers pay a provincial tax and a city tax, and first time buyers may qualify for a refund that softens the bill.
The good news: when you know the number early, you can plan for it with confidence instead of scrambling at the last minute.
Want your number worked out before you buy? DM TAX and I will walk you through it, step by step, with no pressure and no jargon.