YourRate.ca

11/11/2021

11/05/2021

Are you thinking of buying in the next 120 days? If so get in touch for a mortgage pre-approval. Rates will likely be trending upwards so be sure to have this rate protection while you shop around. You'll also know how much you can afford so you can move quickly when the time is right.

10/31/2021

High -Interest Debt haunting you? We can help! By accessing the equity in your home, we can secure financing for you to consolidate your debt into a future-focused strategy that works.

05/21/2021

The Department of Finance has announced that insured mortgages will have the same stress test as uninsured mortgages effective June 1.

The stress test for uninsured mortgages is now aligned with OSFI, which had already introduced a new qualifying rate for uninsured mortgages. The stress test for both will be the greater of the borrower’s mortgage contract rate plus 2% or 5.25%.

The minimum qualifying rate will be set a minimum once a year in December.

Get in touch if you are looking to buy, renew, or refinance.

04/27/2021

1.74% is still here. Get your application started at www.yourrate.ca.

02/23/2021

When bond yields go up, which we saw last week, fixed mortgage rates ultimately follow. Fixed rates have been at some of the lowest levels we've ever seen. If you need a mortgage within the next 4 months, get a rate hold now. It doesn't cost you anything to grab on to today's amazing rates!

01/01/2021

Happy New Year!

12/23/2020

https://www.yourrate.ca/index.php/rethink-your-current-mortgage

11/18/2020

Bond yields are up. These rates may be disappearing soon. Start your application now:

https://getmy.mortgage/yourrate #/quick-application