09/11/2026
Most people spend more time researching a vacation than they do reviewing a mortgage renewal! 👀
Before you automatically sign your lender’s renewal offer, here are a few questions worth asking:
* Will my lender offer me the best available rate?
* Should I choose a fixed or variable rate this time?
* Can I consolidate other debts into my mortgage?
* Are there penalties if I switch lenders at renewal?
* What happens if I sell shortly after renewing?
* Is this mortgage still the right fit for my current goals?
The answers aren’t the same for everyone! A lot of people only focus on the “best rate” and look past other important factors, that’s why a mortgage review isn’t about finding the “best” mortgage. It’s about finding the best solution for your personal situation.
If your renewal date is approaching, let’s check out your options together. 🔍