Herman Ma Realtor

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10/21/2026

Move to Alberta for Lower Living Costs
Thinking about relocating within Canada? Alberta continues to attract buyers and renters with its wide range of housing options—from condos and townhouses to single family homes. What truly sets Alberta apart are its lower housing prices and rental costs compared to other major Canadian cities, giving you greater flexibility when making a move. Homeowners here often find themselves spending a noticeably smaller portion of their income on housing than the national average, making ownership more achievable. When you’re ready to purchase in Alberta, you can work with a REALTOR® or explore a private sale, ensuring there’s a path that fits your preferences. Don’t forget the importance of a land title search—an essential step to protect your interests whether you’re eyeing a house or a condo. As someone who specializes in helping clients navigate Calgary’s residential market, I’m here to make sure you feel informed every step of the way.

10/20/2026

Calgary Buyers Find Great Value as Detached Home Prices Ease
Keeping a close watch on Calgary's housing trends, I’ve noticed that detached home prices have recently dipped by 0.95%, landing at $739,400. The most significant change happened in northeast Calgary, where prices dropped 6.01%. East and north Calgary also experienced decreases, while west Calgary and the city centre saw prices climb. Apartments and row homes followed the downward trend, but semi-detached homes saw a slight uptick. As someone who specializes in residential houses and condos in Calgary, I understand how important these shifts can be for buyers and sellers alike.

10/19/2026

Canada's Homebuilding Pace Falls Further
Noticing the recent slowdown in Canada’s housing construction? The six-month trend for housing starts just dipped about 1% to 244,000 units across the country, and actual starts in our largest centres dropped by roughly 2% to 17,700. So far this year, we’ve seen 149,500 starts—about 4% lower than the same stretch in 2025. While construction numbers remain higher than in previous years, the national housing agency expects this gradual decline to continue. Homebuilders are feeling the strain, too, with geopolitical uncertainty and US-Canada trade tensions driving up material costs. Looking ahead, the agency forecasts new-home construction to soften through 2028, particularly for condos. As someone who focuses on Calgary’s dynamic condo and residential market, I’m keeping a close eye on these trends to help buyers and sellers navigate what’s ahead.

10/18/2026

September Brings More Affordable Homes to Calgary Buyers
September brought a slight cooling to Calgary’s real estate market—home sales dipped by 3.8%, with 1,650 properties changing hands. The benchmark price eased down 0.8% to $566,700, while apartment prices dropped 8.3%, row homes fell 5.5%, and detached homes edged down 1%. Interestingly, semi-detached homes bucked the trend, rising just 0.1%. Fewer new listings and tighter inventory are shaping the current landscape. As someone focused on Calgary’s residential market every day, I keep a close eye on these shifts to guide buyers and sellers through changing conditions.

https://www.housing-trends.com/agent-news/herman-ma/2124781-September-Brings-More-Affordable-Homes-to-Calgary-Buyers

10/17/2026

Canadian Housing Affordability Remains Stable in Many Regions
While we've seen a modest improvement in housing affordability across Canada in Q2—thanks to rising incomes and steady home prices—this relief is starting to level out. Even in major markets like Vancouver and Toronto, where affordability saw some positive movement, areas in the Prairies and Atlantic Canada faced declines. As someone focused on Calgary homes and condos, I keep a close eye on these shifts. With interest rates expected to increase in 2027, it's important to understand how these trends could impact your plans, whether you're thinking of buying or selling.

https://www.housing-trends.com/agent-news/herman-ma/2111755-Canadian-Housing-Affordability-Remains-Stable-in-Many-Region

10/16/2026

Calgary Homebuyers Enjoy Big Savings as Prices Drop
In Greater Calgary, we're seeing a noticeable shift: about 85% of homes are now selling below asking price, with buyers securing an average discount of 2.29%. More affordable homes and condos are seeing even bigger savings, while million-dollar properties are actually fetching prices above list. Overall, sales activity is down 16%, but the luxury segment remains strong. As someone who focuses on residential houses and condos in Calgary, I’m keeping a close eye on these trends to help my clients navigate the market with confidence.

https://www.housing-trends.com/agent-news/herman-ma/2124223-Calgary-Homebuyers-Enjoy-Big-Savings-as-Prices-Drop

10/15/2026

Mortgage Rates Face a New Reality
With mortgage rates holding steady at higher levels, many Canadians are feeling the pinch when it comes to housing affordability—something I see every day working with buyers and sellers in Calgary. While a drop in rates could help ease this pressure, the outcome will really hinge on where inflation, the broader economy, and the Bank of Canada’s next moves take us. It’s understandable that buyers are treading carefully right now; elevated financing costs have a direct impact on what people can afford, whether they’re purchasing or thinking about refinancing. For those navigating the market, it’s wise to base your plans on current conditions rather than banking on a quick turnaround in rates. As always, having a clear strategy is key in our ever-evolving market.

10/14/2026

Canada Housing Faces Trade Turmoil
Canada’s housing market has been feeling the effects of global trade tensions, fluctuating oil prices, and lingering inflation concerns. Activity has dipped about 7% compared to last year, and national sales edged down less than 1% month-over-month as buyers weighed their options. With bond yields rising, fixed mortgage rates have seen extra pressure—something I’ve definitely noticed as I help clients navigate Calgary’s busy market. The Bank of Canada kept its policy rate steady recently, and inflation has hovered around 3% for the second month in a row. Some economists are already eyeing the potential for rate cuts in 2027, with only a minor hike (if any) expected through the rest of 2026. The biggest wildcard? A new US trade deal could be the spark for a real rebound. If you’re considering a move, the next 6-12 months could be especially interesting—staying informed and prepared is key in times like these.

10/13/2026

From offer to keys: a guide for Alberta homebuyers
Thinking about buying a home in Alberta? Here’s a straightforward path from making an offer to getting your keys. Start by reviewing your mortgage qualifications and understanding the full cost of ownership. Accurately assess the market value of homes you’re interested in. When you’re ready, include any necessary conditions and clearly define your sale terms before submitting your offer—always with a deadline. Be prepared to negotiate so your interests are protected every step of the way. Once your offer is accepted, ensure all conditions are met, and don’t forget to arrange your insurance, set up utilities, and book your movers ahead of possession. Whether you’re buying a condo or house in Calgary, careful planning makes the journey smoother.

10/12/2026

Canada Needs Twice the Projected Homes
Canada’s ongoing housing challenge is larger than most realize. The national housing agency estimates we need between 417,000 and 469,000 new homes each year until 2036 to bring affordability back to pre-pandemic levels. Yet, current projections show we’re consistently falling short—by as much as 187,000 to 238,000 homes annually over the next decade. Construction is not just lagging; it’s expected to slow even more, which means demand will far outpace supply. Many of today’s new builds are simply fulfilling projects already in progress. To truly address affordability and help more Canadians find the right home, we’d need to double the pace of construction from what’s currently forecasted. As someone who helps clients navigate Calgary’s housing market every day, I see firsthand how limited inventory shapes buyer and seller experiences. Keeping a close eye on these national trends is essential for anyone thinking about their next move.

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1206 20th Avenue SE
Calgary, AB
T2X3V1

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http://www.wesellyyc.com/

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