Susanita de Diego - Realtor

11/04/2026

Exploring the Benefits of Renting a Home in Canada 2026
As someone who works closely with buyers and sellers throughout Calgary, I’m often asked whether renting or buying makes more sense—especially as we look ahead to 2026. Renting can offer the flexibility and lower upfront costs that appeal to many, while buying a home is all about stability and building potential equity over time. It really comes down to your local market conditions, current mortgage rates, how long you plan to stay in your home, the costs of maintenance and transactions, and—most importantly—your unique financial situation. Every scenario is different, and understanding these factors is key to making the right choice for your future.


https://www.housing-trends.com/agent-news/susanita-de-diego-1/2152694-Exploring-the-Benefits-of-Renting-a-Home-in-Canada-2026

11/04/2026

Heated flooring sounds like a dream come true, but are they realistic for your home?

While you might be considering adding heated flooring to your new home, there are a lot of questions...

11/03/2026

Changing views on 'starter homes' in Alberta as buyers take longer-term approach
I've been seeing a real shift in how my clients in Calgary and across Alberta are thinking about their first homes. Where the idea of a 'starter home' once meant a short-term stop, more buyers—especially those in their mid-30s—are now viewing these properties as true long-term investments. This makes sense, given the current affordability challenges and a rental market that can make homeownership seem just out of reach for a little longer. Calgary’s benchmark home price sits around $566,000, and the demand for properties under $500,000 remains strong. As someone who works closely with buyers and sellers in our local market every day, I see firsthand how these changing perspectives are shaping decisions at every stage of the journey.

11/02/2026

Multi-generational home buying tempts 1 in 2 near-term buyers: RBC poll
Interesting insight from a recent RBC poll: 53% of Canadian homebuyers are now considering multi-generational purchases to address affordability challenges. With first-time buyers averaging age 41, it's clear that families are exploring creative ways to make homeownership work. If you're thinking about co-borrowing with loved ones, it's essential to have formal agreements in place—these arrangements come with important legal and financial responsibilities, especially as renewal pressures grow. As someone who is passionate about guiding families through Calgary's real estate landscape, I always encourage my clients to plan ahead and make informed decisions.


https://www.housing-trends.com/agent-news/susanita-de-diego-1/2178305-Multi-generational-home-buying-tempts-1-in-2-near-term-buyer

11/01/2026

Calgary Down Payment Savings Timeline
As someone deeply invested in guiding buyers through Calgary’s real estate landscape, I often get asked about the timeline for saving a down payment. For context, in mid-Q3 2026, the benchmark home price in Calgary reached $571,500. With a standard 20% down payment, that’s about $114,300 upfront. If we use the 2023 median couple income of $125,000 and assume they set aside 10% of their gross pay each year (roughly $12,500), it would take around nine years to reach that goal. These numbers underline just how much planning goes into making a conventional purchase possible. Of course, this scenario assumes steady habits and doesn’t account for shifting home prices, changes in income, or other financial commitments, so actual timelines will vary. I’m passionate about helping clients understand these benchmarks to create realistic plans for homeownership in Calgary.

10/31/2026

Financial Strategies for Buying a New Home
When you’re thinking about buying a new home in Calgary, having a solid financial strategy makes all the difference. As someone who guides buyers and sellers through the local market every day, I always recommend getting familiar with mortgage rates, locking in a favorable rate when possible, and working with a trusted broker who understands your needs. Setting a realistic budget, aiming for a larger down payment, and taking the time to explore different loan options and assistance programs can put you in a strong position. Smart planning up front can make your home buying experience that much smoother.


https://www.housing-trends.com/agent-news/susanita-de-diego-1/2170852-Financial-Strategies-for-Buying-a-New-Home

10/30/2026

Canada's Multi-Generational Buying Gains Appeal
I'm seeing more and more families in Calgary consider multi-generational living—and it's not just a trend, but a practical response to today's challenges. According to a recent bank poll, 53% of Canadians planning to buy within the next 2 years are open to purchasing a home together with family, compared to 44% of the general respondents. The main motivators? Affordability (34%), managing ongoing living costs (32%), and viewing pooled resources as a financial necessity (26%). Even current homeowners are adapting: 35% would consider selling and buying jointly with an adult child to help them get a foot in the door. The path to homeownership is shifting too—those who already own bought their first properties at an average age of 29, but non-owners now expect to be able to afford their first home by 41, with half still uncertain. For anyone looking to buy or renew in the next 2 years, planning ahead is critical: 74% are focused on long-term needs, 84% value quality advice, and families are being encouraged to set clear terms from the start. As someone who’s passionate about guiding clients through these changes in the greater Calgary real estate market, I see how important it is to make informed, collaborative decisions.

10/29/2026

Canada's Multi-Generational Homes Draw Interest
I'm seeing more Calgary families explore multi-generational living as a practical way to manage affordability and pool resources in today's real estate landscape. Many first-time buyers I work with are now thinking long-term—willing to stretch a bit to secure a home they'll keep for years, rather than just get their foot in the door. The path to homeownership has definitely shifted: non-owners are often facing much longer timelines than those who bought before, and some haven't set a target date at all. When families or friends come together to buy, it's essential to have upfront conversations about finances, taxes, future resale, and inheritance planning. As a REALTOR®, I make it a priority to help clients understand these complexities and plan for the long haul. If you’re renewing your mortgage soon, you’re likely feeling the pressure of today’s rates, which is why I recommend starting the renewal process early—it can make a real difference to your household budget.

10/28/2026

Multi-generational homes draw half of Canadian mortgage prospects
Lately, I’ve noticed how affordability challenges are shaping homeownership decisions here in Calgary and across Canada. Nearly half of Canadian mortgage seekers are now considering multi-generational living—sharing homes or co-purchasing with adult children—as a way to make homeownership more attainable. Rising interest rates and mortgage renewal worries are also leading some homeowners to think about selling, while many first-time buyers are choosing to wait, feeling the weight of financial uncertainty. As someone deeply invested in helping families navigate these shifting dynamics, I’m seeing firsthand how pooling resources and creative approaches are becoming key strategies for many in our community.


https://www.housing-trends.com/agent-news/susanita-de-diego-1/2176473-Multi-generational-homes-draw-half-of-Canadian-mortgage-pros