Karm Lotay Realtor

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Canada
Brampton, ON
Karm Lotay Realtor

@ Bettercallkarm

10/28/2026

KEEPING YOU HOME-INFORMED!🏠
💵🚨BANK OF CANADA UPDATE🚨💵

👉 Bank of Canada has increased its interest rate for the 1st time in over 3 years, now at 2.50%

👉The Decision: The Governing Council voted to increase the policy rate from 2.25% to 2.5%. This is the first interest rate hike by the central bank since July 2023.

👉Reasoning: Governor Tiff Macklem noted that inflation risks have increased due to elevated energy and oil prices, and the central bank wants to prevent these costs from spilling over into generalized inflation.

👉Inflation Outlook: The Bank of Canada revised its inflation and economic growth forecasts higher, projecting that annual inflation will remain above 3% through much of next year.

👉Future Path: The Bank stated it will make future decisions one meeting at a time, leaving the door open for additional hikes if economic data and global uncertainties (such as Middle East conflicts and U.S. trade policy) persist.

source: Global News/The Globe and Mail/Financial Post

🗓️Current:
October 28th, 2026 ➡️ 2.5% (+0.25)

🗓️Upcoming Announcements (2026):
December 9th, 2026 ➡️ TBD

🗓️Historical Announcements (Last 10):
September 2nd, 2026 ➡️ 2.25% (no change)
July 15th, 2026 ➡️ 2.25% (no change)
June 10th, 2026 ➡️ 2.25% (no change)
April 29th, 2026 ➡️ 2.25% (no change)
March 18th, 2026 ➡️ 2.25% (no change)
January 28th, 2026 ➡️ 2.25% (no change)
December 10th, 2025 ➡️ 2.25% (no change)
October 29th, 2025 ➡️ 2.25% (-0.25)
September 17th, 2025 ➡️ 2.50% (-0.50)
July 30th, 2025 ➡️ 2.75% (no change)

😎 KARM LOTAY
🏆Multi-Award Winner
💼 Sales Representative, BComm
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

09/07/2026

🏠KEEPING YOU HOME-INFORMED REAL ESTATE MARKET UPDATE! (AUGUST 2026)🏠

📖See the latest trending..📈

⏩The number of homes available for sale in August 2026 was down noticeably compared to last year in the GTA. Following this trend, home sales also edged lower, as the number of transactions was arguably limited by less choice in some neighbourhoods. Less choice and more competition between buyers could ultimately result in renewed price growth in the months ahead.

⏩“If inventory tightens and home prices begin to rise, some buyers may face a trade-off between waiting for greater economic certainty and purchasing before prices move higher. At the same time, improving market conditions for sellers could bring more listings to market, providing buyers with additional choice,” said Toronto Regional Real Estate Board (TRREB) President Daniel Steinfeld.

⏩“Ownership housing in the GTA has remained relatively affordable over the past year, with average prices dipping and mortgage rates remaining somewhat flat. Recent news on the overall economy and job creation has been positive. The main hold-back for many households has been concerns around trade with the United States and the potential for higher inflation and borrowing costs in the future,” said TRREB’s Chief Information Officer Jason Mercer.

Source: TRREB

09/03/2026

🏠KEEPING YOU HOME-INFORMED!🏠
💵🚨BANK OF CANADA UPDATE🚨💵

👉 Bank of Canada held its principal interest rate at 2.25% for a 7th consecutive time!

👉Bank of Canada Governor Tiff Macklem says inflation risk is on the rise, with higher energy costs topping Canada's incoming dollar-for-dollar tariffs on U.S. goods as the biggest potential driver of rising prices for consumers and businesses.

👉"The counter-tariffs, and indeed the U.S. tariffs ... will add costs for some businesses," Macklem told reporters in Ottawa. "These tariffs are very steep, but they are applied to a relatively narrow base."

👉The bigger issue, he said, is the war in the Middle East.

👉"The conflict has re-escalated. Oil prices are back up," Macklem said. "The longer that drags on, the bigger the risk that it starts to spill over to the prices of other goods and services."

👉In its decision, the bank said recent data confirms its prediction for a "broadening recovery" in the economy. However, policymakers also said the war and U.S. tariffs raise the risk of higher inflation

source: cbc

🗓️Current:
September 2nd, 2026 ➡️ 2.25% (no change)

🗓️Upcoming Announcements (2026):
October 28th, 2026 ➡️ TBD
December 9th, 2026 ➡️ TBD

🗓️Historical Announcements (Last 10):
July 15th, 2026 ➡️ 2.25% (no change)
June 10th, 2026 ➡️ 2.25% (no change)
April 29th, 2026 ➡️ 2.25% (no change)
March 18th, 2026 ➡️ 2.25% (no change)
January 28th, 2026 ➡️ 2.25% (no change)
December 10th, 2025 ➡️ 2.25% (no change)
October 29th, 2025 ➡️ 2.25% (-0.25)
September 17th, 2025 ➡️ 2.50% (-0.50)
July 30th, 2025 ➡️ 2.75% (no change)
June 4th, 2025 ➡️ 2.75% (no change)
April 16th, 2025 ➡️ 2.75% (no change)

😎 KARM LOTAY
🏆Multi-Award Winner
💼 Sales Representative, BComm
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

08/24/2026

🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥
🔥🔥 Just Listed For Lease🔥🔥
🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

📍50 Herrick Ave., in St. Catharines , ON
📍Queenston st. / Westchester cres.
📍L2P

➡️ ~2 Year Old Apartment condo!
➡️ Upgraded kitchen w/ huge kitchen island
➡️ Massive 190+ sq. ft Walk-out balcony
➡️ 1 Bedroom + 1 Full baths
➡️ Smart homes features
➡️ Loads of amenities including tennis court
➡️ Concierge + In suite Laundry
➡️ Pot lights throughout
➡️ Near Brock Uni, Niagara college, QEW
➡️ Minutes from downtown core
➡️ 1 Parking spot
➡️ Much much more!!!!

📲Contact me for more info and/or preview!

👤 KARM LOTAY, Sales Representative
🏆 Multi-Award Winning Realtor
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

07/15/2026

🏠KEEPING YOU HOME-INFORMED!🏠
💵🚨BANK OF CANADA UPDATE🚨💵

👉 Bank of Canada held its principal interest rate at 2.25% for a 6th consecutive time!

👉Bank of Canada governor Tiff Macklem said in prepared remarks that the economy is still grappling with heightened uncertainty but officials at the central bank are growing more confident that the economy is working its way through those headwinds.

👉"Canada's GDP growth was flat over the past year as the economy adjusted to new tariffs, elevated uncertainty and slower population growth," said Tiff Macklem.

👉Inflation meanwhile hit 3.2% in May as a global energy shock from the war in Iran sent the cost of gasoline soaring over the spring. The Bank of Canada said in its report that inflation remains near the central bank's 2% target when gas prices are taken out of the picture.

source: yahoo finance

🗓️Current:
July 15th, 2026 ➡️ 2.25% (no change)

🗓️Upcoming Announcements (2026):
September 2nd, 2026 ➡️ TBD
October 28th, 2026 ➡️ TBD
December 9th, 2026 ➡️ TBD

🗓️Historical Announcements (Last 10):
June 10th, 2026 ➡️ 2.25% (no change)
April 29th, 2026 ➡️ 2.25% (no change)
March 18th, 2026 ➡️ 2.25% (no change)
January 28th, 2026 ➡️ 2.25% (no change)
December 10th, 2025 ➡️ 2.25% (no change)
October 29th, 2025 ➡️ 2.25% (-0.25)
September 17th, 2025 ➡️ 2.50% (-0.50)
July 30th, 2025 ➡️ 2.75% (no change)
June 4th, 2025 ➡️ 2.75% (no change)
April 16th, 2025 ➡️ 2.75% (no change)

😎 KARM LOTAY
🏆Multi-Award Winner
💼 Sales Representative, BComm
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

06/11/2026

🏠KEEPING YOU HOME-INFORMED!🏠
💵🚨BANK OF CANADA UPDATE🚨💵

👉 Bank of Canada held its principal interest rate at 2.25% for a 5th consecutive time!

👉Canada's overall ‌inflation rate in April rose to 2.8%, and bank of Canada governor Tim Macklem added the bank expected it to hover around the 3% mark before gradually easing toward the 2% target.

👉The central bank maintained a cautious stance, noting that while the Canadian economy is weak, it is not currently in a recession.

👉Policymakers are monitoring global trade uncertainties and inflation risks before making future adjustments

source: cbc

🗓️Current:
June 10th, 2026 ➡️ 2.25% (no change)

🗓️Upcoming Announcements (2026):
July 15th, 2026 ➡️ TBD
September 2nd, 2026 ➡️ TBD
October 28th, 2026 ➡️ TBD
December 9th, 2026 ➡️ TBD

🗓️Historical Announcements (Last 10):
April 29th, 2026 ➡️ 2.25% (no change)
March 18th, 2026 ➡️ 2.25% (no change)
January 28th, 2026 ➡️ 2.25% (no change)
December 10th, 2025 ➡️ 2.25% (no change)
October 29th, 2025 ➡️ 2.25% (-0.25)
September 17th, 2025 ➡️ 2.50% (-0.50)
July 30th, 2025 ➡️ 2.75% (no change)
June 4th, 2025 ➡️ 2.75% (no change)
April 16th, 2025 ➡️ 2.75% (no change)
March 12th, 2025 ➡️ 2.75% (-0.25)

😎 KARM LOTAY
🏆Multi-Award Winner
💼 Sales Representative, BComm
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

05/15/2026

📢📢📢📢📢📢📢📢📢📢📢📢📢📢
🌟🤩ANOTHER 5-STAR REVIEW🤩🌟
📢📢📢📢📢📢📢📢📢📢📢📢📢📢

"Karm is hands down the best realtor we’ve ever worked with. Karm handled the sale of my family’s estate home in Brampton and the purchase of our new home in Oakville. His knowledge and experience in real estate came extremely useful during the negotiation process of both deals as well as in the selection of our new home. He treated us like family from the beginning and went above and beyond the role of just being a real estate agent. Going forward we will only be using Karm for any of our real estate needs. Thank you for everything Karm! Looking forward to working with you again!

- Indi S.

📲Contact me if you are looking for a 5-STAR service for all your real estate needs!

😎 KARM LOTAY
🏆Multi-Award Winner
💼 Sales Representative, BComm
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your HOME? Don't Be Alarmed, Better CALL KARM!

05/15/2026

🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥
🔥🔥🔥JUST SECURED! 🔥🔥🔥
🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

📍3160 Harasym Tr., in Oakville, ON
📍Dundas / Neyagawa
📍L6M

➡️ Sell 2 Buy Journey Complete!
➡️ Working Hard!
➡️ Always Happy Clients!

🙏 Congratulations to my wonderful clients & friends for putting the trust into me to handle their end 2 end journey!

👤 KARM LOTAY, Sales Representative
🏆 Multi-Award Winning Realtor
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

❤️

04/22/2026

🏠KEEPING YOU HOME-INFORMED REAL ESTATE MARKET UPDATE! (MARCH 2026)🏠

📖See the latest trending..📈

⏩GTA resale housing market conditions tightened in March 2026 in comparison to last year. Sales were up year-over-year, while new listings were down. Selling prices were lower compared to March 2025 helping with affordability moving into the spring market.

⏩“It’s encouraging to see an uptick in March home sales compared to last month and last year. This suggests that an increasing number of GTA households are looking to take advantage of improved affordability as we move into the spring market. Positive news on trade and geopolitical issues would help improve consumer confidence and home sales in the months ahead,” said TRREB President Daniel Steinfeld.

⏩“Buyers continued to benefit from substantial negotiating power on price across major market segments in the last month. This explains why benchmark and average selling prices were down year-over-year. However, if market conditions continue to tighten, as they did in March, selling prices could start levelling off as we move through the remainder of 2026,” said TRREB Chief Information Officer Jason Mercer.

04/11/2026

🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥
🔥🔥🔥🔥 JUST SOLD! 🔥🔥🔥
🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

📍22 Tortoise Crt., in Brampton, ON
📍Vales of Castle more (Estate Homes)
📍L6P

➡️Strategic Staging
➡️Never Give Up
➡️Another Happy Seller

🙏 Congratulations to my wonderful clients & friends for putting the trust into me to handle such a niche market when it comes to estate homes!

👤 KARM LOTAY, Sales Representative
🏆 Multi-Award Winning Realtor
☎️ (416) 662-4797
🏢 RE/MAX Gold Realty Inc., Brokerage
💻 BetterCallKarm.com
📧 [email protected]
⏏️ Karm Lotay Realtor

😎 Selling Your Home? Don't Be Alarmed, Better CALL KARM!

Address

2720 North Park Drive #50
Brampton, ON
L6S0E9

Website

http://www.bettercallkarm.com/

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