23/10/2026
🏡 **BUYING YOUR FIRST HOME IN TOOWOOMBA? READ THIS FIRST!** 🔑
💰 **$700,000 | $800,000 | 0.25%**
Three numbers that could make a BIG difference to your first home purchase!
With government incentives, changing interest rates and property price caps, understanding the numbers could save you thousands.
🏠 **STAMP DUTY SAVINGS**
Eligible Queensland first-home buyers can pay NO stamp duty on established homes up to $700,000, with reduced concessions available up to $800,000. Even greater savings may apply to newly built homes!
💵 **5% DEPOSIT SCHEME**
You could purchase your first home with just a 5% deposit and avoid lenders mortgage insurance! But there's a catch — Toowoomba's property price cap is $700,000.
📈 **INTEREST RATES**
A 0.25% interest rate increase on a $600,000 mortgage could add approximately $97 per month to your repayments. Understanding your borrowing capacity is more important than ever.
🤔 **SO, SHOULD YOU BUY NOW OR WAIT?**
The answer depends on your financial circumstances, but knowing what assistance is available could help you get into the market sooner.
We've broken down the numbers, government incentives and what they mean for first-home buyers across Toowoomba and Highfields in our latest blog.
👇 **READ THE FULL ARTICLE** 👇
Buying your first home in Toowoomba? Discover Queensland stamp duty savings, the $700,000 deposit scheme cap and how rising interest rates affect repayments.
