GOSMSF.com.au

18/10/2026

Salary sacrificing into super is one of the quiet wins of retirement planning. 💰

With recent budget changes leaving super tax concessions in place while tightening investment breaks elsewhere, it’s worth a fresh look.

Here’s why it works:

✅ You barely notice it. Contributions come out before your pay lands.
✅ Immediate tax benefit. Contributions from pre-tax income are taxed at a lower rate than your marginal rate.
✅ Faster growth. Super earnings are taxed at just 15%.

Starting early can make a big difference over time, but balancing today’s cash flow with tomorrow’s wealth takes care.

This post is for educational purposes only and is general in nature. It is not financial product advice or tax advice, and it does not take into account your personal objectives, financial situation or needs.

06/10/2026

30/09/2026

SMSFs Continue Their Strong Growth

The latest ATO quarterly statistics highlight another record year for the SMSF sector, with 12,264 new SMSFs established in the June 2026 quarter and total SMSF membership now exceeding 1.24 million Australians.

More than 50,000 new SMSFs were established during 2025–26, demonstrating the continued interest in self-managed super among Australians looking for greater control and flexibility over their retirement savings.

Interestingly, the next generation of SMSF trustees is getting younger:

🔹 35–44 year olds represented 39.1% of new SMSF members

🔹 Almost 6 in 10 new members were aged between 35 and 49

The numbers show that SMSFs are increasingly being considered earlier in Australians’ wealth-building and retirement journeys.

At GoSMSF, we make SMSF setup, administration, accounting and compliance simple and streamlined.

📞 0490 899 530 | ✉️ [email protected]

🌐 gosmsf.com.au

General information only. Consider whether an SMSF is appropriate for your circumstances and seek appropriate professional advice.

19/09/2026

SMSF investment behaviour appears to be evolving towards greater use of ETFs and international diversification, while Australian equities and property remain major portfolio allocations.

The latest industry research has shown the popularity of exchange-traded funds among SMSF investors is still very robust.

14/09/2026

Take control of your super with GoSMSF — specialist SMSF setup, annual administration and ongoing support, made simple. 🌱
📞 0490 899 530 | ✉️ [email protected] | 🌐 gosmsf.com.au

25/06/2026

Think an SMSF is just a way to buy property? It is one of the most flexible investment structures available in Australia, and property is only part of the story.

A self managed super fund can hold a wide range of assets, including:

📈 Australian and global shares
🏢 Commercial property (including your own business premises)
🏠 Residential property
🪙 Gold and other commodities
💵 Cash and term deposits
📊 Managed funds and ETFs
📄 Bonds and fixed interest
₿ Cryptocurrency (held under strict SMSF rules)

The real advantage of an SMSF is control. You decide how your retirement savings are invested, you can diversify across asset classes, and you can build a portfolio that actually reflects your goals and risk appetite.

That control comes with responsibility. Every investment still has to meet the sole purpose test, sit within your fund's investment strategy, and follow the rules set by the ATO. Getting the structure and compliance right is what makes the difference.

Curious what your fund could be invested in? That is a conversation worth having with an SMSF specialist before you make a move.

General information only. This is not financial advice.

24/06/2026

Myth: you need $250,000 to start an SMSF.

Truth: there is no legal minimum. None.

This is one of the most common things we hear, and it stops a lot of people before they even start. There is no rule, no threshold, and no magic number written into the legislation.

What actually matters is whether an SMSF is the right fit for you:

Whether the fund is cost effective for your balance

Your investment goals and time horizon

How hands on you want to be in running it

Your long term retirement strategy

For some people a smaller starting balance still makes good sense, especially when there is a clear plan to grow it. For others, the numbers may not stack up just yet. Either way, the decision should be based on strategy and suitability, not a myth you heard once.

If the $250k myth has been holding you back, it might be worth.

General information only and not financial advice.

11/06/2026

Your super could be your next property deposit. 🏡

Most Australians don't realise they can use their superannuation to invest in property, and even fewer know how to do it the right way

Through a Self-Managed Super Fund (SMSF), you can borrow to buy high-growth residential or commercial property using a Limited Recourse Borrowing Arrangement (LRBA). Done properly, it's one of the most tax-effective ways to build retirement wealth in Australia

At GoSMSF, we handle the whole journey under one roof

🏦 SMSF loans, with 48+ lenders on our panel 🏠 An in-house buyer's agent sourcing high-growth properties Australia-wide ✅ The LRBA and bare trust structure set up correctly, start to finish

No bouncing between brokers, accountants and agents who never talk to each other. Just one specialist team making sure your fund stays compliant and your investment stacks up.

👉 Thinking about property in your SMSF? Book a free, no-obligation consult at gosmsf.com.au

22/05/2026

Corporate Trustee vs Individual Trustee

When setting up an SMSF, one of the first decisions you'll face is your trustee structure. It's easy to overlook — but it has real consequences down the track.

Individual trustee — lower upfront cost, but every member must be listed on all fund assets. If a member leaves or passes away, you'll need to update every single title and registration.

Corporate trustee — a separate legal entity that holds assets in the company name. Cleaner, more flexible, and essential if you ever want to borrow to buy property through your SMSF (LRBA).

The setup cost is higher, but it almost always saves time, money, and stress in the long run. We recommend it for the vast majority of our clients.

Not sure which suits your situation? Send us a message — we're happy to walk you through it. 💬

🔗 gosmsf.com.au/setup

21/05/2026

5 Compliance Mistakes SMSF Trustees Make

Running your own SMSF puts you in control — but it also puts you on the hook. The ATO takes compliance seriously, and these are the five mistakes we see trustees make most often:

No written investment strategy — or one that's never been followed

Missing minimum pension payment deadlines

Mixing personal and SMSF funds — even accidentally

Late lodgement of the annual return

Buying assets from related parties without meeting the rules

Any one of these can result in penalties, fund disqualification, or an ATO audit. The good news? With the right team, none of them need to happen.

We keep your SMSF compliant year-round — not just at tax time. Drop a comment or send us a message if you want to know more. 👇

🔗 gosmsf.com.au/compliance