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First Select Finance GUIDING YOU THROUGH
LIFE'S FINANCIAL JOURNEY We pride ourselves on our fast, professional and personalised approach.

We give best advice coupled with tailored simple and flexible finance & insurance solutions.

- Access to over 30 Major lenders means we are able deliver best interest rates, terms and conditions.
-Regulated by ASIC under the NCCP
-FBAA accredited member
-Credit and Investment Ombudsmen member

We look forward to forming a lasting and rewarding relationship with you, and perhaps most importantly, we look forward to helping you achieve your dreams.

26/10/2026

You’ve worked out what you earn and saved your deposit. Then the bank’s borrowing estimate comes back lower than you planned. Sound familiar? 🏡

Lenders consider more than your take home pay, and they don’t all assess your situation the same way. Existing commitments, credit history and the treatment of income such as overtime can affect the result.

Before building your property search around an estimate, understand how different lenders may assess your numbers.

Speak with First Select Finance about your borrowing position.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

23/10/2026

Been saving towards a deposit, only to wonder whether it will actually be enough? 🏡

A percentage of the property price is a starting point, but it doesn’t give you the full buying budget. You also need to consider purchase costs and how much a lender may be willing to lend you.

Understanding those figures together can help you see what you’re working towards before you spend more time chasing a savings target.

Speak with First Select Finance about your borrowing position and the costs to plan for.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

22/10/2026

A softer property market doesn’t automatically mean a cheaper build. 🏡

If you’re comparing building with buying an established home, a market headline won’t tell you what either option will cost you. Your build budget needs to reflect the builder’s quote, specifications, site conditions and what is included or excluded.

Understanding the full cost early can help you choose plans that fit your finances.

Planning to build? Speak with First Select Finance about your borrowing position and construction lending options.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

21/10/2026

An affordable purchase price and a high rental yield can make a regional property look appealing. But would the numbers still work if the property sat vacant? 🏡

Understanding the local employment base, tenant demand and ownership costs helps you look beyond the advertised return. It’s also worth considering who might buy the property when you’re ready to sell.

If you’re exploring a regional investment, speak with First Select Finance about your borrowing position and lending options.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Not financial advice. Eligibility criteria and lending conditions apply.

20/10/2026

An investor’s decision to sell could open the door for someone buying a home to live in. 🏡

This shift raises different questions depending on your position. As a buyer, does the property suit your needs and budget? As an investor, does keeping or selling the property fit your longer-term plans?

Before following what others are doing, understand your own numbers and the lending options available to you.

Speak with First Select Finance about your next property move.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

20/10/2026

Is Melbourne still out of reach, or is it time to revisit your options? 🏡

The way we think about a city’s property market can stay the same long after conditions have changed. This video explores Melbourne’s position compared with other capitals and the role housing supply plays in that picture.

For anyone considering a purchase, the next question is personal: which properties fit your budget, and what would the repayments look like?

Speak with First Select Finance about your borrowing position and lending options.

🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

19/10/2026

Auction headlines can make the property market sound like it’s moving in one direction. But what’s happening where you want to buy? 🏡

Results can differ between locations, and auctions are only one part of the picture. Looking at comparable sales and properties sold through private negotiations can give your research more context.

If you’re considering a purchase, getting clear on your finance is another important part of preparing.

Speak with First Select Finance:
🌐 www.firstselectfinance.com.au
📞 1300 73 1864

General information only. Eligibility criteria and lending conditions apply.

19/10/2026

Does buying your first home feel further away, even though you’re still saving? 🏡

National affordability figures tell part of the story. Your own position depends on your income, savings, existing debts and where you’re looking to buy.

Before putting your plans on hold, have a conversation about what may be achievable and what you could work towards. First Select Finance can help you understand your lending options and prepare for your next step.

Visit [firstselectfinance.com.au](https://www.firstselectfinance.com.au/) or call 1300 73 1864 to speak with our team.

General information only. Eligibility criteria and lending conditions apply.

Buying your first home? You may have more options than you realise. 🏡Understanding which first home buyer schemes you ma...
18/10/2026

Buying your first home? You may have more options than you realise. 🏡

Understanding which first home buyer schemes you may qualify for is a useful place to start. The next step is seeing how that support fits with your savings, borrowing capacity and a repayment budget you feel comfortable with.

At First Select Finance, we can help you understand your options and what you need to prepare.

Let’s talk about your first home.

📞 1300 73 1864
✉️ [email protected]

General information only. Scheme eligibility and lending criteria apply.

Address

111/470 St Kilda Road, Melbourne
Prahran, VIC
VIC3004

Telephone

+611300731864

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