Matthew Clark

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Matthew Clark Our award-winning approach to intricate transactions ensures personalized, competitive options designed to meet your unique needs.

Make the Move — Backed by Experts Who Know You.

📍 Somerville, VIC & Coffs Harbour, NSW
🏦 72+ Lenders
👨‍👩‍👧‍👦 2K+ Key Choice Clients
💲 1B+ Finance settled since 2001
🏆 Boutique Broker of the Year 2024, and 2025 & 2026 Finalist (VIC & National) Boutique Broker of the Year 2024 & 2025 Finalist (Vic & National) As the proud recipient of the 2024 Boutique Mortgage Broker of the Year award, Key Choice Lending stands at the forefront of financial solutions, offering specialized services in Home Loans, Investment Lending, SMSF, Business and Commercial Finance, Ex-Pat Finance, and Retirees Equity Release. Committed to guiding you through every stage of your financial journey, we offer comprehensive support from property settlements to interest rate reviews, all aimed at empowering your financial growth with a seamless and distinguished lending experience.

Complex commercial lending takes persistence, clear communication and a team that stays involved.Thank you, Nathan, for ...
26/10/2026

Complex commercial lending takes persistence, clear communication and a team that stays involved.

Thank you, Nathan, for trusting us at Key Choice to see your application through to approval. We appreciate your recommendation.

Buying commercial premises or reviewing your business lending? Let’s discuss your options.

📞 (03) 4329 0901
🌐 keychoicelending.com.au

CommercialLoans

🏡 Another investment property successfully purchased — this time in South Yarra!A great result for our client who came t...
24/09/2026

🏡 Another investment property successfully purchased — this time in South Yarra!

A great result for our client who came to us with a more complex lending scenario and an established property portfolio. With the right structure and lending solution in place, we were able to get the finance across the line and help secure their latest investment.

Every property journey is different. Sometimes, it’s not about finding the easiest deal — it’s about finding a solution that works for the bigger picture.

Looking to purchase your next investment property? Let’s talk strategy and finance.

📞 03 4329 0901
🌐 www.keychoicelending.com.au

When the deal isn’t straightforward, the right lending strategy makes all the difference. 🏡After being told by multiple ...
22/09/2026

When the deal isn’t straightforward, the right lending strategy makes all the difference. 🏡

After being told by multiple banks and brokers that finance wasn’t possible, Luis came to Key Choice with a complex scenario involving an existing property portfolio, rental arrangements and multiple income considerations.

It took some work behind the scenes — but we found a way forward and got the deal settled. ✅

Thank you, Luis, for trusting the Key Choice Lending team. We’ll be ready for property #7!

Got a complex lending scenario? Let’s see what options are available.

📞 03 4329 0901
🌐 www.keychoicelending.com.au

When a parent or loved one suddenly needs more care, their wellbeing comes first.Then another question can arrive very q...
09/09/2026

When a parent or loved one suddenly needs more care, their wellbeing comes first.

Then another question can arrive very quickly: How are we going to fund this?

Whether they want to remain safely at home or need residential aged care, the costs can add up — especially when much of their wealth is tied up in the family home rather than sitting in the bank.

Selling the home immediately may not be the only option. Our latest blog explores aged care funding, RAD and DAP payments, accessing home equity, reverse mortgages and specialist aged care finance.

🔗 Read more: https://keychoicelending.com.au/blogs/reverse-mortgage/aged-care-funding-how-to-pay/

Need help understanding the finance behind the care decision? Start with a conversation with Key Choice Lending.

📞 (03) 4329 0901
🌐 keychoicelending.com.au

General information only. Eligibility and lending criteria apply. Consider obtaining independent financial, aged care, legal and taxation advice where appropriate.

There’s no greater compliment than clients who keep coming back. 💙We’re incredibly grateful to Andrew and his family for...
02/09/2026

There’s no greater compliment than clients who keep coming back. 💙

We’re incredibly grateful to Andrew and his family for continuing to trust the Key Choice team with their lending needs over the years.

Whether it’s your first loan, your next move, or simply time to refinance, we’d love to be part of the journey.

📞 (03) 4329 0901
🌐 keychoicelending.com.au

The RBA has held the official cash rate at 4.35%, offering borrowers a welcome pause after three rate increases this yea...
11/08/2026

The RBA has held the official cash rate at 4.35%, offering borrowers a welcome pause after three rate increases this year.

But a rate hold doesn’t mean your home loan should stand still. Now could be a good time to review your interest rate, repayments and loan structure to ensure they still suit your circumstances.

Thinking about refinancing, buying or reviewing your options? Speak with us.
📞 03 4329 0901
🌐 www.keychoicelending.com.au

🏡 Another first home, another dream achieved!Congratulations to our client who purchased her very first home. It's a pri...
04/08/2026

🏡 Another first home, another dream achieved!

Congratulations to our client who purchased her very first home. It's a privilege to help guide first home buyers through one of life's biggest milestones.

Thinking about buying your first home? Let's explore your options and create a strategy that works for you.
📞 (03) 4329 0901
🌐 keychoicelending.com.au

Buying a home or refinancing? Start with the numbers. 🏡📊Our free home loan calculators help you estimate repayments, che...
30/07/2026

Buying a home or refinancing? Start with the numbers. 🏡📊

Our free home loan calculators help you estimate repayments, check your borrowing capacity, compare loan options, calculate stamp duty, and more — so you can make informed decisions with confidence.

Try them here: 🔗 https://keychoicelending.com.au/loan-calculators/

Need personalised advice? The Key Choice Lending team is here to help you find the right loan for your goals.
📞 03 4329 0901
🗓️ https://keychoicelending.com.au/booking/

24/07/2026

Stay up to date with the latest Australian property and lending market insights in this month's Huddle:

In this video, we discuss:
- The latest outlook on interest rates from the major banks.
- Recent property price movements across Australia.
- Why holding property for the long term continues to be one of the biggest drivers of successful investing.
- What these market trends could mean for homeowners, investors and buyers.

If you're wondering how the current market may affect your borrowing capacity, refinancing options or future property plans, we're here to help.

📞 Book a strategy session with our team – https://keychoicelending.com.au/booking/

Have a question? Leave a comment below or get in touch with our team.

🏡 Another Happy Homeowner in Mornington! 🎉Congratulations to our clients on securing their new home in Mornington!With t...
29/06/2026

🏡 Another Happy Homeowner in Mornington! 🎉

Congratulations to our clients on securing their new home in Mornington!

With the sale of their existing property settling next week, we helped make the purchase possible through a bridging loan — allowing them to buy first and sell later, without missing out on their dream home.

If you're buying before your current home sells, a bridging loan could be the solution.

📞 (03) 4329 0901
🌐 www.keychoicelending.com.au

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