22/10/2026
The realestate.com.au article published on 22 October 2026 highlights a major challenge: investors are not automatically moving into new homes despite favourable tax treatment. Concerns include construction costs, settlement funding gaps, bank valuations, rental returns and the location of new developments. Only 4.8% of investors surveyed said the preserved tax benefits made them more willing to buy new housing.
Here is how M7 can turn these concerns into a strong business opportunity.
M7 REAL ESTATE
How We Help Investors Navigate Australia’s Changing Property Market
Smarter property decisions. Stronger investment foundations.
The market is changing. Your property strategy should change with it.
Recent reporting by realestate.com.au highlights why property investors are becoming more cautious. Despite proposed tax advantages for eligible new homes, many investors remain concerned about construction costs, rental returns, bank valuations and settlement risks.
At M7 Real Estate, we believe successful property investing starts with the fundamentals — not just tax incentives.
Our role is to help investors identify suitable properties, understand local market conditions and make informed decisions based on their individual investment objectives.
1. Find properties that make investment sense
A new property is not automatically a good investment, and an established property is not automatically a bad one.
M7 can help investors assess suitable opportunities across Melbourne’s established suburbs and growth corridors, including Mickleham, Craigieburn, Beveridge, Truganina and surrounding areas.
Our approach considers:
* Purchase price and comparable sales.
* Local rental demand and realistic rental appraisals.
* Property type, layout and appeal to prospective tenants.
* Local infrastructure, employment access and future housing supply.
* Potential holding costs and resale considerations.
Our focus: finding the right property for your strategy, rather than simply selling you a property.
2. Compare new builds with established properties
With proposed changes to negative gearing and capital gains tax treatment, investors need to evaluate their options carefully.
M7 can help you compare eligible new homes with established properties by examining purchase prices, expected rental income, local demand, property condition and potential ongoing costs.
We can also help identify opportunities where an established property may suit your objectives better than a newly constructed home.
Tax eligibility and individual financial outcomes should be confirmed with your qualified accountant or tax adviser.
3. Reduce the risk of overpaying
One of the major concerns highlighted in the article is the possibility that a completed property may be valued below its purchase price.
For example, if a property is purchased for $750,000 but valued by a lender at $700,000 at settlement, a buyer relying on an 80% loan-to-value ratio could need approximately $40,000 in additional funds, assuming the lender bases its lending on the lower valuation.
M7 can help buyers undertake due diligence before committing by reviewing comparable sales, assessing asking prices against available market evidence and identifying questions to raise with the selling agent, lender, broker or conveyancer.
No agent can guarantee a bank valuation, future capital growth or a risk-free settlement. Our aim is to help clients make better-informed decisions before committing their money.
4. Match properties with genuine rental demand
Investors need more than a tax incentive. They need a property that appeals to the right tenants at a realistic rental price.
M7’s property management and leasing experience can help investors assess:
* Indicative market rent and likely tenant demand.
* Suitable property layouts for families, couples and other tenant groups.
* Rental competition from comparable properties.
* Ongoing management, maintenance and vacancy considerations.
* Whether the expected rental income supports the investor’s objectives.
A property that attracts consistent tenant interest may be more suitable for a long-term strategy than one selected primarily for its tax treatment.
Actual rental performance will depend on market conditions and property-specific factors.
5. Support investors beyond the purchase
Property investment is not just about buying. It is also about managing the asset effectively.
M7 can support investors with rental appraisals, leasing, ongoing property management and local market insights, helping owners understand how their property is performing and where attention may be needed.
For investors building a portfolio, we can also help assess future acquisition opportunities against their existing property holdings and objectives.
6. A more informed approach to Melbourne’s growth corridors
Melbourne’s growth corridors can offer opportunities for investors seeking modern family homes and access to developing communities. However, new supply, infrastructure delivery, competing rental properties and purchase prices all matter.
M7 can help investors investigate local conditions and compare opportunities across different suburbs rather than assuming that every new development will deliver the same outcome.
We focus on the property, the location, the price and the likely tenant — because these fundamentals matter regardless of government policy.
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Why work with M7 Real Estate?
Local knowledge. Practical guidance. Ongoing support.
M7 Real Estate brings together property sales, rental appraisals, leasing and property management to help clients navigate the property journey.
Whether you are purchasing your first investment, considering a newly built home or reviewing your existing portfolio, our team can help you understand the property market and identify the questions that matter before making a decision.
We do not believe in buying property simply because a tax benefit exists.
We believe in buying with a clear strategy, understanding the risks and making informed decisions.
Let’s discuss your next property move.
Contact M7 Real Estate to discuss your investment objectives, explore suitable property opportunities and obtain a rental appraisal.
M7 Real Estate — MSEVEN
We connect people, emotions & spaces.
1800 M SEVEN
Website: https://mseven.au
Important information: This material is general property information, not personal financial, investment, lending or tax advice. Proposed or enacted tax rules, eligibility and transitional arrangements should be verified with qualified professionals before purchasing. Property values, rental income and investment returns are not guaranteed.
