Aubry Debord, Real Estate Agent at Real

Aubry Debord, Real Estate Agent at Real Texas Real Estate Agent•Real Broker,LLC•Oklahoma Real Estate Agent, Real Broker LLC•ListingSpecialist•Buying Representation•Leasing Agent

10/17/2024

Texas offers some great Down Payment Assistance (DPA) programs that make it easier for buyers, especially first-time homeowners, to afford a home by lowering or even eliminating the need for a down payment, all while offering competitive interest rates. Now, here's where it gets interesting.

If you’re eligible for a USDA loan, which is designed for rural and suburban buyers, you can get 100% financing—no down payment needed—and the interest rates tend to be lower. That means you could qualify for a lower interest rate than if you were going the conventional route. Pair that with down payment assistance, and you could be looking at an even better deal.

Let’s talk specifics:

USDA Loans: These give you the benefit of no down payment, and they generally have lower interest rates compared to conventional loans. So, if you qualify, this could be a big win.
DPA Programs: Texas has several statewide programs that help with down payments and closing costs. Programs like the TDHCA’s My First Texas Home and TSAHC’s Homes for Texas Heroes offer anywhere from 3% to 5% assistance. The best part? Some of this assistance doesn’t have to be paid back.
Now, here’s the strategy: If you can bring your own down payment, you might qualify for something like a 5.5% interest rate. But if you qualify for a USDA loan, you could lock in a lower rate and still get assistance with closing costs, often resulting in little to no money out of pocket at the closing table. That’s where I come in. I can help you navigate these options/contract negotiations and get you connected to my preferred lenders for the best deal possible—sometimes $0 or very little at closing. Ready to own your own home?
Do you have questions or not sure where to start, text or call me: 903.744.2341

My favorite Real listing of the week goes to 428 Thompson Dr, Van Alstyne. This property has SO many extras- a bonus sun...
10/16/2024

My favorite Real listing of the week goes to 428 Thompson Dr, Van Alstyne. This property has SO many extras- a bonus sunroom and a wood-burning fireplace, along with 10 ft high ceilings and fruit trees, make it such a cozy yet elegant space. Schedule a showing here👇 https://www.laketexomarealestateagent.com/d8rbkaqu

Aubry Debord

Searching for properties under 400k in Cooke County?-check out nearby houses for sale and property listings. Start your ...
10/15/2024

Searching for properties under 400k in Cooke County?-check out nearby houses for sale and property listings. Start your home search here:

See all of our nearby houses for sale and property listings in Aubry Debord’s websites. Start your home search here with open house and neighborhoods info!

What is my home worth? Get a free market value estimate of your home's worth.
10/14/2024

What is my home worth? Get a free market value estimate of your home's worth.

What is my home worth? With Aubry Debord’s help, get a free market value estimate of your home's worth for free.

💥📢👀Thinking about waiting to buy? Check out the latest housing reports for Whitesboro, Grayson and Cooke County. Data su...
10/14/2024

💥📢👀Thinking about waiting to buy? Check out the latest housing reports for Whitesboro, Grayson and Cooke County. Data suggests waiting could cost you as prices keep rising, despite potential rate reductions.
🏡Looking to sell your home? Current data shows you may need a bit more patience before receiving a solid offer and going under contract.

Looking for an agent who’s detail-oriented and takes pride in accurate contracts? I'm your HOME girl! I’ve lost count of how many contracts I’ve seen from other agents that were filled out incorrectly or missing crucial documents and addenda, putting themselves and their clients at risk. Why choose me? I’m a stickler for contracts. Buying or selling a home is one of the biggest transactions you'll make in your lifetime—don’t settle for an agent who lacks experience with the critical details of real estate contracts.

Give me a call or send a text today—I’m here to make it happen!📲(903) 744-2341

Aubry Debord

Buy your first home at the best possible price for your local market.
10/12/2024

Buy your first home at the best possible price for your local market.

Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.

My Favorite Real Listing of the week! 241 Pasadera is located in the amazing Rock Creek Resort located on the shores of ...
10/09/2024

My Favorite Real Listing of the week! 241 Pasadera is located in the amazing Rock Creek Resort located on the shores of Lake Texoma. Are you looking to explore Rock Creek and all the amenities it has to offer? Ready to set full sail on your homeownership journey? Give me a call, and let's navigate the path to your dream home together:
https://www.laketexomarealestateagent.com/d8rbje4v

☀️Improving the world starts with improving yourself. Take this as your cue to invest in your well-being. Nourish your b...
10/04/2024

☀️Improving the world starts with improving yourself. Take this as your cue to invest in your well-being. Nourish your body and engage in activities that bring you joy. You'll thank yourself later. And who knows? Maybe your next big investment will be a new home! 😄

💸Real estate offers a unique combination of stability, appreciation potential, and income generation, making it one of the most reliable and rewarding long-term investments.

🏡If you are renting, please take 5 minutes out of your day to call or text me. I am easy to talk to and not pushy, at all.. Not sure where to start?? That is where I love to help. Majority of the time BUYING makes sense over renting. Even if you don't "qualify" now for not meeting credit score requirements, dti over limit, etc, my preferred lenders can put a plan in place to help you get that pre-approval sooner than later.

📈Real Estate=Financial Wealth

📲Looking to buy, sell or invest with the help of a local, friendly agent?
Text or Call me directly at:

(903) 744-2341

The holiday hustle can be the perfect spotlight on a home that's feeling a bit snug. If the festive season has you bumpi...
10/03/2024

The holiday hustle can be the perfect spotlight on a home that's feeling a bit snug. If the festive season has you bumping elbows more than raising glasses, or your work-from-home setup is on the dining table, it might be time to size up.

Dreaming of a home with room to grow? Let's talk about finding a space that fits life's next chapter.

(903) 744-2341

06/17/2024

🔥Coming Soon🔥
Modern Farmhouse Style Manufactured Home sitting on 1 ACRE.🏡 4 bed/2 & 1/2 bath
📈2,170 sq. ft
📍 4485 County Road 136, Whitesboro, TX 76273
👀Outside City Limits/No deed restrictions/Cooke County👀
** 20x20 concrete pad
🏷Offered at $330,000

For more information about this property contact:
Aubry Debord, Listing Agent
Real
Text or Call Direct 903.744.2341
*Agent is owner*

Every second counts in the housing market when there's so much demand for a relatively low supply of homes. DM me to lea...
04/25/2024

Every second counts in the housing market when there's so much demand for a relatively low supply of homes. DM me to learn more about how getting pre-approved before starting your home search will make you agile enough to sn**ch up your dream home before anyone else can.

The principal that you pay, your down payment and appreciation can really add up over time. Click here to find the equity in your home.

Median Sales Price data for the last year comparing Grayson, Cooke counties and the entire MLS. Are you curious about wh...
04/16/2024

Median Sales Price data for the last year comparing Grayson, Cooke counties and the entire MLS. Are you curious about what this means for you as a Buyer/Seller or both?

Let's connect📲 903.744.2341

📈Market Update for Whitesboro. All Residential Homes sold within the last 30 days have sold for 400k or under. The same ...
03/17/2024

📈Market Update for Whitesboro. All Residential Homes sold within the last 30 days have sold for 400k or under. The same rings true for those under contract. Are you looking to make a move this SPRING? Text or Call me today and let's talk about your real estate goals:

📲903.744.2341

🚗Just a reminder my service area ranges from all over North Texas to across the Red River into many Oklahoma counties!

Address

Whitesboro, TX
76273

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