10/22/2026
• Robust Living Benefits:
• Through their Quality of Life (QoL) lineup, policyholders can access accelerated death benefits while living.
• Funds are unrestricted and trigger upon qualifying chronic, critical, or terminal diagnoses.
• Flexible Customization:
• Term products feature 18 different length options to accurately match specific debt horizons like mortgage timelines.
• Most term products provide contract options to seamlessly convert to permanent coverage without new medical underwriting.
• Wealth & Cash Value Accumulation:
• Permanent contracts (like the Max Accumulator+ III) build tax-deferred cash value linked to equity indexes like the S&P 500.
• Includes built-in downside protection floors to shield policy equity from market losses.
• Streamlined Underwriting:
• Qualifying applicants up to age 59 can secure up to $2 million in coverage without a physical medical examination
