HadaInc

10/06/2026

October 1, 2026

DRE Warns of Reemerging Advance-Fee Scams in Real Estate Loans

Sacramento, California – The California Department of Real Estate (DRE) urges consumers and licensees to be aware of upfront fee loan scams.

Consumers and real estate agents should be wary when advance fees are requested as part of a consumer loan.

What the Scam Can Look Like

The scammer either uses a legitimate loan originator or lender's license or will create a false license.

Misleading Loan Advertising Claims (False Promises):

The loan is a 100% financing loan, i.e., no down payment needed.

They work with lenders or loan products that others don't have access to.

Consumers have to pay an upfront origination fees to start the process.

The upfront fee is refundable.

The consumer is guaranteed to get the loan.

Once the consumer pays the upfront fee, that fee suddenly becomes non-refundable.

And that consumer no longer qualifies for the loan or the scammer will delay the loan process.

Collection of advanced fees require an advanced fee agreement, and the agreement must be pre-approved by DRE.

What Consumers Can Do

Always Verify Details
Scammers promote high-return real estate investments that are either nonexistent or misrepresented, leading to financial losses for investors. Verify a real estate agent's license with the DRE at: California Department of Real Estate.

Contact Your Real Estate Agent
Contact your real estate agent to flag your concerns with the request for advance fees. Many agents have managed many real estate transactions and can identify predatory behavior.

Ask Questions
Consumers should always ask questions and never feel rushed or pushed to make a quick decision. Take your time and if you feel under pressure, that may be a red flag.

Contact DRE
If you are asked to pay advance fees, conduct greater research and talk with your agent. When in doubt, contact DRE.

How Consumers Can Report Suspected Fraud

If you believe you have been a victim of a real estate crime, suspect predatory behavior in your real estate transaction, or have a concern or complaint about a real estate salesperson or broker, you can file a complaint with DRE: https://dre.ca.gov/Consumers/FileComplaint.html

09/11/2026

🏡 **Unlock Your Bay Area Dream Home: Expert Guidance & Exclusive Buyer Rebates for New Construction** 🏡

Navigating the Bay Area new construction market is an exciting journey, but you need a dedicated strategy to protect your investment and maximize your purchasing power. Whether you are stepping into the housing market for the **first time** or transitioning into a streamlined, low-maintenance lifestyle as an **empty nester/retiree**, professional representation makes all the difference!

✨ **Why Partner with Us at Jeanette Lee Hada, Broker?** ✨

* **Independent Representation:** The on-site sales office represents the builder—we represent *you* to fiercely protect your best interests.

* **Expert Contract Review:** We carefully review builder contracts, warranties, and disclosures before you sign.

* **Skilled Negotiation:** We negotiate favorable terms and work to secure additional design studio perks, upgrades, or developer bonuses.

* **Creative Cost Savings:** Because sales offices typically won't lower base prices (to protect future comps), we help you save on **non-recurring closing costs** instead!

💰 **Exclusive Buyer Commission Rebate Offer** 💰
When a developer offers broker cooperation and compensation at closing, we are thrilled to pass those savings directly to you as a buyer rebate!

* *Requirement:* Simply let us accompany you on your **very first visit** to the sales office.

🌟 **Tailored Support for Every Stage of Life** 🌟

* 🔑 **First-Time Homebuyers:** We guide you step-by-step through financing coordination, builder timelines, design center selections, and structural walkthroughs.

* 🌿 **Empty Nesters & Retirees:** We help you find modern, energy-efficient homes with ideal accessibility features, main-level living, and vibrant community amenities for your next chapter.

📋 *Compliance Note:* Rebates are contingent upon developer broker co-op offering, buyer representation agreement, first-visit accompaniment, and lender approval.

📲 **Ready to explore Bay Area new construction?** Send a direct message or contact **Jeanette Lee Hada, Broker** today to schedule your consultation and let's guide you home with confidence!

* **Exclusive Representation Requirement:** This promotion applies exclusively to unrepresented prospective buyers who do not currently have an active buyer's representation agreement or agency relationship with another real estate broker or agent. Clients who are already under contract with or represented by another agent are ineligible for this offer.

08/31/2026

In search of a buyer looking to plant roots or invest in a premium Silicon Valley location.

Location: Heart of Sunnyvale (Prime location, short drive to major tech campuses, shopping, dining, and public parks).

The Footprint: 5 Bedrooms | 3 Bathrooms | Single Family Home.

The Lot: 7,000+ Sq. Ft. featuring a shaded patio with an awning, mature fruit trees, and ample gardening space.

Condition: Modestly updated kitchen, bathrooms, and flooring. Highly livable "as-is," yet offers the perfect canvas for a custom cosmetic update.

Bonus: Outstanding local schools and proximity to everything.

Sellers are looking for a smooth, private transaction. If you have a client looking for space, location, and versatility who wants to bypass the chaotic public bidding wars, reply directly to this email or call me to schedule a private walkthrough.

Address available upon qualified request.

Call now to connect with business.

08/12/2026

Quality of living does not need to be compromised when making a small space into a home.

I love when friends and clients share videos and posts that inspire ways to live comfortably and beautifully in different sized spaces.

AD joins interior designer Phoebe K*t and resident Anton to see how...

03/15/2026

Planning to remodel and want to know which improvements can provide the best return? 🏠🏡🏘️

06/12/2025

Restructuring in progress...

We're still selling homes, but working on adding more features and services for our clients!

Stay tuned

06/21/2024

https://www.latimes.com/california/story/2024-06-14/san-jose-allows-homeowers-to-sell-adus-separately

San José became the first California city to let homeowners sell an ADU on their lot separately from their house. The goal is to boost homeownership.

03/01/2024

H o u s i n g P e r s p e c t i v e

2024 Housing Market Outlook

The U.S. economy survived 2023 without going into a recession, as consumers turned out to be more resilient than most economists expected. Despite going through high inflation, banking crisis, and rounds of layoffs by some of the high-profile companies in the past year, consumers remained upbeat and their confidence recovered somewhat at the end of 2023. The housing market, on the other hand, had a rough year as mortgage rates remained elevated and supply continued to be tight.

The Fed is expected to cut its policy rate this year but has also indicated that they may not pull the trigger until they see more signs of easing in inflation. The uncertainty of future rate cuts could increase interest rate volatility in the next couple of months, but the average 30-year fixed rate mortgage should slowly decline back to 6.5% by mid-year. Mortgage rates will continue to trend down in the second half of 2024 and could reach 6% by the end of the year.

With interest rates expected to decline gradually in the next 12 months, the lock-in effect will begin to ease, and more properties will be released onto the market. More newly built housing units will also be available as developers continue to rev up new constructions to address the persistent housing shortage issue. While supply in 2024 will remain below the norm by historical standards, active listings could increase between 10% to 20% as market conditions and lending environment continue to improve.

Lower costs of borrowing and an increase in housing supply are factors that could motivate buyers and sellers to reenter the market in the upcoming home buying season. First-time buyers who were priced out or got squeezed out by market competition last year will give it another shot to attain their American dream. Repeat buyers who have overcome the lock-in effect will also return to the market as rates slowly trend down. Sales will have a soft growth in Q1 2024, but momentum should pick up later this year as rates decline further.

California home sales will bounce back with a double-digits gain in 2024 after declining more than 20% in 2023.Lower interest rates and tight housing supply will also put upward pressure on home prices in the coming year. While more sellers will be listing their properties on the market, demand will also rise as affordability improves, resulting in market competition remaining intense. Meanwhile, with rates expected to dip in the next 12 months, buyers will have more financial flexibility to purchase homes at higher prices. Assuming a healthy economy with either no recession or a mild recession in 2024, home prices should rise modestly across California, with the state’s median price growing 5.7% year-over-year and reaching a new high after falling 0.6% in 2023.

02/14/2024

Market update for February 13, 2024

Although we're not seeing addition drop in rates, we are seeing more demand to purchase in the Bay Area. When priced in-line with the market, residential properties are selling and not sitting as they were last year.

If you're in the market to purchase, now is the time to choose a lender to get a preapproval, make sure there are no issues with your credit history, and set up listing alerts that match your criteria (wants and that fits your budget).

02/05/2024

Beautiful new townhomes coming to Sunnyvale. Interested in more information? Reach out and ask us about our specials at closing*

* not affiliated with the development or builder

New TownhomesComing to Sunnyvale, CA LIFE IS GOOD.Coming soon to Sunnyvale! Vida features 2- and 3-bedroom townhomes ranging from approximately 1,378 to 2,037 square feet. Located on E Fremont Avenue near Sunnyvale Saratoga Road, the first phase currently under construction includes 50 spacious, wel...