Susan Caulfield, Realtor

Susan Caulfield, Realtor Keller Williams TYG Homes

05/08/2019
Tyg4you

This is why I love my team!!!

47 Days on the Market with Another Agent & 2 Price Reductions??????

TYG SOLD in 3 Days OVER the Asking Price!!!!!!!!

This Seller had their house on the market with another agent and it did not sell! The Seller interviewed 3 agents, 2 of the 3 said to sell it vacant. Our TYG agent said to Stage.

TYG staged it, and it received multiple contracts in 3 days and SOLD over the asking price!

If you or anyone you know is thinking about buying, selling, or investing in real estate…

Send us a message now!
#TYG4YOU #sellinglocal #30yearrealtor

Tyg4you
04/09/2019

Tyg4you

If you or anyone you know is thinking about buying, selling, or investing in real estate... Contact TYG Now! [email protected] or 703-952-3727

To search for homes visit TYGhomesearch.com or text TYG to 59559. #TYG4YOU #30yearrealtor

03/20/2019
Tyg4you

Great Information!!

TYG's Buyers formula can help you find the perfect home. Nancy Yahner explains this helpful formula for turning a Buyer into a homeowner! #TYG4YOU #transformationtuesday #30years

🏡
02/14/2019
Tyg4you

🏡

Did you know that TYG can help you even if you are not ready to buy or sell? Our TYG STAGE & REdesign service is excellent at helping you update your home. Our service can help you save time and money. We hope you enjoy the Top 8 Home Design and Remodeling Trends.

Whether you are a Buyer, a Seller or a Stayer, TYG can help you. #TYG4YOU #TYGstageandredesign #30years

Send a Message if you would like more information on how TYG can help YOU.

Had a great time with Onur today at Granite Expo in Sterling. He is very knowledgeable about granite, marble, quartz and...
02/08/2019

Had a great time with Onur today at Granite Expo in Sterling. He is very knowledgeable about granite, marble, quartz and the new up and coming porcelain. So many choices...back splashes and cabinets too😉

Love my Team!
01/31/2019

Love my Team!

If you are thinking of selling your house, send a message to find out how we got this Super Sweet Townhouse UNDER CONTRACT IN 3 DAYS! #TYG4YOU #whatsupwednesday #TYGstageandredesign

Tyg4you
01/23/2019

Tyg4you

This sweet townhouse in Ashburn Village is debuting, Friday, January 25th after Lisa Forczyk TYG STAGE & REdesign's lead stager did her magic!

Come see this nicely updated house at the Open Houses SAT 1/26 & SUN 1/27 from 1-3:00. 44033 Laceyville Terrace, Ashburn, VA #TYG4YOU #transformationtuesday

Send us a message for more information

The Farmacy
01/19/2019

The Farmacy

Reminder: Life is what you make it

01/17/2019
Tyg4you

This is one of the reasons I love my team!!! Lisa, our amazing stager, she is unbelievable at what she does

TYG believes in staging so much that we have our own staging company, TYG STAGE & REdesign headed up by Lisa Forczyk. Here is a before and after for a property we sold in the desirable community of Potomac Green! Watch Lisa do her magic!

Gathered amazing information can't wait to put it in effect😉
01/17/2019

Gathered amazing information can't wait to put it in effect😉

One of TYG's Core Values is Always Growing. Today, the Team is in BOLD.

Today the Team will come out this with a bolder #mindset for their business and be able to serve their clients and community at an even higher level! #TYG4YOU #theyahnergroup

Can you spot the TYG Team?

Tyg4you
01/15/2019

Tyg4you

Coming Soon: 44033 Laceyville Terrace in Desirable Ashburn Village in Ashburn, VA. Wait until you see the beautiful updates the homeowner made. Send a message for additional information and stay tuned for additional photos! #TYG4YOU #theyahnergroup #comingsoon

01/14/2019
AOL

Great Idea:)

This staircase with secret drawers helps you save space in your home 😮Via Your Future Home

Tyg4you
01/10/2019

Tyg4you

The Making of the TYG Schlepper!

Years ago, Nancy Yahner had a vision of owning a pick-up truck that our family, friends, clients and trusted business partners could use to haul something bigger than their cars could hold.

Nancy's vision came to fruition when the TYG Schlepper was born! Our family, friends, clients and trusted business partners love this TYG value-added resource.

If you are a TYG VIP the use of the Schlepper is FREE.

Send a Message to find out how you can be a TYG VIP too. #TYG4YOU #TBT

If you see the TYG Schlepper on the road, let us know. Send a photo of it and we will send you a Starbucks Card! Use #tygschlepper

Tyg4you
01/09/2019

Tyg4you

As we begin another year, everyone wants to know: “Where is the housing market headed in 2019?”

It’s not only buyers, sellers, and homeowners who are impacted. The real estate market plays an integral role in the overall U.S. economy. Fortunately, key indicators point toward a stable housing market in 2019 with signs of modest growth. However, shifting conditions could impact you if you plan to buy, sell, or refinance this year.

Send us a message if you have any questions after reading this!

HOME VALUES WILL INCREASE

The value of real estate will continue to rise. Freddie Mac predicts housing prices will increase by 4.3% in 2019.1 While the rapid price appreciation we witnessed earlier in the decade has slowed, the combination of a strong economy, low unemployment, and a lack of inventory in many market segments continues to push prices higher.

"Ninety percent of markets are experiencing price gains while very few are experiencing consistent price declines," according to National Association of Realtors (NAR) Chief Economist Lawrence Yun.2

Yun predicts that the national median existing-home price will increase to around $266,800 in 2019 and $274,000 in 2020. "Home price appreciation will slow down—the days of easy price gains are coming to an end—but prices will continue to rise."

What does it mean for you? If you’re in the market to buy a home, act fast. Prices will continue to go up, so you’ll pay more the longer you wait. If you’re a current homeowner, real estate has proven once again to be a solid investment over the long term. In fact, the equity level of American homeowners reached an all-time high in 2018, topping $6 trillion.3

SALES LEVELS WILL STABILIZE

In 2018, we saw a decline in sales, primarily driven by rising mortgage rates and a lack of affordable inventory. However, Yun isn’t alarmed. "2017 was the best year for home sales in ten years, and 2018 is only down 1.5% year to date. Statistically, it is a mild twinge in the data and a very mild adjustment compared to the long-term growth we've been experiencing over the past few years."2

Yun and other economists expect home sales to remain relatively flat over the next couple of years. Freddie Mac forecasts homes sales will increase 1% to 6.08 million in 2019 and 2% to 6.20 million in 2020.1

“The medium and long-term prospects for housing are good because demographics are going to continue to support demand,” explains Tendayi Kapfidze, chief economist for LendingTree. “With a slower price appreciation, incomes have an opportunity to catch up. With slower sales, inventory has an opportunity to normalize. A slowdown in 2019 creates a healthier housing market going forward.”4

What does it mean for you? If you’ve been scared off by reports of a market slowdown, it’s important to keep things in perspective. A cooldown can prevent a hot market from becoming overheated. A gradual and sustainable pace of growth is preferable for long-term economic stability.

MORTGAGE RATES WILL RISE

The Mortgage Bankers Association predicts the Federal Reserve will raise interest rates three times this year, resulting in a rise in mortgage rates.5 While no one can predict future mortgage rates with certainty, Realtor.com Chief Economist Danielle Hale estimates that the rate for a 30-year mortgage will reach 5.5%by the end of 2019, up from around 4.62% at the end of 2018.6

While mortgage rates above 5% may seem high to today’s buyers, it’s not out of line with historical standards. According to Hale, “The average mortgage rate in the 1990s was 8.1%, and rates didn’t fall below 5% until 2009. So for buyers who can make the math work, buying a home is likely still an investment worth making.”7

What does it mean for you? If you’re in the market to buy a house or refinance an existing mortgage, you may want to act quickly before mortgage rates rise. To qualify for the lowest rate available, take steps to improve your credit score, pay down existing debt, and save up for a larger down payment.

AFFORDABILITY ISSUES WILL PERSIST

Although the desire to own a home remains strong, the combination of higher home prices and rising mortgage rates will make it increasingly difficult for many first-time buyers to afford one.

“Buyers who are able to stay in the market will find less competition as more buyers are priced out but feel an increased sense of urgency to close before it gets even more expensive,” according to Hale. “Although the number of homes for sale is increasing, which is an improvement for buyers, the majority of new inventory is focused in the mid-to-higher-end price tier, not entry-level.”6

What does it mean for you? Unfortunately, market factors make it difficult for many first-time buyers to afford a home. However, as move-up buyers take advantage of new high-end inventory, we could see an increase in starter homes hitting the market.

MILLENNIALS WILL MAKE UP LARGEST SEGMENT OF BUYERS

“The housing market in 2019 will be characterized by continued rising mortgage rates and surging millennial demand,” according to Odeta Kushi, senior economist for First American. "Rising rates, by making housing less affordable, will likely deter certain potential homebuyers from the market. On the other hand, the largest cohort of millennials will be turning 29 next year, entering peak household formation and home-buying age, and contributing to the increase in first-time buyer demand.”4

Danielle Hale, chief economist for Realtor.com, predicts the trend will continue. “Millennials are also likely to make up the largest share of home buyers for the next decade as their housing needs adjust over time.”6

What does it mean for you? If you’re in the market for a starter home, prepare to compete for the best listings. And if you plan to sell a home in 2019, be sure to work with an agent who knows how to reach millennial buyers by utilizing the latest online marketing techniques.

WE’RE HERE TO GUIDE YOU

While national real estate numbers and predictions can provide a “big picture” outlook for the year, real estate is local. And as local market experts, we can guide you through the ins and outs of our market and the local issues that are likely to drive home values in your particular neighborhood.

If you’re considering buying or selling a home in 2019, contact us now to schedule a free consultation. We’ll work with you to develop an action plan to meet your real estate goals this year.

START PREPARING TODAY

If you plan to BUY this year:

1. Get pre-approved for a mortgage. If you plan to finance part of your home purchase, getting pre-approved for a mortgage will give you a jump-start on the paperwork and provide an advantage over other buyers in a competitive market. The added bonus: you will find out how much you can afford to borrow and budget accordingly. We can recommend great mortgage companies.

2. Create your wish list. How many bedrooms and bathrooms do you need? How far are you willing to commute to work? What’s most important to you in a home? We can set up a customized search that meets your criteria to help you find the perfect home for you.

3. Come to our office. The buying process can be tricky. We’d love to guide you through it. We can help you find a home that fits your needs and budget, all at no cost to you. Give us a call to schedule an appointment today!

If you plan to SELL this year:

1. Call us for a FREE Comparative Market Analysis. A CMA not only gives you the current market value of your home, it will also show how your home compares to others in the area. This will help us determine which repairs and upgrades may be required to get top dollar for your property, and it will help us price your home correctly once you’re ready to list.

2. Prep your home for the market. Most buyers want a home they can move into right away, without having to make extensive repairs and upgrades. We can help you determine which ones are worth the time and expense to deliver maximum results.

3. Start decluttering. Help your buyers see themselves in your home by packing up personal items and things you don’t use regularly and storing them in an attic or storage locker. This will make your home appear larger, make it easier to stage ... and get you one step closer to moving when the time comes! Check out our staging company www.TYGstageandredesign.com
#TYG4YOU #downsizing #theyhanergroup

Sources:
1. Freddie Mac Economic & Housing Research Forecast –
http://www.freddiemac.com/research/pdf/201811-Forecast-04.pdf
2. National Association of Realtors 2019 Forecast –
https://www.nar.realtor/newsroom/2019-forecast-existing-home-sales-to-stabilize-and-price-growth-to-continue
3. Bankrate 2018 Year in Review –
https://www.bankrate.com/mortgages/year-in-review-for-housing-market/’
4. Forbes 2019 Real Estate Forecast –
https://www.forbes.com/sites/alyyale/2018/12/06/2019-real-estate-forecast-what-home-buyers-sellers-and-investors-can-expect/#a98b80a70d9a
5. Mortgage Bankers Association Forecast –
https://www.mba.org/2018-press-releases/october/mba-forecast-purchase-originations-to-increase-to-12-trillion-in-2019
6. Realtors.com 2019 National Housing Forecast –
https://www.realtor.com/research/2019-national-housing-forecast/
7. FOX Business –
https://www.foxbusiness.com/personal-finance/where-mortgage-rates-are-headed-in-2019

Love my new team!!!
01/09/2019

Love my new team!!!

Welcome to 2019! Spring 🌿🌱🌷is just around the corner and it is time to start thinking 💭🤫💭about doing some things around the house? 🏘🏡

If one of your New Years resolutions is to transform your home, 🏡 do some home repairs, 🔨🧰 improvements 🧱🧨or looking to #downsize - you are in luck 🍀if you have the TYG Biz 4 You App! With our Trusted Business Partners and the App, we can save you precious time, money 💵 💰 and get your job done!

Lastly, we are updating our referral directory📓 (that is connected to our App) if you know of someone that does great work, 👷🏼‍♀️👩🏼‍🍳👨🏼‍⚕️please feel free to recommend them here. We love adding quality businesses 🏢to our App. #TYG4YOU #transformationtuesday

Tyg4you
12/18/2018
Tyg4you

Tyg4you

Your Partner in Local Real Estate


Licensed in Virginia

Can wait for 2019 it will be amazing!!!
12/05/2018

Can wait for 2019 it will be amazing!!!

Brainstorming, Goal Setting, 2019 Business Planning and a Team High 5 after Completing Our Retreat!

We are Looking Forward to a Positive, Productive and Profitable 2019 Serving and Growing the TYG Homes Community.

A VERY Special Shout Out to Blend Coffee Bar! We Spent Our 2nd Day Working in their Garage Room. #TYG4YOU #supportinglocal

It's amazing what you can do
11/15/2018
HGTV

It's amazing what you can do

Our all-star designers and contractors turn neighborhood eyesores into showstoppers.

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11/12/2018

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This is so perfect 😍🛀

Interesting...
11/07/2018
Alot Living

Interesting...

We're really excited about #15 becoming more popular!

Tyg4you
10/29/2018

Tyg4you

Just listed in Ashburn Village. You will love coming home to this beautiful Traditional Colonial in the desirable community of Ashburn Village.

As soon as you walk into the house you are greeted by neutral décor with fresh, on-trend colors. There is new flooring throughout the main and upper levels.

Send a message to get a personal tour of this gem or contact us at [email protected] or 703-430-1116
#TYG4YOU #theyahnergroup

New Listing! 21204 Millwood Sq Sterling $489,000Nearly 2900 sq.ft!! Backs to beautiful woods! Large rooms thruout! Hardw...
03/03/2018

New Listing! 21204 Millwood Sq Sterling $489,000

Nearly 2900 sq.ft!! Backs to beautiful woods! Large rooms thruout! Hardwood floors in living & dining room!**Huge breakfast area and kitchen** stainless appliances**Breakfast bar**Unbelievable master suite! Huge room w/tons of closets! Master bath on upper lvl w/dual vanities, walk-in closet & more! Lower level w/huge rec room, 4th bdrm & full bath! Walk-out to brick patio! Move in ready!

Coming Soon! 21204 Millwood Sq Sterling. 4 bedrooms, 3.5 bath townhouse.Nearly 2900 sq.ft!! Backs to beautiful woods! La...
02/18/2018

Coming Soon! 21204 Millwood Sq Sterling. 4 bedrooms, 3.5 bath townhouse.Nearly 2900 sq.ft!! Backs to beautiful woods! Large rooms thruout! Hardwood floors in living & dining room!**Huge breakfast area and kitchen** stainless appliances**Breakfast bar**Unbelievable master suite! Huge room w/tons of closets! Master bath on upper lvl w/dual vanities, walk-in closet & more! Lower level w/huge rec room, 4th bdrm & full bath! Walk-out to brick patio! Great space! $489,000

Renters at a Disadvantage
01/04/2018
Renters at a Disadvantage

Renters at a Disadvantage

Renters are seeing their budgets increasingly squeezed as incomes stagnate while homeowners are reaping the benefits of lower interest rates.

11/03/2017

Office Space available in downtown Leesburg. Great location on Main St. $3500 for main level and $3000 for lower level. Please contact me if interested 703-798-3691

Address

20130 Lakeview Center Plaza
Sterling, VA
20147

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